Acura TSX Insurance Rates

While Acura discontinued the TSX in 2014 to focus on the TSL, consumers still seek out the TSX model. Acura TSX insurance rates are $107 per month or $1,290 annually for full coverage.  However, many factors impact your Acura TSX insurance costs. 

For example, the age of your Acura model, as well as your Acura TSX specs, will change your insurance rates. The 2006 Acura TSX insurance costs will be much lower than a newer 2014 Acura TSX wagon. 

You can secure cheap car insurance and decrease how much you pay for insurance a month for your Acura TSX by reading through our comprehensive guide. 

Can’t wait to get started? Compare cheap Acura TSX insurance rates by entering your five-digit ZIP code into our FREE online quote tool above.

Average insurance rates for an Acura TSX are $836 a year with full coverage. Comprehensive costs an estimated $144 a year, collision costs $180, and liability is $376. A policy with just liability insurance costs around $426 a year, with coverage for high-risk drivers costing around $1,784. Teens receive the highest rates at $3,332 a year or more.

Average premium for full coverage: $836

Rate estimates broken down by individual coverage type:

Prices are based on $500 deductible amounts, 30/60 liability coverage, and includes medical and UM/UIM coverage. Rates are averaged for all U.S. states and TSX trim levels.

Price Range by Coverage and Risk

Price Range by Location

Choosing to live in a large city can have significant affects on car insurance rates. More rural locations tend to have a lower frequency of collision claims than cities with more traffic congestion.

The diagram below illustrates how location helps determine insurance prices.

These examples demonstrate why it is important to compare rates quotes for a targeted area and risk profile, instead of using averaged prices.

Use the form below to get customized rates for your location.

More Rate Details

The chart below details estimated Acura TSX insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $511
• Raising to $1,000 deductibles will save approximately $760 annually
• The average rate for a 40-year-old driver who has $500 deductibles is $836
• Selecting low $100 deductibles will increase the cost to $974
• At-risk drivers with serious driving violations could pay up to $1,784 or more
• The cost for full coverage for a teen driver can cost as much as $3,332

View Chart as Image

Insurance rates for an Acura TSX can also vary considerably based on your driver profile, the trim level and model year, and liability limits and deductibles.

Older drivers with no violations or accidents and high deductibles may pay as little as $800 every 12 months on average for full coverage. Rates are much higher for teen drivers, where even good drivers should be prepared to pay at least $3,300 a year. View Rates by Age

Where you live also has a big influence on Acura TSX insurance prices. A middle-age driver might find rates as low as $600 a year in states like Utah, Ohio, and New Hampshire, or have to pay at least $1,130 on average in New York, Michigan, and Florida.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles can reduce rates by up to $220 every year, while buying higher liability limits will increase premiums. Moving from a 50/100 limit to a 250/500 limit will cost as much as $339 more each year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you may be forking out $1,000 to $1,400 additional per year, depending on your age. A high-risk auto insurance policy is expensive and can cost as much as 42% to 133% more than the average policy. View High Risk Driver Rates

With so much variability in rates, the best way to find out which company is cheapest is to get quotes and see which company has the best rate. Every auto insurance company calculates rates differently, and rates can be significantly different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2004 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Affordable Acura TSX Insurance

Saving money on car insurance consists of having a good driving record, having a good credit history, eliminating unnecessary coverage, and maximizing policy discounts. Invest time comparing rates every year by requesting rates from direct companies like GEICO and Progressive, and also from local exclusive and independent agents.

The next list is a brief review of the coverage data covered in the charts and tables above.

• You may be able to save approximately $90 per year simply by quoting early and online
• Increasing deductibles can save around $225 each year
• Drivers age 20 and younger are expensive to insure, with premiums as much as $278 per month including comprehensive and collision insurance
• Higher risk drivers with DUI or reckless driving convictions may pay on average $950 more annually to buy Acura TSX insurance

So, are Acuras expensive to insure? As you’ve learned from the previous information, many factors affect your rates for insurance on an Acura TSX. Where you live, your driving record and even the age of your car model all impact what you’ll pay for car insurance. 

For example, the 2008 Acura TSX insurance costs will always be a little lower than the 2010 Acura TSX insurance costs.

However, you can secure cheap car insurance by comparing quotes from multiple companies and by applying for discounts. It is the best way to know what you’ll pay for your Acura TSX insurance. Just enter your five-digit ZIP code into our FREE tool below to start immediately comparing cheap Acura TSX rates.

What are the safety ratings for the Acura TSX?

We’ve seen how affordable the Acura TSX is with insurance, now let’s look at the Acura TSX safety ratings. The ratings can help you uncover where you might qualify for insurance discounts or what could cost you more.

Take a look at the safety ratings of the 2014 Acura TSX below. 

• Small overlap front (driver-side): Marginal
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

A rating of ‘Good’ is the highest possible score given by the Insurance Institute for Highway Safety. Unfortunately, the ‘Marginal’ rating is not great. Your car insurance costs likely will not increase substantially, however you won’t be seeing any savings either.

Our expert recommendation is to look up the safety ratings for your specific Acura TSX model, as not all variations receive the same safety ratings. For example, the 2006 Acura TSX safety ratings are slightly higher than the 2014 ones.

Does the Acura TSX have transmission problems? Some models of the Acura TSX do have transmission problems, specifically, the 2005 variation. The higher chance of transmission failure impacts the Acura TSX car insurance prices for that specific model. 

Acura TSX Compared Against other Vehicles in the Same Class

Comparing the Acura TSX to similar vehicles can help you save money, especially if the Acura TSX has better insurance loss ratios than other vehicles in the same class.

Is an Acura TSX considered a sports car? Acura does market the Acura TSX as a sports car. However, insurance for an Acura TSX is quite affordable because, officially, the Insurance Institute for Highway Safety classifies it as a midsize four-door sedan.

Other comparable midsize four-door vehicles are as follows:

• Chevrolet Malibu
• Honda Accord
• Nissan Maxima

The Acura TSX’s bodily injury liability loss percentage of – 22 is better than average for a vehicle in this class. Every other figure falls within the average range. 

Acura is a luxurious brand, but is Acura expensive to insure? Fortunately, how much insurance costs for an Acura TSX is less than most other luxury vehicles. 

We’ve now covered the standard insurance rates for an Acura TSX. As you’ve learned, it’s possible to find affordable car insurance rates for your Acura TSX as long as you comparison shop.

Your Acura TSX does not have to be expensive to insure. Ready to find out which insurance company has the cheapest rates for you? Just enter your five-digit ZIP code into our FREE tool to compare affordable rates for your Acura TSX.