Toyota Tundra Double Cab 4WD Insurance Rates

U.S. average insurance rates for a Toyota Tundra Double Cab 4WD are $1,438 a year for full coverage insurance. Comprehensive costs an estimated $340, collision insurance costs $508, and liability coverage costs $410. Buying just liability costs as little as $486 a year, and insurance for high-risk drivers costs around $3,072. Teenage drivers pay the highest rates at up to $5,290 a year.

Annual premium for full coverage: $1,438

Price estimates broken down by type of coverage:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Toyota Tundra Trim Level

Geographic Price Range

Your location has a large influence on the price of insurance. More rural locations have a lower frequency of physical damage claims than densely populated cities. The example below illustrates how rural and urban location affects insurance prices.

These price ranges illustrate why everyone should compare rates for a targeted area and risk profile, rather than using average rates.

Use the form below to get rates for your location.

Insurance prices for a Toyota Tundra Double Cab 4WD are also quite variable based on your driving record, the model year, and liability limits and deductibles.

A more mature driver with no violations or accidents and high deductibles may only pay around $1,300 per year on average for full coverage. Rates are much higher for teenage drivers, where even good drivers should be prepared to pay at least $5,200 a year. View Rates by Age

The state you live in makes a big difference in Toyota Tundra Double Cab 4WD insurance rates. A 40-year-old driver could pay as low as $1,180 a year in states like , , and North Carolina, or be forced to pay as much as $1,800 on average in California, Montana, and Michigan. Rates by state and city are shown later in the article.

Using high physical damage deductibles could save up to $570 a year, whereas buying more liability protection will increase premiums. Switching from a 50/100 limit to a 250/500 limit will increase rates by as much as $369 more each year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you are probably paying $1,700 to $2,300 additional each year, depending on your age. Toyota Tundra Double Cab 4WD insurance for high-risk drivers can cost around 43% to 132% more than a normal policy. View High Risk Driver Rates

Since rates can be so different, the only way to figure out who has the best car insurance rates is to regularly compare rates and see how they stack up. Every company uses a different method to calculate rates, and rates may be quite different from one company to the next.

View Chart as Image

The chart estimates Toyota Tundra Double Cab 4WD insurance rates for various risk profiles and scenarios. The cheapest rate with discounts is $847. Drivers who use higher $1,000 deductibles will pay around $1,244. The average rate for a driver around age 40 using $500 deductibles is $1,438. Selecting more expensive $100 deductibles for physical damage coverage can cost as much as $1,808. Drivers with multiple violations and accidents could be charged at least $3,072. The rate for full coverage insurance for a teenage driver is $5,290.

View Chart as Image