Subaru Impreza 2.5I 4WD Station Wagon Insurance Rates

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Average auto insurance rates for a Subaru Impreza 2.5I 4WD Station Wagon are $1,252 annually for full coverage insurance. Comprehensive costs around $284, collision insurance costs $446, and liability costs around $364. Buying just liability costs as low as $430 a year, and insurance for high-risk drivers costs around $2,680. Teenage drivers receive the highest rates at up to $4,638 a year.

Annual premium for full coverage: $1,252

Rate estimates for type of insurance:

Comprehensive $284
Collision $446
Liability $364

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Subaru Impreza Trim Level

For the normal driver, prices range from as cheap as $430 for just liability coverage to a much higher rate of $2,680 for a driver who requires high-risk insurance.

Liability Only $430
Full Coverage $1,252
High Risk $2,680

Price Range by Location

Where you live can have significant affects on car insurance rates. Areas with sparse population tend to have fewer physical damage claims than densely populated cities. The price range example below illustrates how geographic area affects auto insurance rates.

Rural Areas $939
Small Cities $1,315
Large Cities $1,690

These differences illustrate why anyone shopping for car insurance should compare prices for a specific zip code and their own personal driving habits, instead of using average rates.

Use the form below to get rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Companies with Cheap Subaru Impreza 2.5I 4WD Station Wagon Insurance

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Auto insurance rates for a Subaru Impreza 2.5I 4WD Station Wagon can also vary considerably based on the model year of your Impreza, your risk profile, and deductibles and policy limits.

An older driver with a good driving record and high physical damage deductibles may pay as little as $1,200 a year for full coverage. Prices are much higher for teen drivers, where even without any violations or accidents they will have to pay as much as $4,600 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you are probably paying at least $1,500 to $2,000 in extra premium per year, depending on your age. High-risk driver insurance can be as much as 43% to 134% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could cut prices by as much as $490 every year, while increasing your policy's liability limits will increase prices. Switching from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $327 extra every year. View Rates by Deductible or Liability Limit

Where you live has a huge impact on Subaru Impreza 2.5I 4WD Station Wagon insurance prices. A driver around age 40 might see prices as low as $1,180 a year in states like North Carolina, , and , or be forced to pay as much as $1,800 on average in Michigan, Montana, and California. Rates by state and city are shown later in the article.

With so much variability in prices, the only way to figure out your exact price is to compare prices and see which company has the best price. Each insurance company uses a different method to calculate prices, and quoted rates can be significantly different between companies.

View Chart as Image

Subaru Impreza 2.5I 4WD Station Wagon insurance cost comparison chart
Column chart showing Subaru Impreza 2.5I 4WD Station Wagon insurance prices range from $735 to $4,638 for full coverage

The chart estimates Subaru Impreza 2.5I 4WD Station Wagon insurance prices for various situations. The best price after discounts is $735. Drivers who use higher $1,000 deductibles will pay about $1,086. The average price for a driver age 40 with no violations using $500 deductibles is $1,252. Using more expensive $100 deductibles for physical damage coverage could cost up to $1,570. Drivers with multiple violations and accidents could be charged as much as $2,680. The price for full coverage insurance for a 16-year-old driver can be as high as $4,638.

Subaru Impreza 2.5I 4WD Station Wagon Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,132 -$120 -9.6%
Alaska $960 -$292 -23.3%
Arizona $1,040 -$212 -16.9%
Arkansas $1,252 -$0 0.0%
California $1,426 $174 13.9%
Colorado $1,196 -$56 -4.5%
Connecticut $1,288 $36 2.9%
Delaware $1,418 $166 13.3%
Florida $1,566 $314 25.1%
Georgia $1,158 -$94 -7.5%
Hawaii $900 -$352 -28.1%
Idaho $846 -$406 -32.4%
Illinois $932 -$320 -25.6%
Indiana $942 -$310 -24.8%
Iowa $844 -$408 -32.6%
Kansas $1,190 -$62 -5.0%
Kentucky $1,708 $456 36.4%
Louisiana $1,852 $600 47.9%
Maine $772 -$480 -38.3%
Maryland $1,034 -$218 -17.4%
Massachusetts $1,002 -$250 -20.0%
Michigan $2,174 $922 73.6%
Minnesota $1,046 -$206 -16.5%
Mississippi $1,502 $250 20.0%
Missouri $1,110 -$142 -11.3%
Montana $1,344 $92 7.3%
Nebraska $986 -$266 -21.2%
Nevada $1,502 $250 20.0%
New Hampshire $902 -$350 -28.0%
New Jersey $1,400 $148 11.8%
New Mexico $1,108 -$144 -11.5%
New York $1,318 $66 5.3%
North Carolina $722 -$530 -42.3%
North Dakota $1,026 -$226 -18.1%
Ohio $864 -$388 -31.0%
Oklahoma $1,286 $34 2.7%
Oregon $1,148 -$104 -8.3%
Pennsylvania $1,194 -$58 -4.6%
Rhode Island $1,670 $418 33.4%
South Carolina $1,136 -$116 -9.3%
South Dakota $1,056 -$196 -15.7%
Tennessee $1,098 -$154 -12.3%
Texas $1,510 $258 20.6%
Utah $928 -$324 -25.9%
Vermont $856 -$396 -31.6%
Virginia $748 -$504 -40.3%
Washington $968 -$284 -22.7%
West Virginia $1,148 -$104 -8.3%
Wisconsin $868 -$384 -30.7%
Wyoming $1,116 -$136 -10.9%

View Chart as Image

Subaru Impreza 2.5I 4WD Station Wagon insurance rates by U.S. city

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Rates by Driver Age

Subaru Impreza 2.5I 4WD Station Wagon Insurance Rates by Driver Age
Driver Age Premium
16 $4,638
20 $2,856
30 $1,304
40 $1,252
50 $1,142
60 $1,120

Full coverage, $500 deductibles

Rates by Deductible

Subaru Impreza 2.5I 4WD Station Wagon Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,570
$250 $1,424
$500 $1,252
$1,000 $1,086

Full coverage, driver age 40

Rates by Liability Limit

Subaru Impreza 2.5I 4WD Station Wagon Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,252
50/100 $1,325
100/300 $1,416
250/500 $1,652
100 CSL $1,361
300 CSL $1,561
500 CSL $1,707

Full coverage, driver age 40

Rates for High Risk Drivers

Subaru Impreza 2.5I 4WD Station Wagon Insurance Rates for High Risk Drivers
Age Premium
16 $6,594
20 $4,530
30 $2,736
40 $2,680
50 $2,556
60 $2,532

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $168

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $66
Multi-vehicle $63
Homeowner $18
5-yr Accident Free $88
5-yr Claim Free $79
Paid in Full/EFT $55
Advance Quote $60
Online Quote $88
Total Discounts $517
Rate after discounts $735

Discounts are estimated and may not be available from every company or in every state.

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