Audi TT Insurance Rates

If you ever found yourself shopping for insurance on an Audi TT, you’re not alone. The stylish Audi TT has long attracted drivers from various backgrounds and age groups, both of which play a part in how much you pay for car insurance. For example, Audi TT insurance for a 20-year-old differs from the Audi TT insurance rates a more experienced driver might pay. 

Take advantage of this comprehensive article that details exactly how Audi TT insurance costs are determined. By the time you’ve read through it, you will have a much better idea of what your individualized rates might look like. You can even start comparing Audi TT insurance quotes right now by using our free online tool.

U.S. average insurance rates for an Audi TT are $1,488 a year for full coverage insurance. Comprehensive costs around $310 each year, collision insurance costs $564, and liability is estimated at $456. A policy with just liability insurance costs approximately $508 a year, and coverage for high-risk drivers costs around $3,230. Teen drivers pay the highest rates at up to $5,576 a year.

Average premium for full coverage: $1,488

Price estimates for individual coverage:

Prices are based on $500 deductible amounts, 30/60 bodily injury liability limits, and includes uninsured motorist and medical coverage. Estimates are averaged for all 50 states and TT models.

Price Range from Low to High

Geographic Price Range

Living in a larger city can have significant affects on car insurance rates. Areas with sparse population have lower incidents of physical damage claims than larger metro areas. The graphic below illustrates how location helps determine auto insurance rates.

The ranges above illustrate why all drivers should get quotes for a specific zip code, instead of using price averages.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below illustrates average Audi TT insurance rates for additional coverage choices and driver risks.

• The lowest rate with discounts is $852
• Choosing higher $1,000 deductibles can save about $198 each year
• The estimated price for the average middle-age driver using $500 deductibles is $1,488
• Choosing low deductibles for comp and collision coverage bumps up the cost to $1,874
• Unlucky drivers with multiple violations and an at-fault accident could pay at least $3,230
• The price that insures a teen driver can be $5,576 each year

View Chart as Image

Insurance prices for an Audi TT are also quite variable based on the trim level and model year, your age and driving record, and deductibles and policy limits.

If you have some driving violations or you caused an accident, you are probably paying at least $1,800 to $2,400 extra each year, depending on your age. Insurance for high-risk drivers ranges as much as 43% to 135% more than average. View High Risk Driver Rates

More mature drivers with a clean driving record and higher comprehensive and collision deductibles may pay as little as $1,400 annually on average for full coverage. Prices are highest for teenage drivers, since even teens with perfect driving records can expect to pay as much as $5,500 a year. View Rates by Age

The state you live in plays a big part in determining prices for Audi TT insurance prices. A good driver about age 40 could pay as low as $970 a year in states like Vermont, Wisconsin, and North Carolina, or as much as $2,010 on average in Michigan, New York, and Florida.

View Chart as Image

Choosing high deductibles can save as much as $590 every year, whereas increasing liability limits will increase prices. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $411 more per year. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Affordable Audi TT Insurance

Getting lower rates on car insurance takes having a good driving record, having above-average credit, not filing small claims, and dropping full coverage on older vehicles. Shop around at every other renewal by quoting rates from direct insurance companies, and also from insurance agencies where you live.

The next list is a brief review of the concepts that were covered in the charts and tables above.

• Higher risk drivers with DUI or reckless driving convictions could be forced to pay on average $1,740 more every year to buy Audi TT insurance
• Drivers age 20 and younger pay higher prices, as much as $465 a month if full coverage is included
• It is possible to save up to $180 per year just by quoting online in advance
• Increasing physical damage deductibles can save approximately $575 each year
• It is possible to save up to $180 per year just by quoting online in advance

As you can see from the information we’ve gone over to this point, there are several determining factors that influence a driver’s individual Audi TT insurance rates. The best way to find out what you might pay is by taking advantage of our free online tool below.

What are the safety ratings of the Audi TT?

Insurance can vary depending upon the Audi TT safety ratings and features of the model you drive.

Since the Audi TT has not been officially tested by the National Highway Traffic Safety Administration (NHTSA), take a look at the following safety features that come standard for this model.

• Electronic Stability Control (ESC)
• ABS And Driveline Traction Control
• Side Impact Beams
• Dual Stage Driver And Passenger Seat-Mounted Side Airbags
• Audi parking system plus Front And Rear Parking Sensors
• Low Tire Pressure Warning
• Dual Stage Driver And Passenger Front Airbags
• Curtain 1st Row Airbags
• Airbag Occupancy Sensor
• Driver And Passenger Knee Airbag
• Outboard Front Lap And Shoulder Safety Belts
• Back-Up Camera

All of these Audi TT safety features go a long way to help reduce the overall cost of insurance for an Audi TT, so be confident as you begin shopping for a policy.

Audi TT Compared Against Other Vehicles in the Same Class

Officially, the Audi TT is classified as a small two-door luxury sports car by the Insurance Institute for Highway Safety (IIHS). Other similar models include the following:

• Mercedes-Benz SLC Class
• Porsche Boxster
• Porsche Cayman

When providing you with a quote, insurance companies will consider the loss percentages of the Audi TT as it compares to other similar models in this class. 

The good news is that the Audi TT reflects a property damage liability loss percentage of -37 percent, which is one of the best in its class.

Now that we have gone into great detail about how Audi TT insurance rates are calculated, is there anything we might have missed? If not, start comparing Audi TT quotes from multiple companies by taking advantage of our free online tool.