Buick Verano Insurance Rates
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UPDATED: Jun 5, 2023
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Average insurance rates for a Buick Verano are $1,122 a year with full coverage. Comprehensive costs approximately $202 a year, collision costs $288, and liability coverage is estimated at $474. Buying just liability costs approximately $522 a year, with insurance for high-risk drivers costing around $2,418. 16-year-old drivers receive the highest rates at $4,420 a year or more.
Average premium for full coverage: $1,122
Rate estimates by individual coverage type:
Rate estimates include $500 deductible amounts, liability limits of 30/60, and includes both medical and UM/UIM coverage. Rates are averaged for all U.S. states and Verano trim levels.
Price Range by Coverage and Risk
For a driver in their 40's, prices range go from the low end price of $522 for basic liability insurance to a high of $2,418 for a driver that may need high-risk insurance.
Price Range by Location
Living in a larger city has a large influence on the price of insurance. Rural locations tend to have lower incidents of collision claims than congested cities.
The diagram below illustrates how location helps determine auto insurance prices.
These examples demonstrate why it is important to get quotes using their specific location, rather than using rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Rate Comparisons
The chart below details estimated Buick Verano insurance rates for additional coverage and risk scenarios.
- The best full coverage rate is $671
- Choosing higher $1,000 deductibles can save $1,012 annually
- The estimated price for a 40-year-old driver who chooses $500 deductibles is $1,122
- Buying low $100 deductibles for comp and collision coverage bumps up the cost to $1,336
- Drivers with multiple tickets or accidents could pay around $2,418 or more
- The cost that insures a teenage driver can cost $4,420 each year
Auto insurance rates for a Buick Verano can also vary considerably based on the trim level of your Verano, your age and driving habits, and physical damage deductibles and liability limits.
If you like to drive fast or you caused an accident, you may be forking out anywhere from $1,300 to $1,900 in extra premium per year, depending on your age. A high-risk auto insurance policy ranges around 43% to 129% more than the average rate. View High Risk Driver Rates
Older drivers with a good driving record and higher comprehensive and collision deductibles may only pay around $1,100 annually on average for full coverage. Rates are highest for teen drivers, since even teens with perfect driving records will have to pay in the ballpark of $4,400 a year. View Rates by Age
Where you live plays a big part in determining prices for Buick Verano insurance rates. A good driver about age 40 could pay as low as $810 a year in states like Utah, Ohio, and New Hampshire, or at least $1,520 on average in New York, Michigan, and Florida.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,014 | -$108 | -9.6% |
| Alaska | $860 | -$262 | -23.4% |
| Arizona | $932 | -$190 | -16.9% |
| Arkansas | $1,122 | -$0 | 0.0% |
| California | $1,278 | $156 | 13.9% |
| Colorado | $1,072 | -$50 | -4.5% |
| Connecticut | $1,154 | $32 | 2.9% |
| Delaware | $1,270 | $148 | 13.2% |
| Florida | $1,404 | $282 | 25.1% |
| Georgia | $1,034 | -$88 | -7.8% |
| Hawaii | $806 | -$316 | -28.2% |
| Idaho | $758 | -$364 | -32.4% |
| Illinois | $836 | -$286 | -25.5% |
| Indiana | $844 | -$278 | -24.8% |
| Iowa | $756 | -$366 | -32.6% |
| Kansas | $1,068 | -$54 | -4.8% |
| Kentucky | $1,532 | $410 | 36.5% |
| Louisiana | $1,660 | $538 | 48.0% |
| Maine | $692 | -$430 | -38.3% |
| Maryland | $924 | -$198 | -17.6% |
| Massachusetts | $898 | -$224 | -20.0% |
| Michigan | $1,950 | $828 | 73.8% |
| Minnesota | $940 | -$182 | -16.2% |
| Mississippi | $1,344 | $222 | 19.8% |
| Missouri | $996 | -$126 | -11.2% |
| Montana | $1,206 | $84 | 7.5% |
| Nebraska | $886 | -$236 | -21.0% |
| Nevada | $1,346 | $224 | 20.0% |
| New Hampshire | $808 | -$314 | -28.0% |
| New Jersey | $1,254 | $132 | 11.8% |
| New Mexico | $994 | -$128 | -11.4% |
| New York | $1,182 | $60 | 5.3% |
| North Carolina | $646 | -$476 | -42.4% |
| North Dakota | $920 | -$202 | -18.0% |
| Ohio | $776 | -$346 | -30.8% |
| Oklahoma | $1,154 | $32 | 2.9% |
| Oregon | $1,028 | -$94 | -8.4% |
| Pennsylvania | $1,072 | -$50 | -4.5% |
| Rhode Island | $1,496 | $374 | 33.3% |
| South Carolina | $1,016 | -$106 | -9.4% |
| South Dakota | $948 | -$174 | -15.5% |
| Tennessee | $982 | -$140 | -12.5% |
| Texas | $1,354 | $232 | 20.7% |
| Utah | $832 | -$290 | -25.8% |
| Vermont | $770 | -$352 | -31.4% |
| Virginia | $672 | -$450 | -40.1% |
| Washington | $868 | -$254 | -22.6% |
| West Virginia | $1,028 | -$94 | -8.4% |
| Wisconsin | $778 | -$344 | -30.7% |
| Wyoming | $1,000 | -$122 | -10.9% |
Opting for high physical damage deductibles can save as much as $330 a year, while buying higher liability limits will push rates upward. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $426 extra every year. View Rates by Deductible or Liability Limit
With so much variability in rates, the best way to find out who has the cheapest auto insurance rates is to get quotes and see how they stack up. Each auto insurer utilizes a different rate formula, and quoted rates can be significantly different.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2014 Buick Verano | $206 | $310 | $464 | $1,138 |
| 2013 Buick Verano | $202 | $288 | $474 | $1,122 |
Rates are averaged for all Buick Verano models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find the Best Buick Verano Insurance
Saving money on auto insurance takes having a good driving record, maintaining a good credit score, eliminating unnecessary coverage, and not having any coverage lapses. Comparison shop once a year by obtaining price quotes from direct companies like Progressive, GEICO, and Esurance, and also from local insurance agencies.
The next list is a brief recap of the data that was covered in the charts and tables above.
- You may be able to save around $130 per year simply by quoting early and online
- Consumers who purchase increased levels of liability coverage will pay around $520 every year to raise limits from a minimum limit to the 250/500 level
- Drivers age 20 and younger have the highest car insurance rates, with premiums as much as $368 per month if the policy includes full coverage
- Drivers who tend to receive serious violations may have to pay on average $1,300 more per year to buy Buick Verano insurance
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,420 |
| 20 | $2,566 |
| 30 | $1,150 |
| 40 | $1,122 |
| 50 | $1,028 |
| 60 | $1,006 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,336 |
| $250 | $1,238 |
| $500 | $1,122 |
| $1,000 | $1,012 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,122 |
| 50/100 | $1,217 |
| 100/300 | $1,335 |
| 250/500 | $1,643 |
| 100 CSL | $1,264 |
| 300 CSL | $1,525 |
| 500 CSL | $1,715 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,248 |
| 20 | $4,092 |
| 30 | $2,446 |
| 40 | $2,418 |
| 50 | $2,310 |
| 60 | $2,286 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $58 |
| Multi-vehicle | $60 |
| Homeowner | $19 |
| 5-yr Accident Free | $72 |
| 5-yr Claim Free | $71 |
| Paid in Full/EFT | $43 |
| Advance Quote | $51 |
| Online Quote | $77 |
| Total Discounts | $451 |
Discounts are estimated and may not be available from every company or in every state.
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