Subaru Outback 3.6R Limited Insurance Rates

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Estimated auto insurance rates for a Subaru Outback 3.6R Limited are $1,462 annually for full coverage. Comprehensive insurance costs approximately $368, collision costs $572, and liability costs around $364. A liability-only policy costs as low as $430 a year, with high-risk insurance costing $3,128 or more. Teen drivers pay the most at $5,258 a year or more.

Annual premium for full coverage: $1,462

Premium estimates by type of insurance:

Comprehensive $368
Collision $572
Liability $364

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Subaru Outback Trim Level

Using a 40-year-old driver as an example, insurance rates for a Subaru Outback 3.6R Limited go from as cheap as $430 for just liability insurance to a much higher rate of $3,128 for a policy for a high-risk driver.

Liability Only $430
Full Coverage $1,462
High Risk $3,128

These rate differences show why anyone shopping for car insurance should compare prices using their specific location and their own personal driving habits, instead of using price averages.

Use the form below to get rates for your location.

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Auto insurance rates for a Subaru Outback 3.6R Limited also have a wide range based on the replacement cost of your Outback, your driver profile, and physical damage deductibles and liability limits.

An older driver with a good driving record and high physical damage deductibles may pay as little as $1,400 a year, or $117 per month, for full coverage. Prices are highest for drivers in their teens, where even without any violations or accidents they will have to pay in the ballpark of $5,200 a year. View Rates by Age

If you have a few violations or you caused a few accidents, you could be paying anywhere from $1,700 to $2,300 in extra premium annually, depending on your age. High-risk driver insurance can be as much as 44% to 130% more than average. View High Risk Driver Rates

Choosing high deductibles could cut prices by as much as $630 every year, while increasing your policy's liability limits will push prices upward. Going from a 50/100 bodily injury limit to a 250/500 limit will cost up to $327 extra every year. View Rates by Deductible or Liability Limit

Where you choose to live has a huge impact on Subaru Outback 3.6R Limited insurance prices. A driver around age 40 might see prices as low as $900 a year in states like Iowa, Maine, and Idaho, or as much as $1,950 on average in Montana, Louisiana, and Michigan. Rates by state and city are shown later in the article.

With such a large range of prices, the only way to know which car insurance is cheapest is to compare prices and see which company has the best price. Each insurance company uses a different rate calculation, and quoted rates will be substantially different between companies.

View Chart as Image

Subaru Outback 3.6R Limited insurance cost comparison chart
Column chart showing Subaru Outback 3.6R Limited insurance prices range from $848 to $5,258 for full coverage

Chart shows Subaru Outback 3.6R Limited insurance prices for different situations. The best price after discounts is $848. Drivers who choose higher $1,000 deductibles will pay about $1,248. The average price for a middle-aged driver with a clean driving record using $500 deductibles is $1,462. Using more expensive $100 deductibles for comprehensive and collision insurance could cost up to $1,872. High risk drivers could be charged up to $3,128. The price for full coverage for a teenager can be as high as $5,258.

Subaru Outback 3.6R Limited Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,320 -$142 -9.7%
Alaska $1,120 -$342 -23.4%
Arizona $1,214 -$248 -17.0%
Arkansas $1,462 -$0 0.0%
California $1,666 $204 14.0%
Colorado $1,398 -$64 -4.4%
Connecticut $1,504 $42 2.9%
Delaware $1,654 $192 13.1%
Florida $1,828 $366 25.0%
Georgia $1,350 -$112 -7.7%
Hawaii $1,050 -$412 -28.2%
Idaho $990 -$472 -32.3%
Illinois $1,088 -$374 -25.6%
Indiana $1,100 -$362 -24.8%
Iowa $986 -$476 -32.6%
Kansas $1,390 -$72 -4.9%
Kentucky $1,994 $532 36.4%
Louisiana $2,164 $702 48.0%
Maine $902 -$560 -38.3%
Maryland $1,206 -$256 -17.5%
Massachusetts $1,168 -$294 -20.1%
Michigan $2,540 $1,078 73.7%
Minnesota $1,222 -$240 -16.4%
Mississippi $1,752 $290 19.8%
Missouri $1,296 -$166 -11.4%
Montana $1,570 $108 7.4%
Nebraska $1,152 -$310 -21.2%
Nevada $1,754 $292 20.0%
New Hampshire $1,054 -$408 -27.9%
New Jersey $1,634 $172 11.8%
New Mexico $1,294 -$168 -11.5%
New York $1,540 $78 5.3%
North Carolina $842 -$620 -42.4%
North Dakota $1,198 -$264 -18.1%
Ohio $1,008 -$454 -31.1%
Oklahoma $1,502 $40 2.7%
Oregon $1,340 -$122 -8.3%
Pennsylvania $1,396 -$66 -4.5%
Rhode Island $1,950 $488 33.4%
South Carolina $1,326 -$136 -9.3%
South Dakota $1,232 -$230 -15.7%
Tennessee $1,280 -$182 -12.4%
Texas $1,762 $300 20.5%
Utah $1,082 -$380 -26.0%
Vermont $1,000 -$462 -31.6%
Virginia $874 -$588 -40.2%
Washington $1,130 -$332 -22.7%
West Virginia $1,340 -$122 -8.3%
Wisconsin $1,012 -$450 -30.8%
Wyoming $1,302 -$160 -10.9%

View Chart as Image

Subaru Outback 3.6R Limited insurance rates by U.S. city

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Rates by Driver Age

Subaru Outback 3.6R Limited Insurance Rates by Driver Age
Driver Age Premium
16 $5,258
20 $3,322
30 $1,532
40 $1,462
50 $1,330
60 $1,304

Full coverage, $500 deductibles

Rates by Deductible

Subaru Outback 3.6R Limited Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,872
$250 $1,684
$500 $1,462
$1,000 $1,248

Full coverage, driver age 40

Rates by Liability Limit

Subaru Outback 3.6R Limited Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,462
50/100 $1,535
100/300 $1,626
250/500 $1,862
100 CSL $1,571
300 CSL $1,771
500 CSL $1,917

Full coverage, driver age 40

Rates for High Risk Drivers

Subaru Outback 3.6R Limited Insurance Rates for High Risk Drivers
Age Premium
16 $7,510
20 $5,270
30 $3,206
40 $3,128
50 $2,980
60 $2,950

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $197

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $78
Multi-vehicle $73
Homeowner $20
5-yr Accident Free $107
5-yr Claim Free $93
Paid in Full/EFT $68
Advance Quote $71
Online Quote $104
Total Discounts $614
Rate after discounts $848

Discounts are estimated and may not be available from every company or in every state.

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