Audi Q7 Insurance Rates

The average insurance prices for an Audi Q7 are $1,498 every 12 months for full coverage insurance. Comprehensive costs around $320 each year, collision costs $564, and liability costs $456. A liability-only policy costs as little as $508 a year, with high-risk insurance costing around $3,246. Teen drivers cost the most to insure at $5,592 a year or more.

Average premium for full coverage: $1,498

Policy rates for type of insurance:

Full coverage includes $500 comprehensive and collision deductibles, bodily injury liability limits of 30/60, and includes both medical and UM/UIM coverage. Prices are averaged for all 50 states and Q7 models.

Price Range Variability

Urban vs. Rural Price Range

Your location can make a big difference on car insurance rates. Areas with sparse population are shown to have more infrequent physical damage claims than larger metro areas.

The graphic below illustrates the difference between rural and urban areas on auto insurance rates.

The examples above illustrate why all drivers should compare rates for a specific zip code and their own driving history, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below illustrates estimated Audi Q7 insurance rates for additional coverage choices and driver risks.

• The lowest rate with discounts is $859
• Drivers who choose higher $1,000 deductibles will pay about $200 each year
• The average price for a good driver age 40 using $500 deductibles is $1,498
• Choosing low deductibles for comprehensive and collision insurance increases the price to $1,888
• Drivers with multiple violations and an at-fault accident could pay at least $3,246 or more
• Policy cost to insure a 16-year-old driver can be $5,592 a year

View Chart as Image

Car insurance rates for an Audi Q7 also range considerably based on liability limits and deductibles, your risk profile, and the trim level and model year.

Choosing high deductibles could save up to $590 annually, whereas increasing liability limits will increase rates. Switching from a 50/100 liability limit to a 250/500 limit will raise rates by up to $411 extra every 12 months. View Rates by Deductible or Liability Limit

More mature drivers with no driving violations and higher deductibles may pay as low as $1,400 per year on average, or $117 per month, for full coverage. Rates are highest for teenagers, since even excellent drivers will be charged as much as $5,500 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you are probably paying at least $1,800 to $2,400 extra every year, depending on your age. Insurance for high-risk drivers can cost from 43% to 134% more than average. View High Risk Driver Rates

Your home state makes a big difference in Audi Q7 insurance prices. A 40-year-old driver could pay as low as $980 a year in states like Vermont, Wisconsin, and North Carolina, or as much as $2,020 on average in Michigan, New York, and Florida.

View Chart as Image

Because rates have so much variability, the only way to figure out your exact price is to do a rate comparison from multiple companies. Every company uses a different rate calculation, so rate quotes will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for More Affordable Audi Q7 Insurance

Finding cheaper rates on insurance for an Audi Q7 not only requires having a decent driving record, but also maintaining a good credit score, being claim-free, and qualifying for all possible discounts. Set aside time to compare rates every other policy renewal by obtaining price quotes from direct insurance companies, and also from your local independent and exclusive agents.

The following items are a summary of the ideas that were covered above.

• 16 to 18-year-old drivers are the costliest to insure, possibly costing $466 each month if the policy includes full coverage
• Drivers considered higher risk who have multiple accidents or major violations may pay on average $1,750 more every year than a driver with a clean driving record
• Increasing comprehensive and collision deductibles could save as much as $600 each year
• It is possible to save up to $180 per year simply by quoting online in advance