Insurance for Buick Vehicles

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: Jun 5, 2023

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The table below shows estimated insurance prices for Buick vehicles. Some additional models are shown at the bottom of the page

Insurance Rates for Buick Vehicles
Vehicle Model Annual Premium Monthly Premium
Buick Enclave $1,472 $123
Buick Encore $1,414 $118
Buick Lacrosse $1,394 $116
Buick Lucerne $1,534 $128
Buick Regal $1,428 $119
Buick Verano $1,384 $115
Get Rates for Your Model Go

Rates assume current model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

View Chart as Image

Average insurance cost for Buick vehicles
Column chart showing average insurance prices for Buick vehicles range from $837 to $5,338 for full coverage

The chart example uses the average vehicle rating data for all Buick models shown in the table above to show how different scenarios can affect car insurance rates.

Car insurance rates for a Buick have a wide range based on physical damage deductibles and liability limits, your risk profile, and the model year and trim level.

Choosing higher comprehensive and collision insurance deductibles could cut rates by as much as $630 a year, while buying higher liability limits will increase premiums. Switching from a 50/100 liability limit to a 250/500 limit will cost up to $335 extra every 12 months

View Chart as Image

Buick insurance by deductible and liability limit

Older drivers with no driving violations and higher deductibles may only pay around $1,400 a year, or $117 per month, for full coverage. Prices are much higher for drivers in their teens, since even excellent drivers will be charged at least $5,300 a year.

If you have a few violations or you were responsible for an accident, you are probably paying $1,700 to $2,300 extra annually, depending on your age. A high-risk auto insurance policy can be around 43% to 130% more than the average policy.

View Chart as Image

Buick insurance by risk and age

Where you choose to live has a huge impact on Buick insurance rates. A driver around age 40 might see rates as low as $960 a year in states like North Carolina, Wisconsin, and Vermont, or have to pay at least $1,930 on average in California, Montana, and Michigan.

Buick Vehicle Average Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,318 -$142 -9.7%
Alaska $1,122 -$338 -23.2%
Arizona $1,210 -$250 -17.1%
Arkansas $1,460 -$0 0.0%
California $1,664 $204 14.0%
Colorado $1,396 -$64 -4.4%
Connecticut $1,500 $40 2.7%
Delaware $1,654 $194 13.3%
Florida $1,826 $366 25.1%
Georgia $1,348 -$112 -7.7%
Hawaii $1,048 -$412 -28.2%
Idaho $988 -$472 -32.3%
Illinois $1,088 -$372 -25.5%
Indiana $1,098 -$362 -24.8%
Iowa $986 -$474 -32.5%
Kansas $1,388 -$72 -4.9%
Kentucky $1,992 $532 36.4%
Louisiana $2,162 $702 48.1%
Maine $900 -$560 -38.4%
Maryland $1,204 -$256 -17.5%
Massachusetts $1,168 -$292 -20.0%
Michigan $2,536 $1,076 73.7%
Minnesota $1,222 -$238 -16.3%
Mississippi $1,750 $290 19.9%
Missouri $1,296 -$164 -11.2%
Montana $1,568 $108 7.4%
Nebraska $1,152 -$308 -21.1%
Nevada $1,750 $290 19.9%
New Hampshire $1,052 -$408 -27.9%
New Jersey $1,632 $172 11.8%
New Mexico $1,292 -$168 -11.5%
New York $1,538 $78 5.3%
North Carolina $840 -$620 -42.5%
North Dakota $1,194 -$266 -18.2%
Ohio $1,008 -$452 -31.0%
Oklahoma $1,500 $40 2.7%
Oregon $1,338 -$122 -8.4%
Pennsylvania $1,394 -$66 -4.5%
Rhode Island $1,948 $488 33.4%
South Carolina $1,324 -$136 -9.3%
South Dakota $1,232 -$228 -15.6%
Tennessee $1,280 -$180 -12.3%
Texas $1,760 $300 20.5%
Utah $1,082 -$378 -25.9%
Vermont $1,000 -$460 -31.5%
Virginia $876 -$584 -40.0%
Washington $1,128 -$332 -22.7%
West Virginia $1,338 -$122 -8.4%
Wisconsin $1,012 -$448 -30.7%
Wyoming $1,300 -$160 -11.0%

With so much difference in rates, the only way to figure out who has the cheapest rates is to get quotes and see how they stack up. Each insurance company calculates rates differently, so rate quotes will be substantially different.

Additional Buick Vehicles


U.S. averages for full coverage Buick vehicle insurance

Average Policy Cost $1,460
Comprehensive Premium $336
Collision Premium $594
Liability Premium $372

National average data is compiled from all 50 U.S. states for the Buick models in the rate table on this page. Rates are based on a 40-year-old male driver, $500 comprehensive and collision deductibles, and a clean driving record.

Rates by Driver Age

Buick Vehicle Insurance Rates by Driver Age
Driver Age Premium
16 $5,338
20 $3,360
30 $1,530
40 $1,460
50 $1,332
60 $1,304

Full coverage, $500 deductibles

Rates by Deductible

Buick Vehicle Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,870
$250 $1,678
$500 $1,460
$1,000 $1,248

Full coverage, driver age 40

Rates for High Risk Drivers

Buick Vehicle Insurance Rates for High Risk Drivers
Age Premium
16 $7,628
20 $5,338
30 $3,226
40 $3,150
50 $3,004
60 $2,976

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $202

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $78
Multi-vehicle $75
Homeowner $20
5-yr Accident Free $110
5-yr Claim Free $94
Paid in Full/EFT $69
Advance Quote $73
Online Quote $104
Total Discounts $623
Rate after discounts $837

Discounts are estimated and may not be available from every company or in every state.

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