Buick Regal Insurance Rates

The average Buick Regal insurance rates are $119 per month or $1,428 annually. However, many factors impact your Buick Regal insurance costs. 

For example, the age of your model can drastically change what you pay for Buick auto insurance. A classic Buick Regal 1980 model will require very different coverage levels than a newer Buick Regal 2019 model.

Read through our comprehensive Buick Regal insurance guide to better understand how your premiums are calculated. Whether you drive a used Buick Regal or a brand new Buick Regal GS, you’ll be able to secure cheap car insurance rates. 

If you’re already ready to compare lower than average Buick Regal prices for car insurance, simply enter your five-digit ZIP code into our FREE quote comparison tool to start shopping.

Average auto insurance rates for a Buick Regal are $900 annually for full coverage. Comprehensive insurance costs an estimated $138 each year, collision insurance costs $162, and liability is $442. Buying just liability costs around $496 a year, and insurance for high-risk drivers costs $1,928 or more. Teens receive the highest rates at up to $3,684 a year.

Average premium for full coverage: $900

Rate estimates broken down by individual coverage type:

Rate estimates include $500 deductible amounts, liability coverage up to 30/60, and includes medical and uninsured motorist coverage. Rates are averaged for all states and Regal models.

Price Range by Coverage and Risk

Price Range by Location

Choosing to live in a large city can make a big difference on insurance rates. More rural locations tend to have fewer accident claims than cities with more traffic congestion. The graphic below illustrates how location helps determine insurance prices.

These examples show why all drivers should compare rates quotes for a targeted area and their own personal driving habits, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below shows average Buick Regal insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $557
• Raising to $1,000 deductibles will save approximately $70 a year
• The estimated rate for a 40-year-old driver who has $500 deductibles is $900
• Selecting low deductibles costs an additional $126 annually
• Drivers with serious driving violations could pay up to $1,928
• The cost with full coverage for a 16-year-old driver can cost as much as $3,684

View Chart as Image

Auto insurance rates for a Buick Regal can also vary considerably based on the trim level of your Regal, your driver profile, and liability limits and deductibles.

More mature drivers with a good driving record and high physical damage deductibles may pay as low as $900 every 12 months on average for full coverage. Rates are much higher for teen drivers, where even without any violations or accidents they will have to pay at least $3,600 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you could be paying $1,100 to $1,500 in extra premium per year, depending on your age. Insurance for high-risk drivers is expensive and can cost from 41% to 136% more than the average policy. View High Risk Driver Rates

Choosing higher comprehensive and collision insurance deductibles can reduce rates by up to $200 annually, whereas increasing liability limits will increase premiums. Going from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $398 extra every year. View Rates by Deductible or Liability Limit

Where you live also has a big influence on Buick Regal insurance prices. A middle-age driver might find rates as low as $600 a year in states like Iowa, Maine, and Idaho, or have to pay at least $1,290 on average in New York, Louisiana, and Michigan.

View Chart as Image

How to Buy the Best Buick Regal Insurance

Saving money on insurance for a Buick Regal consists of having a good driving record, having above-average credit, eliminating unneeded coverage, and consideration of higher deductibles. Invest time comparing rates every time your policy renews by obtaining price quotes from direct carriers like Progressive and GEICO, and also from local exclusive and independent agents.

The next list is a brief recap of the information covered in the charts and tables above.

• Drivers can save approximately $100 per year just by quoting online in advance
• Drivers age 20 and younger are the costliest to insure, costing as high as $307 per month if full coverage is included
• Increasing deductibles could save up to $200 each year
• Drivers considered higher risk who tend to receive serious violations may pay on average $1,030 more annually to buy Buick Regal insurance
• Insureds who want increased levels of liability coverage will pay approximately $490 each year to raise from a minimum limit to higher 250/500 limits

As you’ve learned from the information above, many factors impact your Buick Regal insurance rates. The Regal has been in production for multiple decades, which means the Buick Regal 1986 and Buick Regal 1987 models are considered classics, which can sometimes require specialty car insurance coverage. 

However, you could potentially only purchase your state’s minimum liability requirements for the more modern Buick Regal 2018 model. 

Regardless of what Buick Regal model year you drive, to receive your lowest rates simply use our FREE tool below and start comparing quotes right away. 

What are the safety ratings for the Buick Regal?

Understanding the Buick Regal safety ratings and features is a great way to discover car insurance discounts you might qualify for. Sometimes, it can even uncover if your vehicle is causing your rates to increase. 

However, recent rumors have caused consumers to question if the Buick Regal is being discontinued. Buick has decided to stop the production of the Regal to minimize its passenger car lineup. 

Buick is making a 2020 Regal as it’s final version; in fact, you can already find this model in lots and on roads today. Check out the 2020 Buick Regal four-door wagon safety ratings below.

• Small overlap front (driver-side): Good
• Moderate overlap front: Good
• Side: Good

A rating of ‘Good’ is the highest possible standard given by the Insurance Institute for Highway Safety. Overall, these safety ratings are positive and will not cause your insurance rates to increase. 

Buick Regal Compared Against other Vehicles in the Same Class

Comparing the Buick Regal to similar vehicles can help you save money, especially it has better insurance loss ratios than other vehicles in its class. Is the Buick Regal a luxury car? Technically, Buicks fall between luxury and economy, causing some experts to refer to Buick as a premium brand. 

Officially the Insurance Institue for Highway Safety classifies the Buick Regal as a large four-door car. See other comparable large cars in the list below:

• Chevrolet Impala
• Dodge Charger
• Toyota Avalon

Is the Buick Regal a reliable car? Looking at the loss ratios, the Buick Regal is within the average range in all categories. These reliable percentages will reflect positively in your car insurance rates.  

Ultimately, it does not matter if this brand is considered luxury or not. Only you can say if the Buick Regal is a good car for you. 

You are now an expert on Buick Regal insurance rates. Enter your five-digit ZIP code into our FREE quote comparison tool to find your best Buick insurance premiums.