Acura TLX Insurance Rates

The average insurance rates for an Acura TLX are $1,466 a year including full coverage. Comprehensive insurance costs an estimated $282 a year, collision costs $574, and liability coverage costs around $452. A liability-only policy costs as low as $504 a year, with high-risk insurance costing $3,196 or more. Teens cost the most to insure at $5,548 a year or more.

Average premium for full coverage: $1,466

Policy rates broken down by type of insurance:

These estimates include $500 policy deductibles, liability coverage up to 30/60, and includes both medical and uninsured motorist insurance. Prices are averaged for all 50 U.S. states and TLX trim levels.

Price Range Variability

Urban vs. Rural Price Range

Where you live has a large influence on the price of auto insurance. More rural locations are shown to have lower incidents of comprehensive and collision claims than cities with more traffic congestion.

The diagram below illustrates the difference location can make on insurance prices.

The examples above highlight why it is important to compare prices for a targeted area, rather than using averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below breaks down estimated Acura TLX insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $834
• Using higher $1,000 deductibles will save approximately $1,272 every year
• The estimated price for a good driver age 40 who has $500 deductibles is $1,466
• Selecting low $100 deductibles for physical damage coverage will cost an additional $380 each year
• Higher-risk drivers with serious driving violations could pay up to $3,196 or more
• Policy cost that insures a teenage driver can cost as much as $5,548 or more

View Chart as Image

Car insurance rates for an Acura TLX also range considerably based on the trim level of your TLX, your driving record and age, and liability limits and deductibles.

If you have a few points on your driving record or you caused an accident, you are likely paying $1,800 to $2,400 extra every year, depending on your age. A high-risk auto insurance policy can be around 43% to 137% more than the average policy. View High Risk Driver Rates

Older drivers with no driving violations and higher comprehensive and collision deductibles may only pay around $1,400 a year, or $117 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records will be charged at least $5,500 a year. View Rates by Age

Your home state has a huge impact on Acura TLX insurance rates. A driver around age 40 might see rates as low as $1,120 a year in states like Vermont, New Hampshire, and Missouri, or have to pay at least $2,090 on average in Louisiana, New York, and Michigan.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles could cut rates by as much as $580 a year, while buying higher liability limits will increase premiums. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $407 extra every 12 months. View Rates by Deductible or Liability Limit

Because rates have so much variability, the best way to figure out which auto insurance is cheapest is to get quotes and see how they stack up. Each insurance company calculates rates differently, so rate quotes will be varied.

How to Find Cheap Acura TLX Insurance

Finding cheaper rates on auto insurance requires being safe and accident-free, having a positive credit history, paying for small claims out-of-pocket, and not having any coverage lapses. Compare rates every time your policy renews by obtaining price quotes from direct car insurance companies, and also from your local car insurance providers.

Below you'll find a brief summary of the information touched on in this article.

• You may be able to save approximately $180 per year simply by quoting early and online
• Youthful drivers have the highest car insurance rates, with premiums being up to $462 each month if full coverage is purchased
• Increasing comprehensive and collision deductibles can save approximately $575 each year
• Drivers that tend to have accidents or serious violations could be charged and average of $1,730 more annually than a low-risk driver
• Consumers who want more liability protection will pay approximately $500 per year to increase from a 30/60 limit to the 250/500 level