Volkswagen Jetta S 4-Dr Sedan Insurance Rates

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U.S. average auto insurance rates for a Volkswagen Jetta S 4-Dr Sedan are $1,282 annually for full coverage. Comprehensive insurance costs around $284, collision costs $476, and liability insurance costs around $364. Buying just liability costs as low as $430 a year, with insurance for high-risk drivers costing $2,758 or more. Teen drivers pay the highest rates at $4,762 a year or more.

Annual premium for full coverage: $1,282

Price estimates for type of insurance:

Comprehensive $284
Collision $476
Liability $364

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Volkswagen Jetta Trim Level

For the average driver, Volkswagen Jetta S 4-Dr Sedan insurance prices go from as cheap as $430 for minimum levels of liability insurance to a much higher rate of $2,758 for a driver that may need high-risk insurance.

Liability Only $430
Full Coverage $1,282
High Risk $2,758

These price ranges show why anyone shopping for car insurance should compare prices for a specific zip code and their own personal driving habits, rather than relying on price averages.

Use the form below to get rates for your location.

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Insurance prices for a Volkswagen Jetta S 4-Dr Sedan are also quite variable based on the actual cash value of your Jetta, your driver profile, and deductibles and policy limits.

An older driver with no violations or accidents and high physical damage deductibles could pay as little as $1,200 a year for full coverage. Prices are highest for teenage drivers, where even without any violations or accidents they should be prepared to pay as much as $4,700 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you could be paying at least $1,500 to $2,100 additional each year, depending on your age. High-risk driver insurance can be anywhere from 44% to 131% more than average. View High Risk Driver Rates

Choosing high deductibles could cut prices by as much as $510 each year, while increasing your policy's liability limits will increase prices. Going from a 50/100 bodily injury limit to a 250/500 limit will increase rates by as much as $327 more each year. View Rates by Deductible or Liability Limit

The state you live in has a huge impact on Volkswagen Jetta S 4-Dr Sedan insurance rates. A driver around age 40 might see prices as low as $900 a year in states like Idaho, Maine, and Iowa, or as much as $1,950 on average in Michigan, Louisiana, and Montana. Rates by state and city are shown later in the article.

Since prices can be so different, the only way to know your exact price is to compare prices from as many companies as possible. Each insurance company uses a different rate calculation, and rates may be quite different between companies.

View Chart as Image

Volkswagen Jetta S 4-Dr Sedan insurance cost comparison chart
Column chart showing Volkswagen Jetta S 4-Dr Sedan insurance prices range from $748 to $4,762 for full coverage

Chart shows Volkswagen Jetta S 4-Dr Sedan insurance prices for different situations. The lowest price with discounts is $748. Drivers who choose higher $1,000 deductibles will pay about $1,110. The average price for a driver age 40 with no violations using $500 deductibles is $1,282. Using more expensive $100 deductibles for comprehensive and collision insurance could cost up to $1,618. High risk drivers could be charged at least $2,758. The price for full coverage for a 16-year-old driver can be as high as $4,762.

Volkswagen Jetta S 4-Dr Sedan Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,160 -$122 -9.5%
Alaska $984 -$298 -23.2%
Arizona $1,066 -$216 -16.8%
Arkansas $1,282 -$0 0.0%
California $1,462 $180 14.0%
Colorado $1,228 -$54 -4.2%
Connecticut $1,320 $38 3.0%
Delaware $1,454 $172 13.4%
Florida $1,606 $324 25.3%
Georgia $1,186 -$96 -7.5%
Hawaii $922 -$360 -28.1%
Idaho $866 -$416 -32.4%
Illinois $956 -$326 -25.4%
Indiana $966 -$316 -24.6%
Iowa $866 -$416 -32.4%
Kansas $1,220 -$62 -4.8%
Kentucky $1,750 $468 36.5%
Louisiana $1,900 $618 48.2%
Maine $792 -$490 -38.2%
Maryland $1,060 -$222 -17.3%
Massachusetts $1,026 -$256 -20.0%
Michigan $2,230 $948 73.9%
Minnesota $1,074 -$208 -16.2%
Mississippi $1,538 $256 20.0%
Missouri $1,138 -$144 -11.2%
Montana $1,378 $96 7.5%
Nebraska $1,012 -$270 -21.1%
Nevada $1,540 $258 20.1%
New Hampshire $926 -$356 -27.8%
New Jersey $1,434 $152 11.9%
New Mexico $1,136 -$146 -11.4%
New York $1,352 $70 5.5%
North Carolina $740 -$542 -42.3%
North Dakota $1,052 -$230 -17.9%
Ohio $884 -$398 -31.0%
Oklahoma $1,320 $38 3.0%
Oregon $1,176 -$106 -8.3%
Pennsylvania $1,224 -$58 -4.5%
Rhode Island $1,712 $430 33.5%
South Carolina $1,164 -$118 -9.2%
South Dakota $1,082 -$200 -15.6%
Tennessee $1,126 -$156 -12.2%
Texas $1,548 $266 20.7%
Utah $950 -$332 -25.9%
Vermont $878 -$404 -31.5%
Virginia $768 -$514 -40.1%
Washington $992 -$290 -22.6%
West Virginia $1,178 -$104 -8.1%
Wisconsin $890 -$392 -30.6%
Wyoming $1,144 -$138 -10.8%

View Chart as Image

Volkswagen Jetta S 4-Dr Sedan insurance rates by U.S. city

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Rates by Driver Age

Volkswagen Jetta S 4-Dr Sedan Insurance Rates by Driver Age
Driver Age Premium
16 $4,762
20 $2,944
30 $1,338
40 $1,282
50 $1,170
60 $1,148

Full coverage, $500 deductibles

Rates by Deductible

Volkswagen Jetta S 4-Dr Sedan Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,618
$250 $1,464
$500 $1,282
$1,000 $1,110

Full coverage, driver age 40

Rates by Liability Limit

Volkswagen Jetta S 4-Dr Sedan Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,282
50/100 $1,355
100/300 $1,446
250/500 $1,682
100 CSL $1,391
300 CSL $1,591
500 CSL $1,737

Full coverage, driver age 40

Rates for High Risk Drivers

Volkswagen Jetta S 4-Dr Sedan Insurance Rates for High Risk Drivers
Age Premium
16 $6,778
20 $4,672
30 $2,818
40 $2,758
50 $2,630
60 $2,606

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $174

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $67
Multi-vehicle $65
Homeowner $19
5-yr Accident Free $92
5-yr Claim Free $81
Paid in Full/EFT $58
Advance Quote $62
Online Quote $90
Total Discounts $534
Rate after discounts $748

Discounts are estimated and may not be available from every company or in every state.

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