Toyota Tundra Limited Double Cab 2WD Insurance Rates

Estimated insurance prices for a Toyota Tundra Limited Double Cab 2WD are $1,534 every 12 months for full coverage. Comprehensive costs an estimated $340, collision costs $604, and liability costs around $410. Liability-only coverage costs as low as $486 a year, with high-risk coverage costing around $3,306. Teen drivers pay the most at $5,660 a year or more.

Annual premium for full coverage: $1,534

Premium estimates broken down by type of insurance:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Toyota Tundra Trim Level

Insurance Price Range by Location

Where you live can have significant affects on insurance rates. More rural locations are statistically proven to have more infrequent accident claims than larger metro areas.

The price range example below illustrates how rural and urban location affects insurance prices.

These rate differences show why anyone shopping for car insurance should compare prices for a targeted area and their own driving history, instead of using price averages.

Use the form below to get rates for your location.

Insurance rates for a Toyota Tundra Limited Double Cab 2WD also have a wide range based on physical damage deductibles and liability limits, your driver profile, and the model year.

Choosing high deductibles could cut rates by as much as $630 every year, while increasing your policy's liability limits will increase premiums. Going from a 50/100 liability limit to a 250/500 limit will cost up to $369 more per year. View Rates by Deductible or Liability Limit

An older driver with a clean driving record and higher deductibles may pay as little as $1,400 a year, or $117 per month, for full coverage. Rates are highest for drivers in their teens, since even excellent drivers can expect to pay at least $5,600 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you could be paying $1,800 to $2,500 extra annually, depending on your age. High-risk driver insurance can be as much as 44% to 131% more than average. View High Risk Driver Rates

Where you choose to live has a huge impact on Toyota Tundra Limited Double Cab 2WD insurance prices. A driver around age 40 might see rates as low as $900 a year in states like Iowa, Maine, and Idaho, or as much as $1,950 on average in Montana, Louisiana, and Michigan. Rates by state and city are shown later in the article.

With such a large range of rates, the only way to know who has the cheapest car insurance rates is to compare rates and see which company has the best rate. Each insurance company uses a different rate calculation, so the rates will be substantially different.

Chart shows Toyota Tundra Limited Double Cab 2WD insurance rates for different coverage choices and risks. The best rate after discounts is $887. Drivers who choose higher $1,000 deductibles will pay $1,318. The average rate for a driver around age 40 using $500 deductibles is $1,534. Using more expensive $100 deductibles for comprehensive and collision insurance could cost up to $1,948. High risk drivers could be charged up to $3,306. The price for full coverage insurance for a teenage driver can be as high as $5,660.