Audi Q7 Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: Jun 6, 2023

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Estimated insurance prices for an Audi Q7 are $1,498 every 12 months with full coverage. Comprehensive costs around $320 each year, collision insurance costs $564, and liability coverage costs around $456. A policy with only liability insurance costs as low as $508 a year, and a high-risk policy costs around $3,246. Teenage drivers pay the most at up to $5,592 a year.

Average premium for full coverage: $1,498

Premium estimates for type of coverage:

Comprehensive $320
Collision $564
Liability $456

Prices include $500 deductibles, liability limits of 30/60, and includes medical and uninsured motorist coverage. Rates include averaging for all U.S. states and Q7 models.

Insurance Price Range by Risk and Coverage

For the normal driver, insurance rates for an Audi Q7 range from the cheapest price of $508 for just liability coverage to a high rate of $3,246 for a driver that may need high-risk insurance.

Liability Only $508
Full Coverage $1,498
High Risk $3,246

Insurance Price Range by Location

Where you live has a large influence on insurance rates. Areas with sparse population are statistically proven to have more infrequent collision claims than densely populated cities. The graphic below illustrates how geographic area affects auto insurance rates.

Rural Areas $1,124
Small Cities $1,573
Large Cities $2,022

These rate differences demonstrate why all drivers should compare prices for a specific zip code and their own driving history, rather than using average rates.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Detailed Rate Analysis

The chart below details average Audi Q7 insurance rates for additional coverage choices and driver risks.

  • The best discount rate is $859
  • Using higher $1,000 deductibles will save about $200 annually
  • The average price for a 40-year-old good driver using $500 deductibles is $1,498
  • Using low deductibles for physical damage coverage increases the price to $1,888
  • Higher-risk drivers who are prone to accidents and violations could pay at least $3,246
  • An auto insurance policy to insure a teenage driver can be $5,592 or more

View Chart as Image

Audi Q7 insurance cost comparison chart
Column chart showing Audi Q7 insurance rates range from $859 to $5,592 for full coverage

Car insurance prices for an Audi Q7 also have a wide range based on physical damage deductibles and liability limits, your driving record, and the trim level and model year.

Using high physical damage deductibles could cut prices by as much as $590 a year, whereas increasing liability limits will increase prices. Moving from a 50/100 liability limit to a 250/500 limit will cost up to $411 extra every 12 months. View Rates by Deductible or Liability Limit

More mature drivers with no driving violations and higher deductibles may only pay around $1,400 a year, or $117 per month, for full coverage. Prices are much higher for drivers in their teens, since even excellent drivers will be charged as much as $5,500 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you may be forking out at least $1,800 to $2,400 extra annually, depending on your age. Insurance for high-risk drivers can be around 43% to 134% more than a normal policy. View High Risk Driver Rates

Where you choose to live has a huge impact on Audi Q7 insurance rates. A driver around age 40 might see prices as low as $1,080 a year in states like New Hampshire, Ohio, and Utah, or be forced to pay as much as $2,020 on average in Florida, Michigan, and New York.

Audi Q7 Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,356 -$142 -9.5%
Alaska $1,150 -$348 -23.2%
Arizona $1,244 -$254 -17.0%
Arkansas $1,498 -$0 0.0%
California $1,708 $210 14.0%
Colorado $1,432 -$66 -4.4%
Connecticut $1,542 $44 2.9%
Delaware $1,696 $198 13.2%
Florida $1,874 $376 25.1%
Georgia $1,382 -$116 -7.7%
Hawaii $1,076 -$422 -28.2%
Idaho $1,014 -$484 -32.3%
Illinois $1,118 -$380 -25.4%
Indiana $1,130 -$368 -24.6%
Iowa $1,010 -$488 -32.6%
Kansas $1,424 -$74 -4.9%
Kentucky $2,046 $548 36.6%
Louisiana $2,218 $720 48.1%
Maine $926 -$572 -38.2%
Maryland $1,236 -$262 -17.5%
Massachusetts $1,198 -$300 -20.0%
Michigan $2,606 $1,108 74.0%
Minnesota $1,254 -$244 -16.3%
Mississippi $1,796 $298 19.9%
Missouri $1,328 -$170 -11.3%
Montana $1,610 $112 7.5%
Nebraska $1,180 -$318 -21.2%
Nevada $1,796 $298 19.9%
New Hampshire $1,080 -$418 -27.9%
New Jersey $1,674 $176 11.7%
New Mexico $1,328 -$170 -11.3%
New York $1,580 $82 5.5%
North Carolina $862 -$636 -42.5%
North Dakota $1,226 -$272 -18.2%
Ohio $1,036 -$462 -30.8%
Oklahoma $1,540 $42 2.8%
Oregon $1,372 -$126 -8.4%
Pennsylvania $1,430 -$68 -4.5%
Rhode Island $2,000 $502 33.5%
South Carolina $1,356 -$142 -9.5%
South Dakota $1,264 -$234 -15.6%
Tennessee $1,312 -$186 -12.4%
Texas $1,806 $308 20.6%
Utah $1,112 -$386 -25.8%
Vermont $1,028 -$470 -31.4%
Virginia $898 -$600 -40.1%
Washington $1,160 -$338 -22.6%
West Virginia $1,372 -$126 -8.4%
Wisconsin $1,038 -$460 -30.7%
Wyoming $1,336 -$162 -10.8%

