Buick Envision Insurance Rates

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U.S. average insurance rates for a Buick Envision are $914 a year including full coverage. Comprehensive costs an estimated $144, collision costs $170, and liability coverage is $442. Liability-only coverage costs around $496 a year, with high-risk coverage costing around $1,958. Teens pay the highest rates at $3,726 a year or more.

Average premium for full coverage: $914

Price estimates broken down by individual coverage:

Comprehensive $144
Collision $170
Liability $442

Rates are based on $500 physical damage deductibles, 30/60 liability coverage, and includes medical and uninsured motorist coverage. Estimates are averaged for all 50 U.S. states and for different Envision trim levels.

Price Range from Low to High

Using a middle-aged driver as an example, Buick Envision insurance prices go from as low as $496 for just liability coverage to a much higher rate of $1,958 for a policy for a high-risk driver.

Liability Only $496
Full Coverage $914
High Risk $1,958

Geographic Price Range

Choosing to live in a large city has a large influence on the price of auto insurance. More rural locations have a lower frequency of comprehensive and collision claims than cities with more traffic congestion.

The price range example below illustrates how where you live affects insurance prices.

Rural Areas $686
Small Cities $960
Large Cities $1,234

The ranges above highlight why anyone shopping for car insurance should compare rates quotes for a targeted area and risk profile, rather than using averaged prices.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Detailed Rate Analysis

The chart below breaks down estimated Buick Envision insurance rates for other coverage scenarios.

  • The cheapest rate after discounts is $565
  • Raising to $1,000 deductibles will save approximately $74 every year
  • The average rate for the average middle-age driver who has $500 deductibles is $914
  • Selecting more expensive low deductibles will increase the cost to $1,048
  • Unlucky drivers with serious driving violations could pay up to $1,958 or more
  • The price for full coverage for a teenage driver with full coverage can cost as much as $3,726

View Chart as Image

Buick Envision insurance cost comparison chart
Column chart showing full coverage Buick Envision insurance rates range from $565 to $3,726

Auto insurance prices for a Buick Envision are also quite variable based on your driving record, the model of your Envision, and liability limits and deductibles.

An older driver with a good driving record and high deductibles may only pay around $900 every 12 months on average for full coverage. Prices are much higher for teenage drivers, where even good drivers will have to pay at least $3,700 a year. View Rates by Age

The state you live in also has a big influence on Buick Envision insurance rates. A middle-age driver might find prices as low as $700 a year in states like Vermont, New Hampshire, and Missouri, or have to pay at least $1,310 on average in Louisiana, New York, and Michigan.

Buick Envision Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $828 -$86 -9.4%
Alaska $702 -$212 -23.2%
Arizona $760 -$154 -16.8%
Arkansas $914 -$0 0.0%
California $1,042 $128 14.0%
Colorado $872 -$42 -4.6%
Connecticut $942 $28 3.1%
Delaware $1,034 $120 13.1%
Florida $1,144 $230 25.2%
Georgia $844 -$70 -7.7%
Hawaii $656 -$258 -28.2%
Idaho $620 -$294 -32.2%
Illinois $680 -$234 -25.6%
Indiana $688 -$226 -24.7%
Iowa $616 -$298 -32.6%
Kansas $870 -$44 -4.8%
Kentucky $1,248 $334 36.5%
Louisiana $1,354 $440 48.1%
Maine $564 -$350 -38.3%
Maryland $754 -$160 -17.5%
Massachusetts $732 -$182 -19.9%
Michigan $1,590 $676 74.0%
Minnesota $764 -$150 -16.4%
Mississippi $1,096 $182 19.9%
Missouri $812 -$102 -11.2%
Montana $984 $70 7.7%
Nebraska $720 -$194 -21.2%
Nevada $1,096 $182 19.9%
New Hampshire $658 -$256 -28.0%
New Jersey $1,022 $108 11.8%
New Mexico $808 -$106 -11.6%
New York $964 $50 5.5%
North Carolina $526 -$388 -42.5%
North Dakota $750 -$164 -17.9%
Ohio $632 -$282 -30.9%
Oklahoma $940 $26 2.8%
Oregon $838 -$76 -8.3%
Pennsylvania $872 -$42 -4.6%
Rhode Island $1,222 $308 33.7%
South Carolina $828 -$86 -9.4%
South Dakota $772 -$142 -15.5%
Tennessee $804 -$110 -12.0%
Texas $1,102 $188 20.6%
Utah $678 -$236 -25.8%
Vermont $626 -$288 -31.5%
Virginia $548 -$366 -40.0%
Washington $708 -$206 -22.5%
West Virginia $838 -$76 -8.3%
Wisconsin $634 -$280 -30.6%
Wyoming $816 -$98 -10.7%

View Chart as Image

Buick Envision insurance rates by U.S. city

Choosing higher comprehensive and collision insurance deductibles can reduce prices by up to $210 a year, while increasing your policy's liability limits will increase premiums. Changing from a 50/100 limit to a 250/500 limit will increase prices by as much as $398 extra every year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you are likely paying $1,100 to $1,600 in extra premium each year, depending on your age. High-risk driver insurance is expensive and can cost around 43% to 134% more than the average policy. View High Risk Driver Rates

Since prices can be so different, the best way to figure out which car insurance is cheapest is to compare prices and see how they stack up. Every auto insurance company calculates prices differently, and quoted prices may be quite different from one company to the next.

Buick Envision Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium

Rates are averaged for all Buick Envision models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find the Best Cheap Buick Envision Insurance

Getting lower rates on auto insurance consists of being a safe and courteous driver, having good credit, being claim-free, and qualifying for all possible discounts. Take the time to comparison shop every year by requesting quotes from direct car insurance companies like Progressive and GEICO, and also from your local independent and exclusive agents.

Below is a quick review of the coverage data touched on in the above illustrations.

  • You may be able to save approximately $100 per year simply by shopping early and online
  • Increasing physical damage deductibles can save around $200 each year
  • Teenage drivers are the costliest to insure, possibly costing $311 a month if they have full coverage
  • Drivers with a DUI or reckless driving violation may pay on average $1,040 more annually for auto insurance

Rates by Driver Age

Buick Envision Insurance Rates by Driver Age
Driver Age Premium
16 $3,726
20 $2,086
30 $928
40 $914
50 $840
60 $822

Full coverage, $500 deductibles

Rates by Deductible

Buick Envision Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,048
$250 $988
$500 $914
$1,000 $840

Full coverage, driver age 40

Rates by Liability Limit

Buick Envision Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $914
50/100 $1,002
100/300 $1,113
250/500 $1,400
100 CSL $1,047
300 CSL $1,290
500 CSL $1,467

Full coverage, driver age 40

Rates for High Risk Drivers

Buick Envision Insurance Rates for High Risk Drivers
Age Premium
16 $5,228
20 $3,318
30 $1,970
40 $1,958
50 $1,874
60 $1,854

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $120

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $45
Multi-vehicle $49
Homeowner $16
5-yr Accident Free $53
5-yr Claim Free $56
Paid in Full/EFT $31
Advance Quote $39
Online Quote $60
Total Discounts $349
Rate after discounts $565

Discounts are estimated and may not be available from every company or in every state.

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