Acura TSX Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: Jun 3, 2023

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While Acura discontinued the TSX in 2014 to focus on the TSL, consumers still seek out the TSX model. Acura TSX insurance rates are $107 per month or $1,290 annually for full coverage.  However, many factors impact your Acura TSX insurance costs. 

For example, the age of your Acura model, as well as your Acura TSX specs, will change your insurance rates. The 2006 Acura TSX insurance costs will be much lower than a newer 2014 Acura TSX wagon. 

You can secure cheap car insurance and decrease how much you pay for insurance a month for your Acura TSX by reading through our comprehensive guide. 

Can’t wait to get started? Compare cheap Acura TSX insurance rates by entering your five-digit ZIP code into our FREE online quote tool above.

The average insurance rates for an Acura TSX are $836 a year for full coverage insurance. Comprehensive insurance costs on average $144 a year, collision costs $180, and liability coverage costs around $376. Liability-only coverage costs as low as $426 a year, with high-risk coverage costing $1,784 or more. 16-year-old drivers cost the most to insure at $3,332 a year or more.

Average premium for full coverage: $836

Policy rates by type of insurance:

Comprehensive $144
Collision $180
Liability $376

Prices are based on $500 comprehensive and collision deductibles, split liability limits of 30/60, and includes medical/PIP and uninsured motorist coverage. Prices are averaged for all 50 states and TSX trim levels.

Price Range Variability

For an average driver, Acura TSX insurance rates go from as low as $426 for liability-only coverage to a high of $1,784 for coverage for higher-risk drivers.

Liability Only $426
Full Coverage $836
High Risk $1,784

Urban vs. Rural Price Range

Where you live has a large influence on insurance rates. Rural areas are shown to have a lower frequency of physical damage claims than congested cities.

The diagram below illustrates the effect of geographic area on car insurance rates.

Rural Areas $627
Small Cities $878
Large Cities $1,129

The examples above illustrate why it is important to compare prices based on a specific location and risk profile, rather than using rate averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Charts and Tables

The chart below illustrates estimated Acura TSX insurance rates for different risk profiles and scenarios.

  • The best full coverage rate is $511
  • Using higher $1,000 deductibles will save around $760 each year
  • The average rate for a good driver age 40 with $500 deductibles is $836
  • Buying low $100 deductibles for physical damage coverage will cost an extra $138 each year
  • Higher-risk drivers with multiple tickets or accidents could pay upwards of $1,784 or more
  • Policy cost for full coverage for a teenage driver may cost $3,332 or more

View Chart as Image

Acura TSX insurance cost comparison chart
Column chart showing full coverage Acura TSX insurance prices range from $511 to $3,332

Insurance rates for an Acura TSX also range considerably based on your risk profile, the model year and trim level, and policy deductibles and limits.

Older drivers with no violations or accidents and high deductibles may only pay around $800 a year, or $67 per month, for full coverage. Rates are highest for teenagers, where even good drivers should be prepared to pay upwards of $3,300 a year. View Rates by Age

Your home state has a huge impact on Acura TSX insurance rates. A driver around age 40 might see rates as low as $550 a year in states like Vermont, Wisconsin, and North Carolina, or at least $1,130 on average in Michigan, New York, and Florida.

Acura TSX Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $754 -$82 -9.8%
Alaska $640 -$196 -23.4%
Arizona $690 -$146 -17.5%
Arkansas $836 -$0 0.0%
California $950 $114 13.6%
Colorado $796 -$40 -4.8%
Connecticut $856 $20 2.4%
Delaware $942 $106 12.7%
Florida $1,042 $206 24.6%
Georgia $772 -$64 -7.7%
Hawaii $598 -$238 -28.5%
Idaho $566 -$270 -32.3%
Illinois $620 -$216 -25.8%
Indiana $630 -$206 -24.6%
Iowa $562 -$274 -32.8%
Kansas $792 -$44 -5.3%
Kentucky $1,136 $300 35.9%
Louisiana $1,234 $398 47.6%
Maine $514 -$322 -38.5%
Maryland $688 -$148 -17.7%
Massachusetts $664 -$172 -20.6%
Michigan $1,450 $614 73.4%
Minnesota $698 -$138 -16.5%
Mississippi $998 $162 19.4%
Missouri $742 -$94 -11.2%
Montana $894 $58 6.9%
Nebraska $656 -$180 -21.5%
Nevada $1,000 $164 19.6%
New Hampshire $604 -$232 -27.8%
New Jersey $932 $96 11.5%
New Mexico $736 -$100 -12.0%
New York $876 $40 4.8%
North Carolina $480 -$356 -42.6%
North Dakota $684 -$152 -18.2%
Ohio $574 -$262 -31.3%
Oklahoma $856 $20 2.4%
Oregon $764 -$72 -8.6%
Pennsylvania $792 -$44 -5.3%
Rhode Island $1,114 $278 33.3%
South Carolina $756 -$80 -9.6%
South Dakota $704 -$132 -15.8%
Tennessee $730 -$106 -12.7%
Texas $1,004 $168 20.1%
Utah $616 -$220 -26.3%
Vermont $568 -$268 -32.1%
Virginia $500 -$336 -40.2%
Washington $642 -$194 -23.2%
West Virginia $764 -$72 -8.6%
Wisconsin $576 -$260 -31.1%
Wyoming $742 -$94 -11.2%

View Chart as Image

Acura TSX insurance rates by U.S. city

Opting for high physical damage deductibles could cut rates by as much as $220 a year, while buying higher liability limits will cost you more. Switching from a 50/100 limit to a 250/500 limit will raise rates by up to $339 more each year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you are probably paying at a minimum $1,000 to $1,400 additional every year, depending on your age. A high-risk auto insurance policy can be around 42% to 133% more than the average rate. View High Risk Driver Rates

Because rates have so much variability, the only way to figure out exactly what you will pay is to get quotes and see how they stack up. Each insurance company utilizes a different rate formula, and rates will be varied from one company to the next.

