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Nissan Versa 1.8 SL Hatchback Insurance Rates

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The average insurance rates for a Nissan Versa 1.8 SL Hatchback are $1,500 a year for full coverage. Comprehensive costs approximately $312, collision costs $666, and liability costs around $364. Buying just liability costs as low as $430 a year, with insurance for high-risk drivers costing around $3,268. Teenage drivers cost the most to insure at $5,544 a year or more.

Annual premium for full coverage: $1,500

Policy rates by type of insurance:

Comprehensive $312
Collision $666
Liability $364

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Nissan Versa Trim Level

For a driver in their 40's, Nissan Versa 1.8 SL Hatchback insurance rates go from as low as $430 for basic liability insurance to a much higher rate of $3,268 for a driver who has had serious violations or accidents.

Liability Only $430
Full Coverage $1,500
High Risk $3,268

Urban vs. Rural Price Range

Where you live can have significant affects on car insurance rates. Rural locations are shown to have a lower frequency of accident claims than densely populated cities.

The price range example below illustrates how location helps determine auto insurance prices.

Rural Areas $1,125
Small Cities $1,575
Large Cities $2,025

These price differences show why anyone shopping for car insurance should compare prices using their specific location and risk profile, instead of using average rates.

Use the form below to get rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Recommended Companies for Cheap Nissan Versa 1.8 SL Hatchback Insurance

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Insurance rates for a Nissan Versa 1.8 SL Hatchback also range considerably based on your risk profile, the model year of your Versa, and physical damage deductibles and liability limits.

An older driver with a clean driving record and high deductibles may pay as little as $1,400 a year, or $117 per month, for full coverage. Rates are much higher for teenagers, where even good drivers can expect to pay in the ballpark of $5,500 a year. View Rates by Age

Your home state has a huge impact on Nissan Versa 1.8 SL Hatchback insurance prices. A driver around age 40 might see rates as low as $900 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $1,950 on average in Montana, Louisiana, and Michigan. Rates by state and city are shown later in the article.

Using high physical damage deductibles could cut rates by as much as $660 every year, while increasing your policy's liability limits will push rates upward. Going from a 50/100 limit to a 250/500 limit will raise rates by up to $327 more per year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you could be paying anywhere from $1,800 to $2,400 extra every year, depending on your age. High-risk driver insurance can be as much as 43% to 134% more than a normal policy. View High Risk Driver Rates

Because rates have so much variability, the only way to know which company is cheapest is to compare rates and see which company has the best rate. Each insurance company uses a different method to calculate rates, so the rates will be varied from one company to the next.

Chart shows Nissan Versa 1.8 SL Hatchback insurance rates for different risk profiles and scenarios. The best rate after discounts is $844. Drivers who use higher $1,000 deductibles will pay around $1,280. The average rate for a middle-aged driver with a clean driving record using $500 deductibles is $1,500. Using more expensive $100 deductibles for comprehensive and collision insurance could cost up to $1,936. Drivers with multiple violations and accidents could be charged around $3,268. The price for full coverage insurance for a teenager can be as high as $5,544.

Nissan Versa 1.8 SL Hatchback Insurance Rates by State
StatePremiumCompared to U.S. AvgPercent Difference
Alabama$1,356-$144-9.6%
Alaska$1,150-$350-23.3%
Arizona$1,248-$252-16.8%
Arkansas$1,500-$00.0%
California$1,710$21014.0%
Colorado$1,434-$66-4.4%
Connecticut$1,544$442.9%
Delaware$1,700$20013.3%
Florida$1,876$37625.1%
Georgia$1,386-$114-7.6%
Hawaii$1,078-$422-28.1%
Idaho$1,016-$484-32.3%
Illinois$1,118-$382-25.5%
Indiana$1,130-$370-24.7%
Iowa$1,014-$486-32.4%
Kansas$1,426-$74-4.9%
Kentucky$2,048$54836.5%
Louisiana$2,220$72048.0%
Maine$926-$574-38.3%
Maryland$1,238-$262-17.5%
Massachusetts$1,200-$300-20.0%
Michigan$2,610$1,11074.0%
Minnesota$1,256-$244-16.3%
Mississippi$1,798$29819.9%
Missouri$1,332-$168-11.2%
Montana$1,612$1127.5%
Nebraska$1,184-$316-21.1%
Nevada$1,800$30020.0%
New Hampshire$1,082-$418-27.9%
New Jersey$1,678$17811.9%
New Mexico$1,328-$172-11.5%
New York$1,582$825.5%
North Carolina$866-$634-42.3%
North Dakota$1,230-$270-18.0%
Ohio$1,036-$464-30.9%
Oklahoma$1,542$422.8%
Oregon$1,374-$126-8.4%
Pennsylvania$1,432-$68-4.5%
Rhode Island$2,000$50033.3%
South Carolina$1,362-$138-9.2%
South Dakota$1,266-$234-15.6%
Tennessee$1,316-$184-12.3%
Texas$1,808$30820.5%
Utah$1,114-$386-25.7%
Vermont$1,028-$472-31.5%
Virginia$900-$600-40.0%
Washington$1,160-$340-22.7%
West Virginia$1,376-$124-8.3%
Wisconsin$1,040-$460-30.7%
Wyoming$1,338-$162-10.8%

Not your model?

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Rates by Driver Age

Nissan Versa 1.8 SL Hatchback Insurance Rates by Driver Age
Driver AgePremium
16$5,544
20$3,506
30$1,574
40$1,500
50$1,370
60$1,346

Full coverage, $500 deductibles

Rates by Deductible

Nissan Versa 1.8 SL Hatchback Insurance Rates with Different Deductibles
DeductiblePremium
$100$1,936
$250$1,732
$500$1,500
$1,000$1,280

Full coverage, driver age 40

Rates by Liability Limit

Nissan Versa 1.8 SL Hatchback Insurance Rates with Different Liability Limits
Liability LimitPremium
30/60$1,500
50/100$1,573
100/300$1,664
250/500$1,900
100 CSL$1,609
300 CSL$1,809
500 CSL$1,955

Full coverage, driver age 40

Rates for High Risk Drivers

Nissan Versa 1.8 SL Hatchback Insurance Rates for High Risk Drivers
AgePremium
16$7,938
20$5,580
30$3,352
40$3,268
50$3,122
60$3,094

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $215

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

DiscountSavings
Multi-policy$81
Multi-vehicle$79
Homeowner$21
5-yr Accident Free$118
5-yr Claim Free$98
Paid in Full/EFT$74
Advance Quote$78
Online Quote$107
Total Discounts$656
Rate after discounts $844

Discounts are estimated and may not be available from every company or in every state.

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