Nissan Versa 1.8 SL Hatchback Insurance Rates

The average insurance rates for a Nissan Versa 1.8 SL Hatchback are $1,500 a year for full coverage. Comprehensive costs approximately $312, collision costs $666, and liability costs around $364. Buying just liability costs as low as $430 a year, with insurance for high-risk drivers costing around $3,268. Teenage drivers cost the most to insure at $5,544 a year or more.

Annual premium for full coverage: $1,500

Policy rates by type of insurance:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Nissan Versa Trim Level

Urban vs. Rural Price Range

Where you live can have significant affects on car insurance rates. Rural locations are shown to have a lower frequency of accident claims than densely populated cities.

The price range example below illustrates how location helps determine auto insurance prices.

These price differences show why anyone shopping for car insurance should compare prices using their specific location and risk profile, instead of using average rates.

Use the form below to get rates for your location.

Insurance rates for a Nissan Versa 1.8 SL Hatchback also range considerably based on your risk profile, the model year of your Versa, and physical damage deductibles and liability limits.

An older driver with a clean driving record and high deductibles may pay as little as $1,400 a year, or $117 per month, for full coverage. Rates are much higher for teenagers, where even good drivers can expect to pay in the ballpark of $5,500 a year. View Rates by Age

Your home state has a huge impact on Nissan Versa 1.8 SL Hatchback insurance prices. A driver around age 40 might see rates as low as $900 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $1,950 on average in Montana, Louisiana, and Michigan. Rates by state and city are shown later in the article.

Using high physical damage deductibles could cut rates by as much as $660 every year, while increasing your policy's liability limits will push rates upward. Going from a 50/100 limit to a 250/500 limit will raise rates by up to $327 more per year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you could be paying anywhere from $1,800 to $2,400 extra every year, depending on your age. High-risk driver insurance can be as much as 43% to 134% more than a normal policy. View High Risk Driver Rates

Because rates have so much variability, the only way to know which company is cheapest is to compare rates and see which company has the best rate. Each insurance company uses a different method to calculate rates, so the rates will be varied from one company to the next.

View Chart as Image

Chart shows Nissan Versa 1.8 SL Hatchback insurance rates for different risk profiles and scenarios. The best rate after discounts is $844. Drivers who use higher $1,000 deductibles will pay around $1,280. The average rate for a middle-aged driver with a clean driving record using $500 deductibles is $1,500. Using more expensive $100 deductibles for comprehensive and collision insurance could cost up to $1,936. Drivers with multiple violations and accidents could be charged around $3,268. The price for full coverage insurance for a teenager can be as high as $5,544.

View Chart as Image