Insurance Rates by Trim Level and Model Year

Acura TSX Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Acura TSX $820 $68
Acura TSX Technology Package $836 $70

Rates assume 2004 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Acura TSX Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2013 Acura TSX $220 $340 $402 $1,098
2012 Acura TSX $202 $316 $402 $1,056
2010 Acura TSX $184 $262 $402 $984
2009 Acura TSX $174 $238 $402 $950
2008 Acura TSX $168 $214 $398 $916
2007 Acura TSX $166 $208 $390 $900
2004 Acura TSX $144 $180 $376 $836

Rates are averaged for all Acura TSX models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find Affordable Acura TSX Insurance

Finding cheaper rates on auto insurance requires having a decent driving record, having a good credit history, being claim-free, and insuring your home and auto with the same company. Take the time to compare rates at least once a year by getting rate quotes from direct insurance companies like GEICO, Progressive, and Esurance, and also from local independent and exclusive agents.

The following items are a brief review of the primary concepts that were covered in the above illustrations.

  • It is possible to save as much as $90 per year simply by quoting early and online
  • Drivers with DUI or reckless driving convictions pay an average of $950 more each year than a driver with a clean driving record
  • Increasing comprehensive and collision deductibles can save around $225 each year
  • 16 to 18-year-old drivers pay higher rates, possibly costing $278 each month including comprehensive and collision insurance

So, are Acuras expensive to insure? As you’ve learned from the previous information, many factors affect your rates for insurance on an Acura TSX. Where you live, your driving record and even the age of your car model all impact what you’ll pay for car insurance. 

For example, the 2008 Acura TSX insurance costs will always be a little lower than the 2010 Acura TSX insurance costs.

However, you can secure cheap car insurance by comparing quotes from multiple companies and by applying for discounts. It is the best way to know what you’ll pay for your Acura TSX insurance. Just enter your five-digit ZIP code into our FREE tool below to start immediately comparing cheap Acura TSX rates.

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What are the safety ratings for the Acura TSX?

We’ve seen how affordable the Acura TSX is with insurance, now let’s look at the Acura TSX safety ratings. The ratings can help you uncover where you might qualify for insurance discounts or what could cost you more.

Take a look at the safety ratings of the 2014 Acura TSX below. 

  • Small overlap front (driver-side): Marginal
  • Moderate overlap front: Good
  • Side: Good
  • Roof strength: Good
  • Head restraints and seats: Good

A rating of ‘Good’ is the highest possible score given by the Insurance Institute for Highway Safety. Unfortunately, the ‘Marginal’ rating is not great. Your car insurance costs likely will not increase substantially, however you won’t be seeing any savings either.

Our expert recommendation is to look up the safety ratings for your specific Acura TSX model, as not all variations receive the same safety ratings. For example, the 2006 Acura TSX safety ratings are slightly higher than the 2014 ones.

Does the Acura TSX have transmission problems? Some models of the Acura TSX do have transmission problems, specifically, the 2005 variation. The higher chance of transmission failure impacts the Acura TSX car insurance prices for that specific model. 

Acura TSX Compared Against other Vehicles in the Same Class

Comparing the Acura TSX to similar vehicles can help you save money, especially if the Acura TSX has better insurance loss ratios than other vehicles in the same class.

Is an Acura TSX considered a sports car? Acura does market the Acura TSX as a sports car. However, insurance for an Acura TSX is quite affordable because, officially, the Insurance Institute for Highway Safety classifies it as a midsize four-door sedan.

Other comparable midsize four-door vehicles are as follows:

The Acura TSX’s bodily injury liability loss percentage of – 22 is better than average for a vehicle in this class. Every other figure falls within the average range. 

Acura is a luxurious brand, but is Acura expensive to insure? Fortunately, how much insurance costs for an Acura TSX is less than most other luxury vehicles. 

We’ve now covered the standard insurance rates for an Acura TSX. As you’ve learned, it’s possible to find affordable car insurance rates for your Acura TSX as long as you comparison shop.

Your Acura TSX does not have to be expensive to insure. Ready to find out which insurance company has the cheapest rates for you? Just enter your five-digit ZIP code into our FREE tool to compare affordable rates for your Acura TSX.

Rates by Driver Age

Acura TSX Insurance Rates by Driver Age
Driver Age Premium
16 $3,332
20 $1,898
30 $850
40 $836
50 $766
60 $752

Full coverage, $500 deductibles

Rates by Deductible

Acura TSX Insurance Rates with Different Deductibles
Deductible Premium
$100 $974
$250 $910
$500 $836
$1,000 $760

Full coverage, driver age 40

Rates by Liability Limit

Acura TSX Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $836
50/100 $911
100/300 $1,005
250/500 $1,250
100 CSL $949
300 CSL $1,156
500 CSL $1,306

Full coverage, driver age 40

Rates for High Risk Drivers

Acura TSX Insurance Rates for High Risk Drivers
Age Premium
16 $4,690
20 $3,016
30 $1,800
40 $1,784
50 $1,706
60 $1,686

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $110

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $42
Multi-vehicle $44
Homeowner $15
5-yr Accident Free $50
5-yr Claim Free $52
Paid in Full/EFT $30
Advance Quote $36
Online Quote $56
Total Discounts $325
Rate after discounts $511

Discounts are estimated and may not be available from every company or in every state.

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