Nissan Maxima 3.5 SV Insurance Rates

Average auto insurance rates for a Nissan Maxima 3.5 SV are $1,584 annually for full coverage. Comprehensive insurance costs around $396 each year, collision insurance costs $666, and liability coverage costs $364. Just liability insurance costs as little as $430 a year, and coverage for high-risk drivers costs $3,406 or more. Teen drivers receive the highest rates at up to $5,670 a year.

Annual premium for full coverage: $1,584

Rate estimates for individual coverage:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Nissan Maxima Trim Level

These differences show why all drivers should compare rates for a specific zip code and their own personal driving habits, rather than using price averages.

Use the form below to get rates for your location.

Insurance prices for a Nissan Maxima 3.5 SV can also vary considerably based on the model year of your Maxima, your driver profile, and deductibles and policy limits.

More mature drivers with no violations or accidents and high physical damage deductibles may only pay around $1,500 per year on average for full coverage. Prices are highest for teen drivers, where even without any violations or accidents they should be prepared to pay as much as $5,600 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you could be paying at least $1,800 to $2,500 additional per year, depending on your age. Insurance for high-risk drivers can cost around 44% to 127% more than average. View High Risk Driver Rates

Choosing high deductibles could save up to $710 a year, whereas increasing liability limits will increase prices. Going from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $327 more each year. View Rates by Deductible or Liability Limit

Where you live makes a big difference in Nissan Maxima 3.5 SV insurance rates. A 40-year-old driver could pay as low as $900 a year in states like Idaho, Maine, and Iowa, or as much as $1,950 on average in Michigan, Louisiana, and Montana. Rates by state and city are shown later in the article.

With so much variability in prices, the only way to know your exact price is to do a rate comparison and see how they stack up. Every company uses a different rate calculation, and rates can be significantly different between companies.

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Chart shows Nissan Maxima 3.5 SV insurance prices for various situations. The cheapest price with discounts is $905. Drivers who choose higher $1,000 deductibles will pay about $1,344. The average price for a driver age 40 with no violations using $500 deductibles is $1,584. Using lower $100 deductibles for comprehensive and collision insurance can cost as much as $2,050. High risk drivers could be charged as much as $3,406. The policy rate for full coverage for a 16-year-old driver is $5,670.

View Chart as Image