Toyota Tundra SR/5 Crew Max 2WD Insurance Rates

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Average auto insurance rates for a Toyota Tundra SR/5 Crew Max 2WD are $1,442 annually for full coverage. Comprehensive costs approximately $312 a year, collision costs $540, and liability coverage costs around $410. Only liability insurance costs as low as $486 a year, with high-risk insurance costing around $3,104. Teen drivers receive the highest rates at $5,370 a year or more.

Annual premium for full coverage: $1,442

Rate estimates by individual coverage type:

Comprehensive $312
Collision $540
Liability $410

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Toyota Tundra Trim Level

For an average driver, prices go from as cheap as $486 for liability-only coverage to a high of $3,104 for a driver required to buy high-risk insurance.

Liability Only $486
Full Coverage $1,442
High Risk $3,104

Price Range by Location

Where you live has a large influence on car insurance rates. Rural locations tend to have fewer accident claims than larger metro areas.

The diagram below illustrates the effect of geographic area on auto insurance prices.

Rural Areas $1,082
Small Cities $1,514
Large Cities $1,947

These differences show why it is important for drivers to compare prices using their specific location and their own personal driving habits, rather than using price averages.

Use the form below to get rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

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Insurance rates for a Toyota Tundra SR/5 Crew Max 2WD can also vary considerably based on the model year of your Tundra, your driver profile, and physical damage deductibles and liability limits.

Older drivers with a clean driving record and high physical damage deductibles may only pay around $1,300 a year for full coverage. Prices are highest for teen drivers, where even without any violations or accidents they can expect to pay in the ballpark of $5,300 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you could be paying anywhere from $1,700 to $2,300 extra per year, depending on your age. A high-risk auto insurance policy can be around 43% to 132% more than average. View High Risk Driver Rates

Choosing high deductibles could cut prices by as much as $570 a year, while buying higher liability limits will push prices upward. Going from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $369 more per year. View Rates by Deductible or Liability Limit

Where you live has a huge impact on Toyota Tundra SR/5 Crew Max 2WD insurance rates. A driver around age 40 might see prices as low as $900 a year in states like Iowa, Maine, and Idaho, or as much as $1,950 on average in Montana, Louisiana, and Michigan. Rates by state and city are shown later in the article.

With so much variability in prices, the only way to know which car insurance is cheapest is to get quotes and see how they stack up. Each insurance company uses a different rate calculation, so the rates can be significantly different between companies.

View Chart as Image

Toyota Tundra SR/5 Crew Max 2WD insurance cost comparison chart
Column chart showing Toyota Tundra SR/5 Crew Max 2WD insurance prices range from $839 to $5,370 for full coverage

Chart shows Toyota Tundra SR/5 Crew Max 2WD insurance prices for different situations. The cheapest price with discounts is $839. Drivers who choose higher $1,000 deductibles will pay about $1,250. The average price for a middle-aged driver with a clean driving record using $500 deductibles is $1,442. Choosing low $100 deductibles for comprehensive and collision insurance could cost up to $1,818. High risk drivers could be charged as much as $3,104. The cost for full coverage insurance for a teenager can be as high as $5,370.

Toyota Tundra SR/5 Crew Max 2WD Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,304 -$138 -9.6%
Alaska $1,106 -$336 -23.3%
Arizona $1,198 -$244 -16.9%
Arkansas $1,442 -$0 0.0%
California $1,644 $202 14.0%
Colorado $1,376 -$66 -4.6%
Connecticut $1,482 $40 2.8%
Delaware $1,632 $190 13.2%
Florida $1,804 $362 25.1%
Georgia $1,332 -$110 -7.6%
Hawaii $1,034 -$408 -28.3%
Idaho $978 -$464 -32.2%
Illinois $1,074 -$368 -25.5%
Indiana $1,090 -$352 -24.4%
Iowa $974 -$468 -32.5%
Kansas $1,368 -$74 -5.1%
Kentucky $1,966 $524 36.3%
Louisiana $2,136 $694 48.1%
Maine $892 -$550 -38.1%
Maryland $1,190 -$252 -17.5%
Massachusetts $1,152 -$290 -20.1%
Michigan $2,506 $1,064 73.8%
Minnesota $1,208 -$234 -16.2%
Mississippi $1,728 $286 19.8%
Missouri $1,280 -$162 -11.2%
Montana $1,550 $108 7.5%
Nebraska $1,138 -$304 -21.1%
Nevada $1,730 $288 20.0%
New Hampshire $1,042 -$400 -27.7%
New Jersey $1,616 $174 12.1%
New Mexico $1,276 -$166 -11.5%
New York $1,520 $78 5.4%
North Carolina $830 -$612 -42.4%
North Dakota $1,182 -$260 -18.0%
Ohio $996 -$446 -30.9%
Oklahoma $1,480 $38 2.6%
Oregon $1,320 -$122 -8.5%
Pennsylvania $1,374 -$68 -4.7%
Rhode Island $1,924 $482 33.4%
South Carolina $1,308 -$134 -9.3%
South Dakota $1,218 -$224 -15.5%
Tennessee $1,262 -$180 -12.5%
Texas $1,736 $294 20.4%
Utah $1,068 -$374 -25.9%
Vermont $986 -$456 -31.6%
Virginia $864 -$578 -40.1%
Washington $1,114 -$328 -22.7%
West Virginia $1,322 -$120 -8.3%
Wisconsin $998 -$444 -30.8%
Wyoming $1,284 -$158 -11.0%

View Chart as Image

Toyota Tundra SR/5 Crew Max 2WD insurance rates by U.S. city

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Rates by Driver Age

Toyota Tundra SR/5 Crew Max 2WD Insurance Rates by Driver Age
Driver Age Premium
16 $5,370
20 $3,316
30 $1,502
40 $1,442
50 $1,316
60 $1,290

Full coverage, $500 deductibles

Rates by Deductible

Toyota Tundra SR/5 Crew Max 2WD Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,818
$250 $1,644
$500 $1,442
$1,000 $1,250

Full coverage, driver age 40

Rates by Liability Limit

Toyota Tundra SR/5 Crew Max 2WD Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,442
50/100 $1,524
100/300 $1,627
250/500 $1,893
100 CSL $1,565
300 CSL $1,791
500 CSL $1,955

Full coverage, driver age 40

Rates for High Risk Drivers

Toyota Tundra SR/5 Crew Max 2WD Insurance Rates for High Risk Drivers
Age Premium
16 $7,648
20 $5,262
30 $3,172
40 $3,104
50 $2,960
60 $2,932

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $197

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $76
Multi-vehicle $74
Homeowner $21
5-yr Accident Free $104
5-yr Claim Free $92
Paid in Full/EFT $65
Advance Quote $70
Online Quote $101
Total Discounts $603
Rate after discounts $839

Discounts are estimated and may not be available from every company or in every state.

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