Nissan Frontier Pro-4X King Cab 2WD Insurance Rates

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U.S. average auto insurance rates for a Nissan Frontier Pro-4X King Cab 2WD are $1,478 annually including full coverage. Comprehensive costs approximately $284, collision costs $540, and liability costs around $454. Just liability insurance costs as low as $538 a year, with coverage for high-risk drivers costing around $3,194. Teenage drivers pay the highest rates at $5,624 a year or more.

Annual premium for full coverage: $1,478

Price estimates by type of insurance:

Comprehensive $284
Collision $540
Liability $454

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Nissan Frontier Trim Level

For a driver around age 40, Nissan Frontier Pro-4X King Cab 2WD insurance prices go from as cheap as $538 for your basic liability-only policy to a much higher rate of $3,194 for a high-risk insurance policy.

Liability Only $538
Full Coverage $1,478
High Risk $3,194

Geographic Price Range

Where you live can have significant affects on car insurance prices. Rural locations have fewer comprehensive and collision claims than densely populated cities.

The price range example below illustrates the difference between rural and urban areas on auto insurance prices.

Rural Areas $1,109
Small Cities $1,552
Large Cities $1,995

These price ranges highlight why anyone shopping for car insurance should compare prices using their specific location and their own personal driving habits, instead of using average rates.

Use the form below to get rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Companies with Cheap Nissan Frontier Pro-4X King Cab 2WD Insurance

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Insurance rates for a Nissan Frontier Pro-4X King Cab 2WD are also quite variable based on the actual cash value of your Frontier, your driving characteristics, and physical damage deductibles and liability limits.

An older driver with a clean driving record and high physical damage deductibles may pay as little as $1,400 a year for full coverage. Prices are much higher for teenage drivers, where even without any violations or accidents they can expect to pay in the ballpark of $5,600 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you are likely paying anywhere from $1,700 to $2,400 extra each year, depending on your age. High-risk driver insurance can be as much as 43% to 128% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could cut prices by as much as $560 every year, while increasing your policy's liability limits will push prices upward. Changing from a 50/100 bodily injury limit to a 250/500 limit will increase rates by as much as $408 more per year. View Rates by Deductible or Liability Limit

The state you live in has a huge impact on Nissan Frontier Pro-4X King Cab 2WD insurance prices. A driver around age 40 might see prices as low as $1,060 a year in states like North Carolina, Indiana, and , or be forced to pay as much as $1,950 on average in Louisiana, Montana, and Michigan. Rates by state and city are shown later in the article.

Since prices can be so different, the best way to figure out which car insurance is cheapest is to compare prices and see which company has the best price. Each insurance company uses a different method to calculate prices, so the rates may be quite different between companies.

View Chart as Image

Nissan Frontier Pro-4X King Cab 2WD insurance cost comparison chart
Column chart showing Nissan Frontier Pro-4X King Cab 2WD insurance prices range from $863 to $5,624 for full coverage

The chart above shows average Nissan Frontier Pro-4X King Cab 2WD insurance prices for different situations. The best price after discounts is $863. Drivers who use higher $1,000 deductibles will pay about $1,292. The average price for a middle-aged driver with a clean driving record using $500 deductibles is $1,478. Using more expensive $100 deductibles for collision and other-than-collision coverage could cost up to $1,844. Drivers with multiple violations and accidents could be charged at least $3,194. The price for full coverage insurance for a teenager can be as high as $5,624.

Nissan Frontier Pro-4X King Cab 2WD Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,336 -$142 -9.6%
Alaska $1,132 -$346 -23.4%
Arizona $1,226 -$252 -17.1%
Arkansas $1,478 -$0 0.0%
California $1,684 $206 13.9%
Colorado $1,412 -$66 -4.5%
Connecticut $1,516 $38 2.6%
Delaware $1,672 $194 13.1%
Florida $1,846 $368 24.9%
Georgia $1,364 -$114 -7.7%
Hawaii $1,060 -$418 -28.3%
Idaho $1,002 -$476 -32.2%
Illinois $1,100 -$378 -25.6%
Indiana $1,114 -$364 -24.6%
Iowa $998 -$480 -32.5%
Kansas $1,402 -$76 -5.1%
Kentucky $2,014 $536 36.3%
Louisiana $2,188 $710 48.0%
Maine $914 -$564 -38.2%
Maryland $1,220 -$258 -17.5%
Massachusetts $1,182 -$296 -20.0%
Michigan $2,566 $1,088 73.6%
Minnesota $1,236 -$242 -16.4%
Mississippi $1,770 $292 19.8%
Missouri $1,312 -$166 -11.2%
Montana $1,588 $110 7.4%
Nebraska $1,164 -$314 -21.2%
Nevada $1,772 $294 19.9%
New Hampshire $1,066 -$412 -27.9%
New Jersey $1,652 $174 11.8%
New Mexico $1,308 -$170 -11.5%
New York $1,554 $76 5.1%
North Carolina $850 -$628 -42.5%
North Dakota $1,212 -$266 -18.0%
Ohio $1,020 -$458 -31.0%
Oklahoma $1,516 $38 2.6%
Oregon $1,354 -$124 -8.4%
Pennsylvania $1,410 -$68 -4.6%
Rhode Island $1,972 $494 33.4%
South Carolina $1,338 -$140 -9.5%
South Dakota $1,248 -$230 -15.6%
Tennessee $1,294 -$184 -12.4%
Texas $1,782 $304 20.6%
Utah $1,094 -$384 -26.0%
Vermont $1,008 -$470 -31.8%
Virginia $884 -$594 -40.2%
Washington $1,140 -$338 -22.9%
West Virginia $1,356 -$122 -8.3%
Wisconsin $1,024 -$454 -30.7%
Wyoming $1,316 -$162 -11.0%

View Chart as Image

Nissan Frontier Pro-4X King Cab 2WD insurance rates by U.S. city

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Rates by Driver Age

Nissan Frontier Pro-4X King Cab 2WD Insurance Rates by Driver Age
Driver Age Premium
16 $5,624
20 $3,426
30 $1,534
40 $1,478
50 $1,350
60 $1,324

Full coverage, $500 deductibles

Rates by Deductible

Nissan Frontier Pro-4X King Cab 2WD Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,844
$250 $1,674
$500 $1,478
$1,000 $1,292

Full coverage, driver age 40

Rates by Liability Limit

Nissan Frontier Pro-4X King Cab 2WD Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,478
50/100 $1,569
100/300 $1,682
250/500 $1,977
100 CSL $1,614
300 CSL $1,864
500 CSL $2,046

Full coverage, driver age 40

Rates for High Risk Drivers

Nissan Frontier Pro-4X King Cab 2WD Insurance Rates for High Risk Drivers
Age Premium
16 $7,994
20 $5,442
30 $3,256
40 $3,194
50 $3,050
60 $3,020

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $204

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $77
Multi-vehicle $77
Homeowner $22
5-yr Accident Free $106
5-yr Claim Free $94
Paid in Full/EFT $65
Advance Quote $72
Online Quote $102
Total Discounts $615
Rate after discounts $863

Discounts are estimated and may not be available from every company or in every state.

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