Nissan Titan SE King Cab 2WD Insurance Rates

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U.S. average insurance prices for a Nissan Titan SE King Cab 2WD are $1,534 every 12 months with full coverage. Comprehensive insurance costs on average $340 a year, collision costs $540, and liability coverage costs around $454. Liability-only coverage costs as low as $538 a year, with high-risk coverage costing $3,284 or more. Teenage drivers pay the highest rates at $5,708 a year or more.

Annual premium for full coverage: $1,534

Price estimates by individual coverage type:

Comprehensive $340
Collision $540
Liability $454

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Nissan Titan Trim Level

For a 40-year-old driver, Nissan Titan SE King Cab 2WD insurance prices go from the cheapest price of $538 for minimum levels of liability insurance to a high of $3,284 for high-risk insurance.

Liability Only $538
Full Coverage $1,534
High Risk $3,284

These price ranges demonstrate why it is important for drivers to compare prices based on a specific location and their own driving history, rather than using average rates.

Use the form below to get rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

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Auto insurance rates for a Nissan Titan SE King Cab 2WD are also quite variable based on deductibles and policy limits, your driving record, and the model year of your Titan.

Using high physical damage deductibles could cut rates by as much as $590 a year, while buying higher liability limits will cost you more. Moving from a 50/100 liability limit to a 250/500 limit will increase rates by as much as $408 extra every year. View Rates by Deductible or Liability Limit

Older drivers with a good driving record and higher deductibles may only pay around $1,400 a year for full coverage. Rates are much higher for teenage drivers, since even excellent drivers will have to pay upwards of $5,700 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you may be forking out at a minimum $1,800 to $2,500 in extra premium each year, depending on your age. A high-risk auto insurance policy can be around 44% to 132% more than a normal policy. View High Risk Driver Rates

The state you live in has a huge impact on Nissan Titan SE King Cab 2WD insurance rates. A driver around age 40 might see rates as low as $970 a year in states like Indiana, Ohio, and Vermont, or be forced to pay as much as $1,790 on average in New Jersey, Michigan, and Montana. Rates by state and city are shown later in the article.

Since rates can be so different, the best way to find out exactly what you will pay is to get quotes and see how they stack up. Each insurance company uses a different method to calculate rates, and quoted rates may be quite different.

View Chart as Image

Nissan Titan SE King Cab 2WD insurance cost comparison chart
Column chart showing Nissan Titan SE King Cab 2WD insurance prices range from $902 to $5,708 for full coverage

The chart above shows Nissan Titan SE King Cab 2WD insurance rates for different coverage choices and risks. The cheapest rate with discounts is $902. Drivers who use higher $1,000 deductibles will pay $1,334. The average rate for a 40-year-old male driver using $500 deductibles is $1,534. Choosing low $100 deductibles for comp and collision coverage could cost up to $1,920. Drivers with multiple violations and accidents could be charged at least $3,284. The cost for full coverage for a teen driver can be as high as $5,708.

Nissan Titan SE King Cab 2WD Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,386 -$148 -9.6%
Alaska $1,176 -$358 -23.3%
Arizona $1,272 -$262 -17.1%
Arkansas $1,534 -$0 0.0%
California $1,748 $214 14.0%
Colorado $1,466 -$68 -4.4%
Connecticut $1,574 $40 2.6%
Delaware $1,736 $202 13.2%
Florida $1,916 $382 24.9%
Georgia $1,414 -$120 -7.8%
Hawaii $1,100 -$434 -28.3%
Idaho $1,040 -$494 -32.2%
Illinois $1,142 -$392 -25.6%
Indiana $1,156 -$378 -24.6%
Iowa $1,036 -$498 -32.5%
Kansas $1,456 -$78 -5.1%
Kentucky $2,090 $556 36.2%
Louisiana $2,270 $736 48.0%
Maine $948 -$586 -38.2%
Maryland $1,264 -$270 -17.6%
Massachusetts $1,226 -$308 -20.1%
Michigan $2,664 $1,130 73.7%
Minnesota $1,284 -$250 -16.3%
Mississippi $1,836 $302 19.7%
Missouri $1,362 -$172 -11.2%
Montana $1,648 $114 7.4%
Nebraska $1,208 -$326 -21.3%
Nevada $1,838 $304 19.8%
New Hampshire $1,106 -$428 -27.9%
New Jersey $1,714 $180 11.7%
New Mexico $1,358 -$176 -11.5%
New York $1,612 $78 5.1%
North Carolina $882 -$652 -42.5%
North Dakota $1,256 -$278 -18.1%
Ohio $1,058 -$476 -31.0%
Oklahoma $1,574 $40 2.6%
Oregon $1,404 -$130 -8.5%
Pennsylvania $1,462 -$72 -4.7%
Rhode Island $2,046 $512 33.4%
South Carolina $1,388 -$146 -9.5%
South Dakota $1,296 -$238 -15.5%
Tennessee $1,342 -$192 -12.5%
Texas $1,848 $314 20.5%
Utah $1,136 -$398 -25.9%
Vermont $1,046 -$488 -31.8%
Virginia $918 -$616 -40.2%
Washington $1,182 -$352 -22.9%
West Virginia $1,406 -$128 -8.3%
Wisconsin $1,062 -$472 -30.8%
Wyoming $1,366 -$168 -11.0%

View Chart as Image

Nissan Titan SE King Cab 2WD insurance rates by U.S. city

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Rates by Driver Age

Nissan Titan SE King Cab 2WD Insurance Rates by Driver Age
Driver Age Premium
16 $5,708
20 $3,504
30 $1,594
40 $1,534
50 $1,398
60 $1,368

Full coverage, $500 deductibles

Rates by Deductible

Nissan Titan SE King Cab 2WD Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,920
$250 $1,742
$500 $1,534
$1,000 $1,334

Full coverage, driver age 40

Rates by Liability Limit

Nissan Titan SE King Cab 2WD Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,534
50/100 $1,625
100/300 $1,738
250/500 $2,033
100 CSL $1,670
300 CSL $1,920
500 CSL $2,102

Full coverage, driver age 40

Rates for High Risk Drivers

Nissan Titan SE King Cab 2WD Insurance Rates for High Risk Drivers
Age Premium
16 $8,118
20 $5,556
30 $3,354
40 $3,284
50 $3,134
60 $3,098

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $205

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $80
Multi-vehicle $78
Homeowner $22
5-yr Accident Free $108
5-yr Claim Free $97
Paid in Full/EFT $67
Advance Quote $73
Online Quote $107
Total Discounts $632
Rate after discounts $902

Discounts are estimated and may not be available from every company or in every state.

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