Volvo XC90 V8 AWD Insurance Rates

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Estimated insurance rates for a Volvo XC90 V8 AWD are $1,570 a year for full coverage insurance. Comprehensive costs on average $382, collision costs $666, and liability costs around $364. Liability-only coverage costs as low as $430 a year, with high-risk coverage costing around $3,382. Teenage drivers pay the most at $5,650 a year or more.

Annual premium for full coverage: $1,570

Premium estimates by type of insurance:

Comprehensive $382
Collision $666
Liability $364

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Volvo XC90 Trim Level

For the normal driver, insurance rates for a Volvo XC90 V8 AWD go from the low end price of $430 for basic liability insurance to a much higher rate of $3,382 for a driver who requires high-risk insurance.

Liability Only $430
Full Coverage $1,570
High Risk $3,382

Insurance Price Range by Location

Where you live can have significant affects on insurance rates. Rural areas are statistically proven to have lower incidents of physical damage claims than densely populated cities.

The price range example below illustrates how geographic area affects car insurance rates.

Rural Areas $1,178
Small Cities $1,649
Large Cities $2,120

These rate differences illustrate why anyone shopping for car insurance should compare prices based on a specific location, instead of using average rates.

Use the form below to get rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

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Insurance rates for a Volvo XC90 V8 AWD also have a wide range based on the model year, your age and driving record, and policy deductibles and limits.

If you have a few violations or you caused an accident, you are probably paying at a minimum $1,800 to $2,500 extra annually, depending on your age. High-risk driver insurance can be as much as 44% to 128% more than a normal policy. View High Risk Driver Rates

An older driver with a clean driving record and higher comprehensive and collision deductibles may pay as little as $1,500 a year, or $125 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records can expect to pay upwards of $5,600 a year. View Rates by Age

Where you choose to live has a huge impact on Volvo XC90 V8 AWD insurance prices. A driver around age 40 might see prices as low as $1,180 a year in states like North Carolina, , and , or be forced to pay as much as $1,800 on average in Michigan, Montana, and California. Rates by state and city are shown later in the article.

Using high physical damage deductibles could cut prices by as much as $700 every year, while increasing your policy's liability limits will cost you more. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $327 more per year. View Rates by Deductible or Liability Limit

With such a large range of prices, the only way to figure out exactly what you will pay is to compare prices and see which company has the best price. Each insurance company uses a different method to calculate prices, so the rates will be substantially different.

View Chart as Image

Volvo XC90 V8 AWD insurance cost comparison chart
Column chart showing Volvo XC90 V8 AWD insurance prices range from $894 to $5,650 for full coverage

The chart estimates Volvo XC90 V8 AWD insurance prices for different risks and coverage choices. The best price after discounts is $894. Drivers who use higher $1,000 deductibles will pay $1,332. The average price for a 40-year-old male driver using $500 deductibles is $1,570. Using more expensive $100 deductibles for physical damage coverage could cost up to $2,032. Drivers with multiple violations and accidents could be charged up to $3,382. The price for full coverage insurance for a teen driver can be as high as $5,650.

Volvo XC90 V8 AWD Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,420 -$150 -9.6%
Alaska $1,202 -$368 -23.4%
Arizona $1,306 -$264 -16.8%
Arkansas $1,570 -$0 0.0%
California $1,790 $220 14.0%
Colorado $1,500 -$70 -4.5%
Connecticut $1,614 $44 2.8%
Delaware $1,778 $208 13.2%
Florida $1,964 $394 25.1%
Georgia $1,452 -$118 -7.5%
Hawaii $1,128 -$442 -28.2%
Idaho $1,062 -$508 -32.4%
Illinois $1,168 -$402 -25.6%
Indiana $1,182 -$388 -24.7%
Iowa $1,060 -$510 -32.5%
Kansas $1,492 -$78 -5.0%
Kentucky $2,144 $574 36.6%
Louisiana $2,324 $754 48.0%
Maine $970 -$600 -38.2%
Maryland $1,296 -$274 -17.5%
Massachusetts $1,256 -$314 -20.0%
Michigan $2,730 $1,160 73.9%
Minnesota $1,314 -$256 -16.3%
Mississippi $1,882 $312 19.9%
Missouri $1,394 -$176 -11.2%
Montana $1,686 $116 7.4%
Nebraska $1,240 -$330 -21.0%
Nevada $1,884 $314 20.0%
New Hampshire $1,132 -$438 -27.9%
New Jersey $1,756 $186 11.8%
New Mexico $1,390 -$180 -11.5%
New York $1,654 $84 5.4%
North Carolina $906 -$664 -42.3%
North Dakota $1,286 -$284 -18.1%
Ohio $1,084 -$486 -31.0%
Oklahoma $1,614 $44 2.8%
Oregon $1,438 -$132 -8.4%
Pennsylvania $1,498 -$72 -4.6%
Rhode Island $2,094 $524 33.4%
South Carolina $1,424 -$146 -9.3%
South Dakota $1,324 -$246 -15.7%
Tennessee $1,376 -$194 -12.4%
Texas $1,892 $322 20.5%
Utah $1,164 -$406 -25.9%
Vermont $1,076 -$494 -31.5%
Virginia $942 -$628 -40.0%
Washington $1,214 -$356 -22.7%
West Virginia $1,440 -$130 -8.3%
Wisconsin $1,088 -$482 -30.7%
Wyoming $1,400 -$170 -10.8%

View Chart as Image

Volvo XC90 V8 AWD insurance rates by U.S. city

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Rates by Driver Age

Volvo XC90 V8 AWD Insurance Rates by Driver Age
Driver Age Premium
16 $5,650
20 $3,602
30 $1,650
40 $1,570
50 $1,430
60 $1,402

Full coverage, $500 deductibles

Rates by Deductible

Volvo XC90 V8 AWD Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,032
$250 $1,818
$500 $1,570
$1,000 $1,332

Full coverage, driver age 40

Rates by Liability Limit

Volvo XC90 V8 AWD Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,570
50/100 $1,643
100/300 $1,734
250/500 $1,970
100 CSL $1,679
300 CSL $1,879
500 CSL $2,025

Full coverage, driver age 40

Rates for High Risk Drivers

Volvo XC90 V8 AWD Insurance Rates for High Risk Drivers
Age Premium
16 $8,092
20 $5,724
30 $3,474
40 $3,382
50 $3,224
60 $3,194

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $217

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $85
Multi-vehicle $80
Homeowner $21
5-yr Accident Free $120
5-yr Claim Free $102
Paid in Full/EFT $76
Advance Quote $79
Online Quote $113
Total Discounts $676
Rate after discounts $894

Discounts are estimated and may not be available from every company or in every state.

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