Audi SQ5 Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: Jun 6, 2023

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Estimated insurance rates for an Audi SQ5 are $1,390 a year for full coverage. Comprehensive costs on average $334 a year, collision insurance costs $648, and liability is $298. Liability-only insurance costs around $340 a year, and high-risk driver insurance costs around $3,016. Teenage drivers pay the most at up to $4,940 a year.

Average premium for full coverage: $1,390

Premium estimates by type of coverage:

Comprehensive $334
Collision $648
Liability $298

Includes $500 policy deductibles, 30/60 bodily injury liability limits, and includes medical/PIP and uninsured motorist coverage. Rates include averaging for all states and SQ5 trim levels.

Insurance Price Range by Risk and Coverage

For the average driver, insurance rates for an Audi SQ5 range from the low end price of $340 for liability-only coverage to a high of $3,016 for a driver who requires high-risk insurance.

Liability Only $340
Full Coverage $1,390
High Risk $3,016

Insurance Price Range by Location

Choosing to live in a large city can make a big difference on car insurance rates. Rural areas are statistically proven to have lower incidents of accident claims than densely populated cities. The diagram below illustrates how location impacts car insurance rates.

Rural Areas $1,043
Small Cities $1,460
Large Cities $1,877

These rate differences show why it is important to compare rates quotes based on a specific location, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Charts and Tables

The chart below shows average Audi SQ5 insurance rates for different risk profiles and scenarios.

  • The best discount rate is $771
  • Raising to $1,000 deductibles will save around $1,168 a year
  • The estimated price for a 40-year-old good driver with $500 deductibles is $1,390
  • Using low $100 deductibles bumps up the cost to $1,826
  • Drivers who are prone to accidents and violations could pay upwards of $3,016
  • An auto insurance policy that insures a 16-year-old driver may cost $4,940

View Chart as Image

Audi SQ5 insurance cost comparison chart
Column chart showing Audi SQ5 insurance rates range from $771 to $4,940 for full coverage

Insurance prices for an Audi SQ5 also have a wide range based on the trim level of your SQ5, how you drive, and policy deductibles and limits.

If you have a few violations or you caused an accident, you could be paying at a minimum $1,700 to $2,200 additional annually, depending on your age. A high-risk auto insurance policy is expensive and can cost from 45% to 136% more than a normal policy. View High Risk Driver Rates

Older drivers with no violations or accidents and higher comprehensive and collision deductibles may pay as low as $1,300 every 12 months on average, or $108 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records should be prepared to pay upwards of $4,900 a year. View Rates by Age

Where you choose to live also has a big influence on Audi SQ5 insurance prices. A middle-age driver might find prices as low as $920 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $1,980 on average in Michigan, Louisiana, and New York.

Audi SQ5 Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,258 -$132 -9.5%
Alaska $1,066 -$324 -23.3%
Arizona $1,156 -$234 -16.8%
Arkansas $1,390 -$0 0.0%
California $1,584 $194 14.0%
Colorado $1,328 -$62 -4.5%
Connecticut $1,428 $38 2.7%
Delaware $1,572 $182 13.1%
Florida $1,736 $346 24.9%
Georgia $1,284 -$106 -7.6%
Hawaii $1,000 -$390 -28.1%
Idaho $942 -$448 -32.2%
Illinois $1,038 -$352 -25.3%
Indiana $1,046 -$344 -24.7%
Iowa $940 -$450 -32.4%
Kansas $1,320 -$70 -5.0%
Kentucky $1,894 $504 36.3%
Louisiana $2,056 $666 47.9%
Maine $856 -$534 -38.4%
Maryland $1,148 -$242 -17.4%
Massachusetts $1,110 -$280 -20.1%
Michigan $2,414 $1,024 73.7%
Minnesota $1,164 -$226 -16.3%
Mississippi $1,664 $274 19.7%
Missouri $1,232 -$158 -11.4%
Montana $1,494 $104 7.5%
Nebraska $1,094 -$296 -21.3%
Nevada $1,668 $278 20.0%
New Hampshire $1,002 -$388 -27.9%
New Jersey $1,552 $162 11.7%
New Mexico $1,230 -$160 -11.5%
New York $1,464 $74 5.3%
North Carolina $800 -$590 -42.4%
North Dakota $1,138 -$252 -18.1%
Ohio $960 -$430 -30.9%
Oklahoma $1,426 $36 2.6%
Oregon $1,274 -$116 -8.3%
Pennsylvania $1,324 -$66 -4.7%
Rhode Island $1,854 $464 33.4%
South Carolina $1,260 -$130 -9.4%
South Dakota $1,174 -$216 -15.5%
Tennessee $1,216 -$174 -12.5%
Texas $1,672 $282 20.3%
Utah $1,030 -$360 -25.9%
Vermont $950 -$440 -31.7%
Virginia $832 -$558 -40.1%
Washington $1,072 -$318 -22.9%
West Virginia $1,276 -$114 -8.2%
Wisconsin $962 -$428 -30.8%
Wyoming $1,238 -$152 -10.9%

View Chart as Image

Audi SQ5 insurance rates by U.S. city

Using high physical damage deductibles can reduce prices by up to $660 annually, while buying higher liability limits will cost you more. Going from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $268 more each year. View Rates by Deductible or Liability Limit

Audi SQ5 Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2018 Audi SQ5 $334 $648 $298 $1,390

Rates are averaged for all Audi SQ5 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find the Cheapest Audi SQ5 Insurance

Finding better rates on insurance for an Audi SQ5 consists of avoiding accidents and claims, having a good credit score, not filing small claims, and dropping full coverage on older vehicles. Compare prices at every other renewal by getting rate quotes from direct carriers, and also from local exclusive and independent agents.

The points below are a recap of the concepts that were touched on above.

  • Drivers considered higher risk that have major violations or accidents may pay on average $1,630 more each year to insure an Audi SQ5
  • Drivers under the age of 20 pay higher prices, as much as $412 per month if comprehensive and collision insurance is included
  • Drivers can save as much as $180 per year just by quoting early and online
  • Increasing policy deductibles can save approximately $650 each year
  • Drivers can save as much as $180 per year just by quoting early and online

Rates by Driver Age

Audi SQ5 Insurance Rates by Driver Age
Driver Age Premium
16 $4,940
20 $3,204
30 $1,470
40 $1,390
50 $1,268
60 $1,246

Full coverage, $500 deductibles

Rates by Deductible

Audi SQ5 Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,826
$250 $1,624
$500 $1,390
$1,000 $1,168

Full coverage, driver age 40

Rates by Liability Limit

Audi SQ5 Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,390
50/100 $1,450
100/300 $1,524
250/500 $1,718
100 CSL $1,479
300 CSL $1,643
500 CSL $1,763

Full coverage, driver age 40

Rates for High Risk Drivers

Audi SQ5 Insurance Rates for High Risk Drivers
Age Premium
16 $7,120
20 $5,110
30 $3,102
40 $3,016
50 $2,876
60 $2,850

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $200

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $77
Multi-vehicle $73
Homeowner $19
5-yr Accident Free $112
5-yr Claim Free $92
Paid in Full/EFT $71
Advance Quote $73
Online Quote $102
Total Discounts $619
Rate after discounts $771

Discounts are estimated and may not be available from every company or in every state.

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