Buick Verano Insurance Rates

Enter your zip code below to view companies that have cheap auto insurance rates.

Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: Jun 5, 2023

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Average insurance rates for a Buick Verano are $1,122 a year for full coverage insurance. Comprehensive costs on average $202 a year, collision insurance costs $288, and liability is $474. Liability-only coverage costs around $522 a year, and high-risk coverage costs around $2,418. Teens receive the highest rates at up to $4,420 a year.

Average premium for full coverage: $1,122

Rate estimates by individual coverage type:

Comprehensive $202
Collision $288
Liability $474

Prices are based on $500 policy deductibles, 30/60 liability limits, and includes medical/PIP and uninsured motorist coverage. Rates are averaged for all 50 states and Verano trim levels.

Price Range by Coverage and Risk

For a 40-year-old driver, prices range range from as low as $522 for liability-only coverage to a high of $2,418 for a driver required to buy high-risk insurance.

Liability Only $522
Full Coverage $1,122
High Risk $2,418

Price Range by Location

Choosing to live in a large city can make a big difference on insurance rates. Rural areas tend to have a lower frequency of physical damage claims than cities with more traffic congestion. The diagram below illustrates how your location can change car insurance rates.

Rural Areas $842
Small Cities $1,178
Large Cities $1,515

These examples illustrate why it is important to compare rates quotes based on a specific location and risk profile, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Charts and Tables

The chart below illustrates average Buick Verano insurance rates for different risk profiles and scenarios.

  • The cheapest rate after discounts is $671
  • Raising to $1,000 deductibles will save around $1,012 each year
  • The average rate for a 40-year-old driver with $500 deductibles is $1,122
  • Selecting low $100 deductibles will increase the cost to $1,336
  • Drivers with serious driving violations could pay upwards of $2,418
  • The cost for full coverage for a 16-year-old driver may cost $4,420

View Chart as Image

Buick Verano insurance cost comparison chart
Column chart showing Buick Verano insurance rates range from $671 to $4,420 for full coverage

Car insurance rates for a Buick Verano can also vary considerably based on your driver profile, the model year and trim level, and policy deductibles and limits.

Older drivers with no driving violations and high deductibles may pay as low as $1,100 every 12 months on average for full coverage. Rates are much higher for teen drivers, where even good drivers will be charged upwards of $4,400 a year. View Rates by Age

Where you live also has a big influence on Buick Verano insurance prices. A middle-age driver might find rates as low as $740 a year in states like Vermont, Wisconsin, and North Carolina, or have to pay at least $1,520 on average in Michigan, New York, and Florida.

Buick Verano Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,014 -$108 -9.6%
Alaska $860 -$262 -23.4%
Arizona $932 -$190 -16.9%
Arkansas $1,122 -$0 0.0%
California $1,278 $156 13.9%
Colorado $1,072 -$50 -4.5%
Connecticut $1,154 $32 2.9%
Delaware $1,270 $148 13.2%
Florida $1,404 $282 25.1%
Georgia $1,034 -$88 -7.8%
Hawaii $806 -$316 -28.2%
Idaho $758 -$364 -32.4%
Illinois $836 -$286 -25.5%
Indiana $844 -$278 -24.8%
Iowa $756 -$366 -32.6%
Kansas $1,068 -$54 -4.8%
Kentucky $1,532 $410 36.5%
Louisiana $1,660 $538 48.0%
Maine $692 -$430 -38.3%
Maryland $924 -$198 -17.6%
Massachusetts $898 -$224 -20.0%
Michigan $1,950 $828 73.8%
Minnesota $940 -$182 -16.2%
Mississippi $1,344 $222 19.8%
Missouri $996 -$126 -11.2%
Montana $1,206 $84 7.5%
Nebraska $886 -$236 -21.0%
Nevada $1,346 $224 20.0%
New Hampshire $808 -$314 -28.0%
New Jersey $1,254 $132 11.8%
New Mexico $994 -$128 -11.4%
New York $1,182 $60 5.3%
North Carolina $646 -$476 -42.4%
North Dakota $920 -$202 -18.0%
Ohio $776 -$346 -30.8%
Oklahoma $1,154 $32 2.9%
Oregon $1,028 -$94 -8.4%
Pennsylvania $1,072 -$50 -4.5%
Rhode Island $1,496 $374 33.3%
South Carolina $1,016 -$106 -9.4%
South Dakota $948 -$174 -15.5%
Tennessee $982 -$140 -12.5%
Texas $1,354 $232 20.7%
Utah $832 -$290 -25.8%
Vermont $770 -$352 -31.4%
Virginia $672 -$450 -40.1%
Washington $868 -$254 -22.6%
West Virginia $1,028 -$94 -8.4%
Wisconsin $778 -$344 -30.7%
Wyoming $1,000 -$122 -10.9%

View Chart as Image

Buick Verano insurance rates by U.S. city

Choosing higher comprehensive and collision insurance deductibles can reduce rates by up to $330 annually, while buying higher liability limits will cost you more. Switching from a 50/100 limit to a 250/500 limit will cost as much as $426 extra every 12 months. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you are probably paying at a minimum $1,300 to $1,900 extra per year, depending on your age. A high-risk auto insurance policy is expensive and can cost from 43% to 129% more than the average policy. View High Risk Driver Rates

Buick Verano Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2014 Buick Verano $206 $310 $464 $1,138
2013 Buick Verano $202 $288 $474 $1,122

Rates are averaged for all Buick Verano models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find Affordable Buick Verano Insurance

Saving money on insurance for a Buick Verano consists of being safe and accident-free, having above-average credit, avoid buying unnecessary coverage, and possibly raising deductibles. Invest the time to shop around at every policy renewal by requesting rates from direct insurance companies like GEICO and Progressive, and also from local independent and exclusive agents.

Below you'll find a brief review of the data illustrated above.

  • Insureds who require more liability protection will pay approximately $520 annually to raise from a minimum limit to 250/500 limits
  • It is possible to save as much as $130 per year just by quoting early and online
  • Increasing deductibles can save around $325 each year
  • Youthful drivers are expensive to insure, costing up to $368 per month if full coverage is included

Rates by Driver Age

Buick Verano Insurance Rates by Driver Age
Driver Age Premium
16 $4,420
20 $2,566
30 $1,150
40 $1,122
50 $1,028
60 $1,006

Full coverage, $500 deductibles

Rates by Deductible

Buick Verano Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,336
$250 $1,238
$500 $1,122
$1,000 $1,012

Full coverage, driver age 40

Rates by Liability Limit

Buick Verano Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,122
50/100 $1,217
100/300 $1,335
250/500 $1,643
100 CSL $1,264
300 CSL $1,525
500 CSL $1,715

Full coverage, driver age 40

Rates for High Risk Drivers

Buick Verano Insurance Rates for High Risk Drivers
Age Premium
16 $6,248
20 $4,092
30 $2,446
40 $2,418
50 $2,310
60 $2,286

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $152

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $58
Multi-vehicle $60
Homeowner $19
5-yr Accident Free $72
5-yr Claim Free $71
Paid in Full/EFT $43
Advance Quote $51
Online Quote $77
Total Discounts $451
Rate after discounts $671

Discounts are estimated and may not be available from every company or in every state.

Compare Rates and Save

Find companies with the cheapest rates in your area

Free Auto Insurance Comparison

Enter your zip code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

You May Also Enjoy These Articles