View Chart as Image

Audi Q7 insurance rates by U.S. city

Insurance Rates by Trim Level and Model Year

Audi Q7 Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Audi Q7 3.6 Premium $1,430 $119
Audi Q7 3.6 Quattro $1,430 $119
Audi Q7 3.0 Premium Turbo $1,464 $122
Audi Q7 3.6 Premium Plus $1,464 $122
Audi Q7 3.6 Quattro Turbo Diesel $1,464 $122
Audi Q7 3.0 Premium Plus Turbo $1,498 $125
Audi Q7 3.0 Premium Plus S-Line Turbo $1,498 $125
Audi Q7 3.6 Premium Plus SLINE $1,498 $125
Audi Q7 3.6 Prestige $1,498 $125
Audi Q7 3.6 Prestige S-Line $1,498 $125
Audi Q7 3.0 Prestige $1,534 $128
Audi Q7 3.0 Prestige S-Line Turbo $1,534 $128
Audi Q7 4.2 Prestige Turbo $1,534 $128
Audi Q7 4.2 Prestige S-Line 8Cyl $1,534 $128
Audi Q7 4.2 Quattro $1,534 $128

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Audi Q7 Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2017 Audi Q7 $320 $564 $456 $1,498
2008 Audi Q7 $208 $256 $468 $1,090

Rates are averaged for all Audi Q7 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Shop for the Right Audi Q7 Insurance

Finding better rates on auto insurance requires not taking risks behind the wheel, maintaining a good credit score, being claim-free, and consideration of higher deductibles. Invest the time to compare rates once a year by obtaining price quotes from direct companies, and also from several local insurance agents.

The following is a quick rundown of the data that was presented in the illustrations above.

  • You may be able to save up to $180 per year just by quoting online in advance
  • Consumers who may need higher liability limits will pay an extra $500 every year to increase from 30/60 bodily injury limits to a 250/500 level
  • Teens are the costliest to insure, possibly costing $466 per month if the policy includes full coverage
  • Drivers with reckless driving or DUI convictions pay on average $1,750 more every year for Q7 insurance

Rates by Driver Age

Audi Q7 Insurance Rates by Driver Age
Driver Age Premium
16 $5,592
20 $3,452
30 $1,560
40 $1,498
50 $1,368
60 $1,340

Full coverage, $500 deductibles

Rates by Deductible

Audi Q7 Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,888
$250 $1,708
$500 $1,498
$1,000 $1,298

Full coverage, driver age 40

Rates by Liability Limit

Audi Q7 Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,498
50/100 $1,625
100/300 $1,739
250/500 $2,036
100 CSL $1,671
300 CSL $1,922
500 CSL $2,104

Full coverage, driver age 40

Rates for High Risk Drivers

Audi Q7 Insurance Rates for High Risk Drivers
Age Premium
16 $7,986
20 $5,502
30 $3,316
40 $3,246
50 $3,098
60 $3,070

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $210

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $80
Multi-vehicle $79
Homeowner $23
5-yr Accident Free $110
5-yr Claim Free $98
Paid in Full/EFT $68
Advance Quote $74
Online Quote $107
Total Discounts $639
Rate after discounts $859

Discounts are estimated and may not be available from every company or in every state.

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