Audi S8 Insurance Rates

Enter your zip code below to view companies that have cheap auto insurance rates.

Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: Jun 3, 2023

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

The average insurance rates for an Audi S8 are $1,436 a year including full coverage. Comprehensive insurance costs on average $340, collision insurance costs $478, and liability costs $460. Buying just liability costs as little as $510 a year, and insurance for high-risk drivers costs $3,078 or more. Teen drivers cost the most to insure at up to $5,306 a year.

Average premium for full coverage: $1,436

Policy rates by type of insurance:

Comprehensive $340
Collision $478
Liability $460

Prices include $500 deductibles, minimum liability limits, and includes UM/UIM and medical coverage. Prices are averaged for all 50 U.S. states and for all S8 models.

Price Range Variability

For a 40-year-old driver, Audi S8 insurance rates range from as low as $510 for a discount liability-only rate to the much higher price of $3,078 for high-risk insurance.

Liability Only $510
Full Coverage $1,436
High Risk $3,078

Urban vs. Rural Price Range

Your location can make a big difference on car insurance rates. Rural areas are shown to have a lower frequency of comprehensive and collision claims than larger metro areas. The example below illustrates how your location can change car insurance rates.

Rural Areas $1,077
Small Cities $1,508
Large Cities $1,939

The examples above highlight why everyone should compare rates based on a specific location and risk profile, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Rates by State, City, and Model

The chart below breaks down average Audi S8 insurance rates for different risk profiles and scenarios.

  • The lowest rate with discounts is $839
  • Drivers who choose higher $1,000 deductibles will pay around $186 every year
  • The average rate for a good driver age 40 with $500 deductibles is $1,436
  • Choosing pricier low deductibles for comprehensive and collision insurance will cost an extra $356 annually
  • Drivers with multiple violations and an at-fault accident could pay upwards of $3,078
  • Policy cost for full coverage for a 16-year-old driver for full coverage may cost $5,306 a year

View Chart as Image

Audi S8 insurance cost comparison chart
Column chart showing Audi S8 insurance prices range from $839 to $5,306 for full coverage

Insurance rates for an Audi S8 also range considerably based on your risk profile, the model of your S8, and policy deductibles and limits.

A more mature driver with a clean driving record and high deductibles may pay as low as $1,300 per year on average, or $108 per month, for full coverage. Rates are highest for teenagers, where even good drivers can expect to pay upwards of $5,300 a year. View Rates by Age

Your home state makes a big difference in Audi S8 insurance prices. A 40-year-old driver could pay as low as $1,100 a year in states like Missouri, New Hampshire, and Vermont, or as much as $2,050 on average in Michigan, New York, and Louisiana.

Audi S8 Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,300 -$136 -9.5%
Alaska $1,100 -$336 -23.4%
Arizona $1,192 -$244 -17.0%
Arkansas $1,436 -$0 0.0%
California $1,638 $202 14.1%
Colorado $1,372 -$64 -4.5%
Connecticut $1,478 $42 2.9%
Delaware $1,626 $190 13.2%
Florida $1,796 $360 25.1%
Georgia $1,326 -$110 -7.7%
Hawaii $1,032 -$404 -28.1%
Idaho $972 -$464 -32.3%
Illinois $1,070 -$366 -25.5%
Indiana $1,080 -$356 -24.8%
Iowa $970 -$466 -32.5%
Kansas $1,364 -$72 -5.0%
Kentucky $1,960 $524 36.5%
Louisiana $2,126 $690 48.1%
Maine $888 -$548 -38.2%
Maryland $1,184 -$252 -17.5%
Massachusetts $1,150 -$286 -19.9%
Michigan $2,494 $1,058 73.7%
Minnesota $1,202 -$234 -16.3%
Mississippi $1,722 $286 19.9%
Missouri $1,274 -$162 -11.3%
Montana $1,544 $108 7.5%
Nebraska $1,132 -$304 -21.2%
Nevada $1,724 $288 20.1%
New Hampshire $1,034 -$402 -28.0%
New Jersey $1,606 $170 11.8%
New Mexico $1,274 -$162 -11.3%
New York $1,514 $78 5.4%
North Carolina $828 -$608 -42.3%
North Dakota $1,176 -$260 -18.1%
Ohio $992 -$444 -30.9%
Oklahoma $1,474 $38 2.6%
Oregon $1,316 -$120 -8.4%
Pennsylvania $1,370 -$66 -4.6%
Rhode Island $1,918 $482 33.6%
South Carolina $1,302 -$134 -9.3%
South Dakota $1,212 -$224 -15.6%
Tennessee $1,258 -$178 -12.4%
Texas $1,732 $296 20.6%
Utah $1,064 -$372 -25.9%
Vermont $982 -$454 -31.6%
Virginia $860 -$576 -40.1%
Washington $1,112 -$324 -22.6%
West Virginia $1,316 -$120 -8.4%
Wisconsin $996 -$440 -30.6%
Wyoming $1,280 -$156 -10.9%

View Chart as Image

Audi S8 insurance rates by U.S. city

Choosing high deductibles could save up to $550 annually, whereas buying more liability protection will cost you more. Changing from a 50/100 limit to a 250/500 limit will raise rates by up to $414 more per year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you are likely paying at a minimum $1,700 to $2,300 extra every year, depending on your age. Audi S8 insurance for high-risk drivers can cost from 43% to 133% more than average. View High Risk Driver Rates

Audi S8 Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2007 Audi S8 $340 $478 $460 $1,436

Rates are averaged for all Audi S8 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find the Right Audi S8 Insurance

Finding cheaper rates on insurance for an Audi S8 not only requires not taking risks behind the wheel, but also maintaining good credit, paying for small claims out-of-pocket, and determing if full coverage is necessary. Invest the time to shop around every couple of years by requesting rates from direct car insurance companies like GEICO, Progressive, and Esurance, and also from local exclusive and independent agents.

The following is a quick rundown of the material that was illustrated above.

  • Insureds who require higher liability limits will pay about $510 per year to go from a 30/60 limit to 250/500 limits
  • Teens pay the highest rates, with premiums being up to $442 each month for full coverage
  • Drivers considered higher risk with reckless driving or DUI convictions may pay on average $1,640 more each year for S8 insurance
  • Increasing comprehensive and collision deductibles can save around $550 each year

Rates by Driver Age

Audi S8 Insurance Rates by Driver Age
Driver Age Premium
16 $5,306
20 $3,252
30 $1,494
40 $1,436
50 $1,310
60 $1,282

Full coverage, $500 deductibles

Rates by Deductible

Audi S8 Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,792
$250 $1,630
$500 $1,436
$1,000 $1,250

Full coverage, driver age 40

Rates by Liability Limit

Audi S8 Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,436
50/100 $1,528
100/300 $1,643
250/500 $1,942
100 CSL $1,574
300 CSL $1,827
500 CSL $2,011

Full coverage, driver age 40

Rates for High Risk Drivers

Audi S8 Insurance Rates for High Risk Drivers
Age Premium
16 $7,562
20 $5,172
30 $3,142
40 $3,078
50 $2,934
60 $2,906

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $193

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $77
Multi-vehicle $74
Homeowner $22
5-yr Accident Free $100
5-yr Claim Free $92
Paid in Full/EFT $62
Advance Quote $68
Online Quote $102
Total Discounts $597
Rate after discounts $839

Discounts are estimated and may not be available from every company or in every state.

Compare Rates and Save

Find companies with the cheapest rates in your area

Free Auto Insurance Comparison

Enter your zip code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

You May Also Enjoy These Articles