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  4. 1.8 S Hatchback

Nissan Versa 1.8 S Hatchback Insurance Rates

Average auto insurance rates for a Nissan Versa 1.8 S Hatchback are $1,364 annually including full coverage. Comprehensive insurance costs approximately $270 a year, collision costs $572, and liability insurance costs $364. Liability-only coverage costs as little as $430 a year, with high-risk coverage costing $2,968 or more. Teen drivers receive the highest rates at $5,110 a year or more.

Annual premium for full coverage: $1,364

Rate estimates by individual coverage type:

Comprehensive $270
Collision $572
Liability $364

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Nissan Versa Trim Level

For a driver around age 40, prices go from as cheap as $430 for minimum levels of liability insurance to a high of $2,968 for a high-risk insurance policy.

Liability Only $430
Full Coverage $1,364
High Risk $2,968

These differences highlight why it is important for drivers to compare rates using their specific location and their own personal driving habits, rather than relying on price averages.

Use the form below to get rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

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Car insurance rates for a Nissan Versa 1.8 S Hatchback can also vary considerably based on the model year of your Versa, your driving characteristics, and physical damage deductibles and liability limits.

Older drivers with no driving violations and high physical damage deductibles could pay as little as $1,300 per year on average for full coverage. Prices are highest for teen drivers, where even without any violations or accidents they will be charged in the ballpark of $5,100 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you are likely paying anywhere from $1,600 to $2,200 extra per year, depending on your age. A high-risk auto insurance policy can cost anywhere from 43% to 131% more than average. View High Risk Driver Rates

Choosing high deductibles could save up to $570 each year, while buying higher liability limits will push prices upward. Changing from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $327 extra every 12 months. View Rates by Deductible or Liability Limit

Where you live makes a big difference in Nissan Versa 1.8 S Hatchback insurance rates. A 40-year-old driver could pay as low as $1,060 a year in states like North Carolina, Indiana, and , or as much as $1,950 on average in Louisiana, Montana, and Michigan. Rates by state and city are shown later in the article.

With so much variability in prices, the best way to figure out which car insurance is cheapest is to get quotes from as many companies as possible. Every company uses a different rate calculation, so rate quotes can be significantly different between companies.

View Chart as Image

Nissan Versa 1.8 S Hatchback insurance cost comparison chart
Column chart showing Nissan Versa 1.8 S Hatchback insurance prices range from $779 to $5,110 for full coverage

The chart above shows average Nissan Versa 1.8 S Hatchback insurance prices for different situations. The lowest price with discounts is $779. Drivers who choose higher $1,000 deductibles will pay about $1,174. The average price for a middle-aged driver with a clean driving record using $500 deductibles is $1,364. Choosing low $100 deductibles for collision and other-than-collision coverage can cost as much as $1,740. High risk drivers could be charged as much as $2,968. The cost for full coverage for a teenager is $5,110.

Nissan Versa 1.8 S Hatchback Insurance Rates by State
StatePremiumCompared to U.S. AvgPercent Difference
Alabama$1,232-$132-9.7%
Alaska$1,046-$318-23.3%
Arizona$1,132-$232-17.0%
Arkansas$1,364-$00.0%
California$1,554$19013.9%
Colorado$1,304-$60-4.4%
Connecticut$1,404$402.9%
Delaware$1,544$18013.2%
Florida$1,706$34225.1%
Georgia$1,260-$104-7.6%
Hawaii$980-$384-28.2%
Idaho$924-$440-32.3%
Illinois$1,016-$348-25.5%
Indiana$1,026-$338-24.8%
Iowa$922-$442-32.4%
Kansas$1,298-$66-4.8%
Kentucky$1,862$49836.5%
Louisiana$2,020$65648.1%
Maine$842-$522-38.3%
Maryland$1,126-$238-17.4%
Massachusetts$1,090-$274-20.1%
Michigan$2,370$1,00673.8%
Minnesota$1,140-$224-16.4%
Mississippi$1,634$27019.8%
Missouri$1,210-$154-11.3%
Montana$1,466$1027.5%
Nebraska$1,076-$288-21.1%
Nevada$1,636$27219.9%
New Hampshire$984-$380-27.9%
New Jersey$1,524$16011.7%
New Mexico$1,208-$156-11.4%
New York$1,438$745.4%
North Carolina$786-$578-42.4%
North Dakota$1,118-$246-18.0%
Ohio$940-$424-31.1%
Oklahoma$1,402$382.8%
Oregon$1,250-$114-8.4%
Pennsylvania$1,302-$62-4.5%
Rhode Island$1,820$45633.4%
South Carolina$1,238-$126-9.2%
South Dakota$1,150-$214-15.7%
Tennessee$1,196-$168-12.3%
Texas$1,644$28020.5%
Utah$1,010-$354-26.0%
Vermont$934-$430-31.5%
Virginia$816-$548-40.2%
Washington$1,056-$308-22.6%
West Virginia$1,250-$114-8.4%
Wisconsin$946-$418-30.6%
Wyoming$1,216-$148-10.9%

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Nissan Versa 1.8 S Hatchback insurance rates by U.S. city

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Rates by Driver Age

Nissan Versa 1.8 S Hatchback Insurance Rates by Driver Age
Driver AgePremium
16$5,110
20$3,186
30$1,426
40$1,364
50$1,246
60$1,224

Full coverage, $500 deductibles

Rates by Deductible

Nissan Versa 1.8 S Hatchback Insurance Rates with Different Deductibles
DeductiblePremium
$100$1,740
$250$1,564
$500$1,364
$1,000$1,174

Full coverage, driver age 40

Rates by Liability Limit

Nissan Versa 1.8 S Hatchback Insurance Rates with Different Liability Limits
Liability LimitPremium
30/60$1,364
50/100$1,437
100/300$1,528
250/500$1,764
100 CSL$1,473
300 CSL$1,673
500 CSL$1,819

Full coverage, driver age 40

Rates for High Risk Drivers

Nissan Versa 1.8 S Hatchback Insurance Rates for High Risk Drivers
AgePremium
16$7,296
20$5,068
30$3,036
40$2,968
50$2,836
60$2,812

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $194

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

DiscountSavings
Multi-policy$72
Multi-vehicle$72
Homeowner$19
5-yr Accident Free$104
5-yr Claim Free$88
Paid in Full/EFT$65
Advance Quote$69
Online Quote$96
Total Discounts$585
Rate after discounts $779

Discounts are estimated and may not be available from every company or in every state.

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