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Nissan Versa 1.8 S SEDAN Insurance Rates

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Average auto insurance rates for a Nissan Versa 1.8 S SEDAN are $1,364 annually with full coverage. Comprehensive costs approximately $270, collision costs $572, and liability costs around $364. Just liability insurance costs as low as $430 a year, with coverage for high-risk drivers costing around $2,968. Teenage drivers receive the highest rates at $5,110 a year or more.

Annual premium for full coverage: $1,364

Rate estimates by type of coverage:

Comprehensive $270
Collision $572
Liability $364

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Nissan Versa Trim Level

For the normal driver, prices go from as cheap as $430 for just liability insurance to the much higher price of $2,968 for a driver who requires high-risk insurance.

Liability Only $430
Full Coverage $1,364
High Risk $2,968

Price Range by Location

Where you live can have significant affects on the price of insurance. Rural locations tend to have fewer collision claims than densely populated cities.

The example below illustrates how geographic area affects auto insurance prices.

Rural Areas $1,023
Small Cities $1,432
Large Cities $1,841

These differences demonstrate why everyone should compare prices using their specific location and their own personal driving habits, instead of using average rates.

Use the form below to get rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

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Insurance prices for a Nissan Versa 1.8 S SEDAN can also vary considerably based on the model year of your Versa, your driving record, and physical damage deductibles and liability limits.

A more mature driver with no violations or accidents and high physical damage deductibles may pay as little as $1,300 a year for full coverage. Prices are much higher for teen drivers, where even without any violations or accidents they should be prepared to pay in the ballpark of $5,100 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you may be forking out anywhere from $1,600 to $2,200 additional per year, depending on your age. Nissan Versa 1.8 S SEDAN insurance for high-risk drivers can be as much as 43% to 131% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could cut prices by as much as $570 every year, whereas buying more liability protection will push prices upward. Moving from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $327 more each year. View Rates by Deductible or Liability Limit

Where you live has a huge impact on Nissan Versa 1.8 S SEDAN insurance prices. A driver around age 40 might see prices as low as $970 a year in states like Vermont, Ohio, and Indiana, or be forced to pay as much as $1,790 on average in Montana, Michigan, and New Jersey. Rates by state and city are shown later in the article.

With so much variability in prices, the best way to find out which car insurance is cheapest is to regularly compare prices and see which company has the best price. Each insurance company uses a different method to calculate prices, and rates can be significantly different between companies.

View Chart as Image

Nissan Versa 1.8 S SEDAN insurance cost comparison chart
Column chart showing Nissan Versa 1.8 S SEDAN insurance prices range from $779 to $5,110 for full coverage

The chart above shows Nissan Versa 1.8 S SEDAN insurance prices for different situations. The best price after discounts is $779. Drivers who use higher $1,000 deductibles will pay about $1,174. The average price for a middle-aged driver with a clean driving record using $500 deductibles is $1,364. Selecting more expensive $100 deductibles for comp and collision coverage could cost up to $1,740. Drivers with multiple violations and accidents could be charged as much as $2,968. The rate for full coverage insurance for a teenager can be as high as $5,110.

Nissan Versa 1.8 S SEDAN Insurance Rates by State
StatePremiumCompared to U.S. AvgPercent Difference
Alabama$1,232-$132-9.7%
Alaska$1,046-$318-23.3%
Arizona$1,132-$232-17.0%
Arkansas$1,364-$00.0%
California$1,554$19013.9%
Colorado$1,304-$60-4.4%
Connecticut$1,404$402.9%
Delaware$1,544$18013.2%
Florida$1,706$34225.1%
Georgia$1,260-$104-7.6%
Hawaii$980-$384-28.2%
Idaho$924-$440-32.3%
Illinois$1,016-$348-25.5%
Indiana$1,026-$338-24.8%
Iowa$922-$442-32.4%
Kansas$1,298-$66-4.8%
Kentucky$1,862$49836.5%
Louisiana$2,020$65648.1%
Maine$842-$522-38.3%
Maryland$1,126-$238-17.4%
Massachusetts$1,090-$274-20.1%
Michigan$2,370$1,00673.8%
Minnesota$1,140-$224-16.4%
Mississippi$1,634$27019.8%
Missouri$1,210-$154-11.3%
Montana$1,466$1027.5%
Nebraska$1,076-$288-21.1%
Nevada$1,636$27219.9%
New Hampshire$984-$380-27.9%
New Jersey$1,524$16011.7%
New Mexico$1,208-$156-11.4%
New York$1,438$745.4%
North Carolina$786-$578-42.4%
North Dakota$1,118-$246-18.0%
Ohio$940-$424-31.1%
Oklahoma$1,402$382.8%
Oregon$1,250-$114-8.4%
Pennsylvania$1,302-$62-4.5%
Rhode Island$1,820$45633.4%
South Carolina$1,238-$126-9.2%
South Dakota$1,150-$214-15.7%
Tennessee$1,196-$168-12.3%
Texas$1,644$28020.5%
Utah$1,010-$354-26.0%
Vermont$934-$430-31.5%
Virginia$816-$548-40.2%
Washington$1,056-$308-22.6%
West Virginia$1,250-$114-8.4%
Wisconsin$946-$418-30.6%
Wyoming$1,216-$148-10.9%

View Chart as Image

Nissan Versa 1.8 S SEDAN insurance rates by U.S. city

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Rates by Driver Age

Nissan Versa 1.8 S SEDAN Insurance Rates by Driver Age
Driver AgePremium
16$5,110
20$3,186
30$1,426
40$1,364
50$1,246
60$1,224

Full coverage, $500 deductibles

Rates by Deductible

Nissan Versa 1.8 S SEDAN Insurance Rates with Different Deductibles
DeductiblePremium
$100$1,740
$250$1,564
$500$1,364
$1,000$1,174

Full coverage, driver age 40

Rates by Liability Limit

Nissan Versa 1.8 S SEDAN Insurance Rates with Different Liability Limits
Liability LimitPremium
30/60$1,364
50/100$1,437
100/300$1,528
250/500$1,764
100 CSL$1,473
300 CSL$1,673
500 CSL$1,819

Full coverage, driver age 40

Rates for High Risk Drivers

Nissan Versa 1.8 S SEDAN Insurance Rates for High Risk Drivers
AgePremium
16$7,296
20$5,068
30$3,036
40$2,968
50$2,836
60$2,812

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $194

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

DiscountSavings
Multi-policy$72
Multi-vehicle$72
Homeowner$19
5-yr Accident Free$104
5-yr Claim Free$88
Paid in Full/EFT$65
Advance Quote$69
Online Quote$96
Total Discounts$585
Rate after discounts $779

Discounts are estimated and may not be available from every company or in every state.

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