Nissan Titan SE King Cab 4WD Insurance Rates

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The average insurance rates for a Nissan Titan SE King Cab 4WD are $1,356 a year with full coverage. Comprehensive costs an estimated $326 a year, collision insurance costs $508, and liability coverage costs $364. Liability-only insurance costs as little as $430 a year, and high-risk driver insurance costs around $2,904. Teenage drivers cost the most to insure at up to $4,948 a year.

Annual premium for full coverage: $1,356

Policy rates broken down by individual coverage type:

Comprehensive $326
Collision $508
Liability $364

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Nissan Titan Trim Level

For a driver around age 40, Nissan Titan SE King Cab 4WD insurance rates range from the low end price of $430 for just the minimum liability insurance to a high of $2,904 for a high-risk insurance policy.

Liability Only $430
Full Coverage $1,356
High Risk $2,904

Urban vs. Rural Price Range

Your location has a large influence on car insurance rates. More rural locations are shown to have lower incidents of collision claims than densely populated cities. The diagram below illustrates the difference between rural and urban areas on insurance prices.

Rural Areas $1,017
Small Cities $1,424
Large Cities $1,831

These price differences demonstrate why it is important for drivers to compare rates for a targeted area, rather than using average rates.

Use the form below to get rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

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Auto insurance rates for a Nissan Titan SE King Cab 4WD also range considerably based on the model year of your Titan, your age and driving habits, and liability limits and deductibles.

If you have a few points on your driving record or you caused an accident, you may be forking out $1,600 to $2,200 in extra premium every year, depending on your age. A high-risk auto insurance policy can cost around 44% to 132% more than a normal policy. View High Risk Driver Rates

Older drivers with a good driving record and higher comprehensive and collision deductibles may only pay around $1,300 per year on average, or $108 per month, for full coverage. Prices are much higher for teenagers, since even teens with perfect driving records will have to pay at least $4,900 a year. View Rates by Age

Your home state makes a big difference in Nissan Titan SE King Cab 4WD insurance rates. A 40-year-old driver could pay as low as $970 a year in states like Vermont, Ohio, and Indiana, or be forced to pay as much as $1,790 on average in Montana, Michigan, and New Jersey. Rates by state and city are shown later in the article.

Using high physical damage deductibles could save up to $560 a year, while buying higher liability limits will increase premiums. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will raise prices by up to $327 extra every year. View Rates by Deductible or Liability Limit

Because prices have so much variability, the best way to find out who has the cheapest auto insurance prices is to get quotes and see how they stack up. Every company uses a different method to calculate prices, and quoted rates will be varied.

View Chart as Image

Nissan Titan SE King Cab 4WD insurance cost comparison chart
Column chart showing Nissan Titan SE King Cab 4WD insurance prices range from $791 to $4,948 for full coverage

The chart above shows Nissan Titan SE King Cab 4WD insurance prices for various risks and coverage choices. The cheapest price with discounts is $791. Drivers who use higher $1,000 deductibles will pay $1,166. The average price for a driver around age 40 using $500 deductibles is $1,356. Choosing low $100 deductibles for comp and collision coverage can cost as much as $1,722. Drivers with multiple violations and accidents could be charged around $2,904. The cost for full coverage insurance for a teenage driver is $4,948.

Nissan Titan SE King Cab 4WD Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,228 -$128 -9.4%
Alaska $1,040 -$316 -23.3%
Arizona $1,126 -$230 -17.0%
Arkansas $1,356 -$0 0.0%
California $1,546 $190 14.0%
Colorado $1,298 -$58 -4.3%
Connecticut $1,396 $40 2.9%
Delaware $1,536 $180 13.3%
Florida $1,698 $342 25.2%
Georgia $1,254 -$102 -7.5%
Hawaii $974 -$382 -28.2%
Idaho $918 -$438 -32.3%
Illinois $1,010 -$346 -25.5%
Indiana $1,022 -$334 -24.6%
Iowa $916 -$440 -32.4%
Kansas $1,290 -$66 -4.9%
Kentucky $1,852 $496 36.6%
Louisiana $2,008 $652 48.1%
Maine $838 -$518 -38.2%
Maryland $1,120 -$236 -17.4%
Massachusetts $1,084 -$272 -20.1%
Michigan $2,358 $1,002 73.9%
Minnesota $1,136 -$220 -16.2%
Mississippi $1,626 $270 19.9%
Missouri $1,204 -$152 -11.2%
Montana $1,456 $100 7.4%
Nebraska $1,070 -$286 -21.1%
Nevada $1,628 $272 20.1%
New Hampshire $978 -$378 -27.9%
New Jersey $1,516 $160 11.8%
New Mexico $1,202 -$154 -11.4%
New York $1,430 $74 5.5%
North Carolina $782 -$574 -42.3%
North Dakota $1,112 -$244 -18.0%
Ohio $936 -$420 -31.0%
Oklahoma $1,396 $40 2.9%
Oregon $1,244 -$112 -8.3%
Pennsylvania $1,294 -$62 -4.6%
Rhode Island $1,810 $454 33.5%
South Carolina $1,230 -$126 -9.3%
South Dakota $1,144 -$212 -15.6%
Tennessee $1,188 -$168 -12.4%
Texas $1,636 $280 20.6%
Utah $1,006 -$350 -25.8%
Vermont $930 -$426 -31.4%
Virginia $812 -$544 -40.1%
Washington $1,048 -$308 -22.7%
West Virginia $1,244 -$112 -8.3%
Wisconsin $940 -$416 -30.7%
Wyoming $1,208 -$148 -10.9%

View Chart as Image

Nissan Titan SE King Cab 4WD insurance rates by U.S. city

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Rates by Driver Age

Nissan Titan SE King Cab 4WD Insurance Rates by Driver Age
Driver Age Premium
16 $4,948
20 $3,088
30 $1,416
40 $1,356
50 $1,236
60 $1,212

Full coverage, $500 deductibles

Rates by Deductible

Nissan Titan SE King Cab 4WD Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,722
$250 $1,554
$500 $1,356
$1,000 $1,166

Full coverage, driver age 40

Rates by Liability Limit

Nissan Titan SE King Cab 4WD Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,356
50/100 $1,429
100/300 $1,520
250/500 $1,756
100 CSL $1,465
300 CSL $1,665
500 CSL $1,811

Full coverage, driver age 40

Rates for High Risk Drivers

Nissan Titan SE King Cab 4WD Insurance Rates for High Risk Drivers
Age Premium
16 $7,052
20 $4,900
30 $2,972
40 $2,904
50 $2,768
60 $2,740

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $182

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $72
Multi-vehicle $68
Homeowner $19
5-yr Accident Free $98
5-yr Claim Free $86
Paid in Full/EFT $61
Advance Quote $65
Online Quote $96
Total Discounts $565
Rate after discounts $791

Discounts are estimated and may not be available from every company or in every state.

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