Nissan Frontier LE King Cab 2WD Insurance Rates

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U.S. average insurance rates for a Nissan Frontier LE King Cab 2WD are $1,478 a year for full coverage insurance. Comprehensive costs approximately $284, collision insurance costs $540, and liability coverage costs around $454. Buying just liability costs as low as $538 a year, and insurance for high-risk drivers costs around $3,194. Teenage drivers pay the highest rates at up to $5,624 a year.

Annual premium for full coverage: $1,478

Price estimates by type of coverage:

Comprehensive $284
Collision $540
Liability $454

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Nissan Frontier Trim Level

For the normal driver, Nissan Frontier LE King Cab 2WD insurance prices range from the low end price of $538 for a discount liability-only rate to the much higher price of $3,194 for a driver who requires high-risk insurance.

Liability Only $538
Full Coverage $1,478
High Risk $3,194

Geographic Price Range

Where you live has a large influence on the price of auto insurance. Rural locations have lower incidents of physical damage claims than densely populated cities. The example below illustrates how geographic area affects auto insurance prices.

Rural Areas $1,109
Small Cities $1,552
Large Cities $1,995

These price ranges illustrate why everyone should compare prices using their specific location, rather than using average rates.

Use the form below to get rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

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Insurance prices for a Nissan Frontier LE King Cab 2WD are also quite variable based on the replacement cost of your Frontier, your age and driving record, and physical damage deductibles and liability limits.

If you have some driving violations or you caused an accident, you are probably paying anywhere from $1,700 to $2,400 additional each year, depending on your age. Nissan Frontier LE King Cab 2WD insurance for high-risk drivers can be around 43% to 128% more than a normal policy. View High Risk Driver Rates

A more mature driver with no violations or accidents and higher comprehensive and collision deductibles may only pay around $1,400 a year for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records should be prepared to pay in the ballpark of $5,600 a year. View Rates by Age

The state you live in has a huge impact on Nissan Frontier LE King Cab 2WD insurance rates. A driver around age 40 might see prices as low as $1,180 a year in states like , , and North Carolina, or be forced to pay as much as $1,800 on average in California, Montana, and Michigan. Rates by state and city are shown later in the article.

Using high physical damage deductibles could cut prices by as much as $560 a year, whereas buying more liability protection will push prices upward. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will increase rates by as much as $408 more each year. View Rates by Deductible or Liability Limit

Since prices can be so different, the only way to figure out which insurance company is cheapest is to regularly compare prices and see how they stack up. Each insurance company uses a different method to calculate prices, and rates may be quite different.

View Chart as Image

Nissan Frontier LE King Cab 2WD insurance cost comparison chart
Column chart showing Nissan Frontier LE King Cab 2WD insurance prices range from $863 to $5,624 for full coverage

The chart estimates Nissan Frontier LE King Cab 2WD insurance prices for various risks and coverage choices. The cheapest price with discounts is $863. Drivers who use higher $1,000 deductibles will pay $1,292. The average price for a middle-aged driver with a clean driving record using $500 deductibles is $1,478. Selecting more expensive $100 deductibles for physical damage coverage could cost up to $1,844. Drivers with multiple violations and accidents could be charged at least $3,194. The rate for full coverage insurance for a teenager can be as high as $5,624.

Nissan Frontier LE King Cab 2WD Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,336 -$142 -9.6%
Alaska $1,132 -$346 -23.4%
Arizona $1,226 -$252 -17.1%
Arkansas $1,478 -$0 0.0%
California $1,684 $206 13.9%
Colorado $1,412 -$66 -4.5%
Connecticut $1,516 $38 2.6%
Delaware $1,672 $194 13.1%
Florida $1,846 $368 24.9%
Georgia $1,364 -$114 -7.7%
Hawaii $1,060 -$418 -28.3%
Idaho $1,002 -$476 -32.2%
Illinois $1,100 -$378 -25.6%
Indiana $1,114 -$364 -24.6%
Iowa $998 -$480 -32.5%
Kansas $1,402 -$76 -5.1%
Kentucky $2,014 $536 36.3%
Louisiana $2,188 $710 48.0%
Maine $914 -$564 -38.2%
Maryland $1,220 -$258 -17.5%
Massachusetts $1,182 -$296 -20.0%
Michigan $2,566 $1,088 73.6%
Minnesota $1,236 -$242 -16.4%
Mississippi $1,770 $292 19.8%
Missouri $1,312 -$166 -11.2%
Montana $1,588 $110 7.4%
Nebraska $1,164 -$314 -21.2%
Nevada $1,772 $294 19.9%
New Hampshire $1,066 -$412 -27.9%
New Jersey $1,652 $174 11.8%
New Mexico $1,308 -$170 -11.5%
New York $1,554 $76 5.1%
North Carolina $850 -$628 -42.5%
North Dakota $1,212 -$266 -18.0%
Ohio $1,020 -$458 -31.0%
Oklahoma $1,516 $38 2.6%
Oregon $1,354 -$124 -8.4%
Pennsylvania $1,410 -$68 -4.6%
Rhode Island $1,972 $494 33.4%
South Carolina $1,338 -$140 -9.5%
South Dakota $1,248 -$230 -15.6%
Tennessee $1,294 -$184 -12.4%
Texas $1,782 $304 20.6%
Utah $1,094 -$384 -26.0%
Vermont $1,008 -$470 -31.8%
Virginia $884 -$594 -40.2%
Washington $1,140 -$338 -22.9%
West Virginia $1,356 -$122 -8.3%
Wisconsin $1,024 -$454 -30.7%
Wyoming $1,316 -$162 -11.0%

View Chart as Image

Nissan Frontier LE King Cab 2WD insurance rates by U.S. city

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Rates by Driver Age

Nissan Frontier LE King Cab 2WD Insurance Rates by Driver Age
Driver Age Premium
16 $5,624
20 $3,426
30 $1,534
40 $1,478
50 $1,350
60 $1,324

Full coverage, $500 deductibles

Rates by Deductible

Nissan Frontier LE King Cab 2WD Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,844
$250 $1,674
$500 $1,478
$1,000 $1,292

Full coverage, driver age 40

Rates by Liability Limit

Nissan Frontier LE King Cab 2WD Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,478
50/100 $1,569
100/300 $1,682
250/500 $1,977
100 CSL $1,614
300 CSL $1,864
500 CSL $2,046

Full coverage, driver age 40

Rates for High Risk Drivers

Nissan Frontier LE King Cab 2WD Insurance Rates for High Risk Drivers
Age Premium
16 $7,994
20 $5,442
30 $3,256
40 $3,194
50 $3,050
60 $3,020

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $204

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $77
Multi-vehicle $77
Homeowner $22
5-yr Accident Free $106
5-yr Claim Free $94
Paid in Full/EFT $65
Advance Quote $72
Online Quote $102
Total Discounts $615
Rate after discounts $863

Discounts are estimated and may not be available from every company or in every state.

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