Audi A7 Insurance Rates

Estimated insurance prices for an Audi A7 are $1,416 every 12 months for full coverage. Comprehensive costs around $286 each year, collision insurance costs $508, and liability insurance is $464. A policy with only liability insurance costs around $514 a year, and a high-risk policy costs around $3,076. Teenage drivers pay the most at up to $5,364 a year.

Average premium for full coverage: $1,416

Premium estimates for type of coverage:

Includes $500 comprehensive and collision deductibles, 30/60 split liability limits, and includes both medical and UM/UIM coverage. Rates include averaging for all states and A7 models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Choosing to live in a large city has a significant impact on auto insurance rates. Areas with sparse population are statistically proven to have more infrequent accident claims than densely populated cities. The graphic below illustrates how where you live affects auto insurance rates.

These rate differences show why all drivers should compare rates quotes for a specific zip code and their own driving history, rather than relying on average rates.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below shows average Audi A7 insurance rates for additional coverage choices and driver risks.

• The best discount rate is $815
• Raising to $1,000 deductibles will save about $180 a year
• The average price for a 40-year-old good driver using $500 deductibles is $1,416
• Using low deductibles increases the price to $1,766
• Higher-risk drivers who are prone to accidents and violations could pay at least $3,076
• An auto insurance policy to insure a teen driver can be $5,364

View Chart as Image

Car insurance prices for an Audi A7 also have a wide range based on physical damage deductibles and liability limits, your driver profile, and the trim level and model year.

Using high physical damage deductibles can reduce prices by up to $530 each year, whereas increasing liability limits will increase prices. Going from a 50/100 liability limit to a 250/500 limit will cost up to $417 extra every 12 months. View Rates by Deductible or Liability Limit

More mature drivers with no driving violations and higher deductibles could pay as little as $1,300 every 12 months on average, or $108 per month, for full coverage. Prices are much higher for drivers in their teens, since even excellent drivers will be charged as much as $5,300 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you could be paying at least $1,700 to $2,300 extra annually, depending on your age. Insurance for high-risk drivers is expensive and can cost anywhere from 43% to 134% more than a normal policy. View High Risk Driver Rates

Where you choose to live also has a big influence on Audi A7 insurance rates. A middle-age driver might find prices as low as $930 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $2,020 on average in Michigan, Louisiana, and New York.

View Chart as Image

How to Shop for the Cheapest Audi A7 Insurance

Finding better rates on Audi A7 insurance consists of having a decent driving record, maintaining a good credit score, not filing small claims, and consideration of higher deductibles. Take the time to comparison shop at least every other year by obtaining price quotes from direct carriers, and also from local exclusive and independent agents.

The following items are a recap of the car insurance concepts touched on in the above illustrations.

• High-risk drivers that have major violations or accidents may pay on average $1,660 more every year than a driver with a clean driving record
• Drivers can save up to $170 per year just by quoting online in advance
• Increasing policy deductibles could save as much as $525 each year
• Drivers who may need additional liability coverage will pay an extra $510 each year to raise from 30/60 bodily injury limits to a 250/500 level