Audi TT Insurance Rates

If you ever found yourself shopping for insurance on an Audi TT, you’re not alone. The stylish Audi TT has long attracted drivers from various backgrounds and age groups, both of which play a part in how much you pay for car insurance. For example, Audi TT insurance for a 20-year-old differs from the Audi TT insurance rates a more experienced driver might pay. 

Take advantage of this comprehensive article that details exactly how Audi TT insurance costs are determined. By the time you’ve read through it, you will have a much better idea of what your individualized rates might look like. You can even start comparing Audi TT insurance quotes right now by using our free online tool.

Average auto insurance rates for an Audi TT are $1,488 annually including full coverage. Comprehensive insurance costs on average $310, collision costs $564, and liability is estimated at $456. A liability-only policy costs approximately $508 a year, with high-risk insurance costing $3,230 or more. Teenage drivers receive the highest rates at $5,576 a year or more.

Average premium for full coverage: $1,488

Rate estimates by individual coverage type:

Prices are based on $500 physical damage deductibles, 30/60 split liability limits, and includes both medical and UM/UIM coverage. Rates are averaged for all 50 U.S. states and for different TT trim levels.

Price Range by Coverage and Risk

Price Range by Location

Living in a larger city can make a big difference on car insurance rates. Rural areas tend to have fewer comprehensive and collision claims than densely populated cities.

The price range example below illustrates how your location can change car insurance rates.

These examples highlight why anyone shopping for car insurance should get quotes based on a specific location and their own personal driving habits, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below breaks down estimated Audi TT insurance rates for different risk profiles and scenarios.

• The best discount rate is $852
• Choosing higher $1,000 deductibles can save around $198 every year
• The estimated rate for a 40-year-old driver with $500 deductibles is $1,488
• Using more expensive low deductibles for comp and collision coverage costs an additional $386 annually
• Higher-risk drivers who are prone to accidents and violations could pay upwards of $3,230 or more
• The cost with full coverage for a 16-year-old driver with full coverage may cost $5,576 each year

View Chart as Image

Insurance rates for an Audi TT can also vary considerably based on the trim level of your TT, your driving characteristics, and policy deductibles and limits.

An older driver with a clean driving record and high physical damage deductibles may pay as low as $1,400 annually on average for full coverage. Rates are much higher for teen drivers, where even without any violations or accidents they can expect to pay upwards of $5,500 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you are likely paying at a minimum $1,800 to $2,400 extra per year, depending on your age. High-risk driver insurance ranges from 43% to 135% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles can save as much as $590 annually, while increasing your policy's liability limits will cost you more. Changing from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $411 more per year. View Rates by Deductible or Liability Limit

Where you live plays a big part in determining prices for Audi TT insurance prices. A good driver about age 40 could pay as low as $1,140 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $2,120 on average in Michigan, New York, and Louisiana.

View Chart as Image

With so much variability in rates, the best way to figure out exactly what you will pay is to compare rates from multiple companies. Each auto insurer uses a different method to calculate rates, so the rates can be significantly different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Affordable Audi TT Insurance

Saving money on insurance for an Audi TT takes being a safe and courteous driver, having a good credit history, not filing small claims, and bundling your home and auto policies. Invest the time to shop around at least every other year by quoting rates from direct car insurance companies like Progressive and GEICO, and also from several local insurance agents.

Below is a brief review of the car insurance concepts illustrated above.

• Drivers considered higher risk with DUI or reckless driving convictions pay on average $1,740 more each year for auto insurance
• You may be able to save as much as $180 per year simply by shopping early and online
• Increasing deductibles could save up to $575 each year
• Insureds who require higher levels of liability will pay an extra $500 per year to raise limits from a minimum limit to higher 250/500 limits

As you can see from the information we’ve gone over to this point, there are several determining factors that influence a driver’s individual Audi TT insurance rates. The best way to find out what you might pay is by taking advantage of our free online tool below.

What are the safety ratings of the Audi TT?

Insurance can vary depending upon the Audi TT safety ratings and features of the model you drive.

Since the Audi TT has not been officially tested by the National Highway Traffic Safety Administration (NHTSA), take a look at the following safety features that come standard for this model.

• Electronic Stability Control (ESC)
• ABS And Driveline Traction Control
• Side Impact Beams
• Dual Stage Driver And Passenger Seat-Mounted Side Airbags
• Audi parking system plus Front And Rear Parking Sensors
• Low Tire Pressure Warning
• Dual Stage Driver And Passenger Front Airbags
• Curtain 1st Row Airbags
• Airbag Occupancy Sensor
• Driver And Passenger Knee Airbag
• Outboard Front Lap And Shoulder Safety Belts
• Back-Up Camera

All of these Audi TT safety features go a long way to help reduce the overall cost of insurance for an Audi TT, so be confident as you begin shopping for a policy.

Audi TT Compared Against Other Vehicles in the Same Class

Officially, the Audi TT is classified as a small two-door luxury sports car by the Insurance Institute for Highway Safety (IIHS). Other similar models include the following:

• Mercedes-Benz SLC Class
• Porsche Boxster
• Porsche Cayman

When providing you with a quote, insurance companies will consider the loss percentages of the Audi TT as it compares to other similar models in this class. 

The good news is that the Audi TT reflects a property damage liability loss percentage of -37 percent, which is one of the best in its class.

Now that we have gone into great detail about how Audi TT insurance rates are calculated, is there anything we might have missed? If not, start comparing Audi TT quotes from multiple companies by taking advantage of our free online tool.