Acura RL Insurance Rates

U.S. average insurance rates for an Acura RL are $996 a year for full coverage. Comprehensive insurance costs approximately $172 a year, collision insurance costs $224, and liability costs around $442. Buying just liability costs as low as $496 a year, and insurance for high-risk drivers costs $2,136 or more. Teen drivers pay the highest rates at up to $3,978 a year.

Average premium for full coverage: $996

Price estimates by individual coverage:

Full coverage includes $500 policy deductibles, 30/60 split liability limits, and includes medical/PIP and uninsured motorist coverage. Estimates are averaged for all states and RL trim levels.

Price Range from Low to High

Geographic Price Range

Where you live can make a big difference on car insurance rates. Rural locations have lower incidents of accident claims than larger metro areas. The diagram below illustrates how location impacts auto insurance prices.

The ranges above show why it is important to compare prices using their specific location, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below shows average Acura RL insurance rates for additional coverage and risk scenarios.

• The lowest rate with discounts is $607
• Using higher $1,000 deductibles will save $904 a year
• The estimated price for the average middle-age driver who chooses $500 deductibles is $996
• Choosing low $100 deductibles for physical damage coverage will cost an additional $170 annually
• High-risk insureds with multiple violations and an at-fault accident could pay around $2,136
• The price that insures a 16-year-old driver can cost $3,978 or more

View Chart as Image

Insurance prices for an Acura RL are also quite variable based on the trim level of your RL, how you drive, and physical damage deductibles and liability limits.

If you have some driving violations or you caused an accident, you could be paying anywhere from $1,200 to $1,700 additional each year, depending on your age. A high-risk auto insurance policy can be from 43% to 134% more than average. View High Risk Driver Rates

Older drivers with no violations or accidents and higher comprehensive and collision deductibles may pay as low as $900 a year for full coverage. Prices are highest for teenage drivers, since even teens with perfect driving records should be prepared to pay in the ballpark of $3,900 a year. View Rates by Age

The state you live in has a huge impact on Acura RL insurance prices. A driver around age 40 might see prices as low as $660 a year in states like Iowa, Maine, and Idaho, or as much as $1,420 on average in New York, Louisiana, and Michigan.

View Chart as Image

Choosing high deductibles could cut prices by as much as $270 annually, while buying higher liability limits will push prices upward. Going from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $398 more each year. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2001 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find More Affordable Acura RL Insurance

Getting lower rates on insurance for an Acura RL requires being safe and accident-free, having a good credit score, eliminating unnecessary coverage, and consideration of higher deductibles. Shop around at least every other year by getting quotes from direct carriers, and also from insurance agencies where you live.

Below you'll find a summary of the car insurance concepts touched on above.

• Drivers considered higher risk who have multiple accidents or major violations could be forced to pay on average $1,140 more per year than a low-risk driver
• Drivers can save around $110 per year just by quoting early and online
• Increasing physical damage deductibles can save approximately $250 each year
• Insureds who purchase more liability protection will pay about $490 each year to increase from a low limit to the 250/500 level