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  4. 1.8 SL SEDAN

Nissan Versa 1.8 SL SEDAN Insurance Rates

U.S. average insurance prices for a Nissan Versa 1.8 SL SEDAN are $1,500 every 12 months for full coverage insurance. Comprehensive insurance costs around $312, collision costs $666, and liability coverage costs around $364. Liability-only coverage costs as low as $430 a year, with high-risk coverage costing $3,268 or more. Teenage drivers pay the highest rates at $5,544 a year or more.

Annual premium for full coverage: $1,500

Price estimates for type of coverage:

Comprehensive $312
Collision $666
Liability $364

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Nissan Versa Trim Level

For an average driver, Nissan Versa 1.8 SL SEDAN insurance prices go from the cheapest price of $430 for just the minimum liability insurance to the much higher price of $3,268 for a driver required to buy high-risk insurance.

Liability Only $430
Full Coverage $1,500
High Risk $3,268

These price ranges illustrate why everyone should compare prices for a specific zip code and their own driving history, rather than using average rates.

Use the form below to get rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

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Auto insurance rates for a Nissan Versa 1.8 SL SEDAN are also quite variable based on deductibles and policy limits, your risk profile, and the actual cash value of your Versa.

Using high physical damage deductibles could cut rates by as much as $660 a year, whereas buying more liability protection will increase rates. Switching from a 50/100 liability limit to a 250/500 limit will increase rates by as much as $327 extra every year. View Rates by Deductible or Liability Limit

A more mature driver with a good driving record and higher deductibles may only pay around $1,400 a year for full coverage. Rates are much higher for teenage drivers, since even excellent drivers will have to pay as much as $5,500 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you are probably paying at least $1,800 to $2,400 in extra premium each year, depending on your age. Nissan Versa 1.8 SL SEDAN insurance for high-risk drivers can be around 43% to 134% more than a normal policy. View High Risk Driver Rates

The state you live in has a huge impact on Nissan Versa 1.8 SL SEDAN insurance rates. A driver around age 40 might see rates as low as $1,180 a year in states like North Carolina, , and , or be forced to pay as much as $1,800 on average in Michigan, Montana, and California. Rates by state and city are shown later in the article.

Since rates can be so different, the only way to figure out your exact price is to regularly compare rates and see how they stack up. Each insurance company uses a different method to calculate rates, and quoted rates may be quite different.

The chart estimates Nissan Versa 1.8 SL SEDAN insurance rates for different coverage choices and risks. The cheapest rate with discounts is $844. Drivers who use higher $1,000 deductibles will pay $1,280. The average rate for a driver age 40 with no violations using $500 deductibles is $1,500. Selecting more expensive $100 deductibles for physical damage coverage could cost up to $1,936. Drivers with multiple violations and accidents could be charged at least $3,268. The rate for full coverage for a 16-year-old driver can be as high as $5,544.

Nissan Versa 1.8 SL SEDAN Insurance Rates by State
StatePremiumCompared to U.S. AvgPercent Difference
Alabama$1,356-$144-9.6%
Alaska$1,150-$350-23.3%
Arizona$1,248-$252-16.8%
Arkansas$1,500-$00.0%
California$1,710$21014.0%
Colorado$1,434-$66-4.4%
Connecticut$1,544$442.9%
Delaware$1,700$20013.3%
Florida$1,876$37625.1%
Georgia$1,386-$114-7.6%
Hawaii$1,078-$422-28.1%
Idaho$1,016-$484-32.3%
Illinois$1,118-$382-25.5%
Indiana$1,130-$370-24.7%
Iowa$1,014-$486-32.4%
Kansas$1,426-$74-4.9%
Kentucky$2,048$54836.5%
Louisiana$2,220$72048.0%
Maine$926-$574-38.3%
Maryland$1,238-$262-17.5%
Massachusetts$1,200-$300-20.0%
Michigan$2,610$1,11074.0%
Minnesota$1,256-$244-16.3%
Mississippi$1,798$29819.9%
Missouri$1,332-$168-11.2%
Montana$1,612$1127.5%
Nebraska$1,184-$316-21.1%
Nevada$1,800$30020.0%
New Hampshire$1,082-$418-27.9%
New Jersey$1,678$17811.9%
New Mexico$1,328-$172-11.5%
New York$1,582$825.5%
North Carolina$866-$634-42.3%
North Dakota$1,230-$270-18.0%
Ohio$1,036-$464-30.9%
Oklahoma$1,542$422.8%
Oregon$1,374-$126-8.4%
Pennsylvania$1,432-$68-4.5%
Rhode Island$2,000$50033.3%
South Carolina$1,362-$138-9.2%
South Dakota$1,266-$234-15.6%
Tennessee$1,316-$184-12.3%
Texas$1,808$30820.5%
Utah$1,114-$386-25.7%
Vermont$1,028-$472-31.5%
Virginia$900-$600-40.0%
Washington$1,160-$340-22.7%
West Virginia$1,376-$124-8.3%
Wisconsin$1,040-$460-30.7%
Wyoming$1,338-$162-10.8%

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Rates by Driver Age

Nissan Versa 1.8 SL SEDAN Insurance Rates by Driver Age
Driver AgePremium
16$5,544
20$3,506
30$1,574
40$1,500
50$1,370
60$1,346

Full coverage, $500 deductibles

Rates by Deductible

Nissan Versa 1.8 SL SEDAN Insurance Rates with Different Deductibles
DeductiblePremium
$100$1,936
$250$1,732
$500$1,500
$1,000$1,280

Full coverage, driver age 40

Rates by Liability Limit

Nissan Versa 1.8 SL SEDAN Insurance Rates with Different Liability Limits
Liability LimitPremium
30/60$1,500
50/100$1,573
100/300$1,664
250/500$1,900
100 CSL$1,609
300 CSL$1,809
500 CSL$1,955

Full coverage, driver age 40

Rates for High Risk Drivers

Nissan Versa 1.8 SL SEDAN Insurance Rates for High Risk Drivers
AgePremium
16$7,938
20$5,580
30$3,352
40$3,268
50$3,122
60$3,094

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $215

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

DiscountSavings
Multi-policy$81
Multi-vehicle$79
Homeowner$21
5-yr Accident Free$118
5-yr Claim Free$98
Paid in Full/EFT$74
Advance Quote$78
Online Quote$107
Total Discounts$656
Rate after discounts $844

Discounts are estimated and may not be available from every company or in every state.

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