Subaru Forester X Limited Edition AWD Insurance Rates

Enter your zip code below to view companies that have cheap auto insurance rates.

U.S. average insurance prices for a Subaru Forester X Limited Edition AWD are $1,354 every 12 months for full coverage. Comprehensive insurance costs an estimated $368 a year, collision insurance costs $540, and liability costs $310. Liability-only coverage costs as little as $370 a year, and high-risk coverage costs $2,882 or more. Teen drivers pay the highest rates at up to $4,762 a year.

Annual premium for full coverage: $1,354

Price estimates broken down by individual coverage type:

Comprehensive $368
Collision $540
Liability $310

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Subaru Forester Trim Level

Using a middle-aged driver as an example, Subaru Forester X Limited Edition AWD insurance prices range from the cheapest price of $370 for minimum levels of liability insurance to a high of $2,882 for a high-risk driver policy.

Liability Only $370
Full Coverage $1,354
High Risk $2,882

These price ranges show why it is important for drivers to compare rates for a targeted area and their own driving history, instead of making a decision based on price averages.

Use the form below to get rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Companies with Cheap Subaru Forester X Limited Edition AWD Insurance

Searching Companies

Auto insurance rates for a Subaru Forester X Limited Edition AWD are also quite variable based on deductibles and policy limits, your driver profile, and the model year.

Choosing high deductibles could save up to $610 annually, while buying higher liability limits will increase premiums. Going from a 50/100 liability limit to a 250/500 limit will increase rates by as much as $279 extra every year. View Rates by Deductible or Liability Limit

Older drivers with a good driving record and higher deductibles may pay as low as $1,300 per year on average for full coverage. Rates are highest for teenage drivers, since even excellent drivers will have to pay at least $4,700 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you could be paying $1,600 to $2,100 in extra premium each year, depending on your age. A high-risk auto insurance policy can cost from 44% to 133% more than average. View High Risk Driver Rates

The state you live in makes a big difference in Subaru Forester X Limited Edition AWD insurance prices. A 40-year-old driver could pay as low as $900 a year in states like Iowa, Maine, and Idaho, or as much as $1,950 on average in Montana, Louisiana, and Michigan. Rates by state and city are shown later in the article.

Since rates can be so different, the only way to know who has the cheapest car insurance rates is to get quotes from multiple companies. Every company uses a different rate calculation, and quoted rates may be quite different.

View Chart as Image

Subaru Forester X Limited Edition AWD insurance cost comparison chart
Column chart showing Subaru Forester X Limited Edition AWD insurance prices range from $784 to $4,762 for full coverage

Chart shows Subaru Forester X Limited Edition AWD insurance rates for various coverage choices and risks. The cheapest discount rate is $784. Drivers who choose higher $1,000 deductibles will pay $1,148. The average rate for a driver around age 40 using $500 deductibles is $1,354. Choosing low $100 deductibles for comprehensive and collision insurance can cost as much as $1,750. High risk drivers could be charged at least $2,882. The cost for full coverage for a teenage driver is $4,762.

Subaru Forester X Limited Edition AWD Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,222 -$132 -9.7%
Alaska $1,036 -$318 -23.5%
Arizona $1,122 -$232 -17.1%
Arkansas $1,354 -$0 0.0%
California $1,542 $188 13.9%
Colorado $1,292 -$62 -4.6%
Connecticut $1,388 $34 2.5%
Delaware $1,528 $174 12.9%
Florida $1,688 $334 24.7%
Georgia $1,250 -$104 -7.7%
Hawaii $972 -$382 -28.2%
Idaho $918 -$436 -32.2%
Illinois $1,006 -$348 -25.7%
Indiana $1,020 -$334 -24.7%
Iowa $910 -$444 -32.8%
Kansas $1,284 -$70 -5.2%
Kentucky $1,844 $490 36.2%
Louisiana $2,004 $650 48.0%
Maine $836 -$518 -38.3%
Maryland $1,116 -$238 -17.6%
Massachusetts $1,078 -$276 -20.4%
Michigan $2,348 $994 73.4%
Minnesota $1,132 -$222 -16.4%
Mississippi $1,620 $266 19.6%
Missouri $1,200 -$154 -11.4%
Montana $1,452 $98 7.2%
Nebraska $1,066 -$288 -21.3%
Nevada $1,622 $268 19.8%
New Hampshire $976 -$378 -27.9%
New Jersey $1,514 $160 11.8%
New Mexico $1,196 -$158 -11.7%
New York $1,424 $70 5.2%
North Carolina $778 -$576 -42.5%
North Dakota $1,108 -$246 -18.2%
Ohio $932 -$422 -31.2%
Oklahoma $1,388 $34 2.5%
Oregon $1,240 -$114 -8.4%
Pennsylvania $1,288 -$66 -4.9%
Rhode Island $1,804 $450 33.2%
South Carolina $1,226 -$128 -9.5%
South Dakota $1,140 -$214 -15.8%
Tennessee $1,182 -$172 -12.7%
Texas $1,630 $276 20.4%
Utah $1,000 -$354 -26.1%
Vermont $924 -$430 -31.8%
Virginia $810 -$544 -40.2%
Washington $1,042 -$312 -23.0%
West Virginia $1,242 -$112 -8.3%
Wisconsin $934 -$420 -31.0%
Wyoming $1,204 -$150 -11.1%

View Chart as Image

Subaru Forester X Limited Edition AWD insurance rates by U.S. city

Not your model?

Choose a different trim level below

Rates by Driver Age

Subaru Forester X Limited Edition AWD Insurance Rates by Driver Age
Driver Age Premium
16 $4,762
20 $3,050
30 $1,422
40 $1,354
50 $1,230
60 $1,206

Full coverage, $500 deductibles

Rates by Deductible

Subaru Forester X Limited Edition AWD Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,750
$250 $1,570
$500 $1,354
$1,000 $1,148

Full coverage, driver age 40

Rates by Liability Limit

Subaru Forester X Limited Edition AWD Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,354
50/100 $1,416
100/300 $1,494
250/500 $1,695
100 CSL $1,447
300 CSL $1,618
500 CSL $1,742

Full coverage, driver age 40

Rates for High Risk Drivers

Subaru Forester X Limited Edition AWD Insurance Rates for High Risk Drivers
Age Premium
16 $6,818
20 $4,834
30 $2,962
40 $2,882
50 $2,740
60 $2,712

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $180

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $73
Multi-vehicle $66
Homeowner $18
5-yr Accident Free $100
5-yr Claim Free $86
Paid in Full/EFT $64
Advance Quote $66
Online Quote $97
Total Discounts $570
Rate after discounts $784

Discounts are estimated and may not be available from every company or in every state.

Compare Rates and Save

Find companies with the cheapest rates in your area

Free Auto Insurance Comparison

Enter your zip code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption