Cadillac Escalade Insurance Rates
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UPDATED: Jun 7, 2023
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Estimated auto insurance rates for a Cadillac Escalade are $1,824 annually including full coverage. Comprehensive insurance costs approximately $392 a year, collision costs $696, and liability is estimated at $536. A policy with only liability insurance costs approximately $606 a year, with a high-risk policy costing $3,944 or more. Teens pay the most at $6,782 a year or more.
Average premium for full coverage: $1,824
Premium estimates by type of coverage:
Price estimates include $500 policy deductibles, 30/60 liability coverage, and includes both medical and uninsured motorist insurance. Rates include averaging for all 50 U.S. states and Escalade trim levels.
Insurance Price Range by Risk and Coverage
For a 40-year-old driver, insurance rates for a Cadillac Escalade go from as cheap as $606 for minimum levels of liability insurance to a high of $3,944 for a policy for a high-risk driver.
Insurance Price Range by Location
Living in a larger city can have significant affects on car insurance prices. Rural locations are statistically proven to have fewer comprehensive and collision claims than cities with more traffic congestion.
The diagram below illustrates how your location can change auto insurance prices.
These rate differences highlight why it is important to get quotes using their specific location and their own personal driving habits, instead of using averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Details
The chart below breaks down estimated Cadillac Escalade insurance rates for additional coverage and risk scenarios.
- The cheapest rate after discounts is $1,048
- Choosing higher $1,000 deductibles can save $1,578 every year
- The estimated rate for a 40-year-old good driver who chooses $500 deductibles is $1,824
- Selecting low $100 deductibles for comp and collision coverage costs an additional $478 every year
- Unlucky drivers with serious driving violations could pay around $3,944 or more
- An auto insurance policy with full coverage for a teen driver can cost $6,782 each year
Car insurance prices for a Cadillac Escalade also have a wide range based on the model of your Escalade, your driving characteristics, and physical damage deductibles and liability limits.
Older drivers with no driving violations and high physical damage deductibles may pay as little as $1,700 annually on average, or $142 per month, for full coverage. Prices are much higher for drivers in their teens, where even without any violations or accidents they will be charged in the ballpark of $6,700 a year. View Rates by Age
If you have a few violations or you caused a few accidents, you are likely paying anywhere from $2,100 to $3,000 extra annually, depending on your age. A high-risk auto insurance policy ranges as much as 44% to 129% more than the average policy. View High Risk Driver Rates
Choosing higher comprehensive and collision insurance deductibles can save as much as $730 every year, while buying higher liability limits will push prices upward. Changing from a 50/100 bodily injury limit to a 250/500 limit will cost up to $438 extra every 12 months. View Rates by Deductible or Liability Limit
Where you choose to live plays a big part in determining prices for Cadillac Escalade insurance prices. A good driver about age 40 could pay as low as $1,400 a year in states like Vermont, New Hampshire, and Missouri, or have to pay at least $2,600 on average in Louisiana, New York, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,648 | -$176 | -9.6% |
| Alaska | $1,398 | -$426 | -23.4% |
| Arizona | $1,512 | -$312 | -17.1% |
| Arkansas | $1,824 | -$0 | 0.0% |
| California | $2,078 | $254 | 13.9% |
| Colorado | $1,740 | -$84 | -4.6% |
| Connecticut | $1,874 | $50 | 2.7% |
| Delaware | $2,064 | $240 | 13.2% |
| Florida | $2,276 | $452 | 24.8% |
| Georgia | $1,684 | -$140 | -7.7% |
| Hawaii | $1,308 | -$516 | -28.3% |
| Idaho | $1,236 | -$588 | -32.2% |
| Illinois | $1,358 | -$466 | -25.5% |
| Indiana | $1,372 | -$452 | -24.8% |
| Iowa | $1,232 | -$592 | -32.5% |
| Kansas | $1,732 | -$92 | -5.0% |
| Kentucky | $2,486 | $662 | 36.3% |
| Louisiana | $2,696 | $872 | 47.8% |
| Maine | $1,128 | -$696 | -38.2% |
| Maryland | $1,502 | -$322 | -17.7% |
| Massachusetts | $1,454 | -$370 | -20.3% |
| Michigan | $3,166 | $1,342 | 73.6% |
| Minnesota | $1,526 | -$298 | -16.3% |
| Mississippi | $2,182 | $358 | 19.6% |
| Missouri | $1,618 | -$206 | -11.3% |
| Montana | $1,958 | $134 | 7.3% |
| Nebraska | $1,434 | -$390 | -21.4% |
| Nevada | $2,184 | $360 | 19.7% |
| New Hampshire | $1,312 | -$512 | -28.1% |
| New Jersey | $2,036 | $212 | 11.6% |
| New Mexico | $1,614 | -$210 | -11.5% |
| New York | $1,916 | $92 | 5.0% |
| North Carolina | $1,048 | -$776 | -42.5% |
| North Dakota | $1,494 | -$330 | -18.1% |
| Ohio | $1,258 | -$566 | -31.0% |
| Oklahoma | $1,870 | $46 | 2.5% |
| Oregon | $1,670 | -$154 | -8.4% |
| Pennsylvania | $1,738 | -$86 | -4.7% |
| Rhode Island | $2,432 | $608 | 33.3% |
| South Carolina | $1,650 | -$174 | -9.5% |
| South Dakota | $1,538 | -$286 | -15.7% |
| Tennessee | $1,596 | -$228 | -12.5% |
| Texas | $2,194 | $370 | 20.3% |
| Utah | $1,352 | -$472 | -25.9% |
| Vermont | $1,246 | -$578 | -31.7% |
| Virginia | $1,092 | -$732 | -40.1% |
| Washington | $1,408 | -$416 | -22.8% |
| West Virginia | $1,670 | -$154 | -8.4% |
| Wisconsin | $1,262 | -$562 | -30.8% |
| Wyoming | $1,624 | -$200 | -11.0% |
With such a large range in prices, the best way to figure out who has the best auto insurance prices is to get quotes and see which company has the best price. Each auto insurer calculates prices differently, so rate quotes will be substantially different between companies.
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Cadillac Escalade 2WD | $1,704 | $142 |
| Cadillac Escalade Luxury Edition 2WD | $1,716 | $143 |
| Cadillac Escalade 4WD | $1,716 | $143 |
| Cadillac Escalade Premium Edition 2WD | $1,756 | $146 |
| Cadillac Escalade Luxury Edition 4WD | $1,756 | $146 |
| Cadillac Escalade Premium Edition 4WD | $1,756 | $146 |
| Cadillac Escalade Hybrid 2WD | $1,798 | $150 |
| Cadillac Escalade Hybrid 4WD | $1,838 | $153 |
| Cadillac Escalade Platinum Edition 2WD | $1,806 | $151 |
| Cadillac Escalade Platinum Edition 4WD | $1,806 | $151 |
| Cadillac Escalade Hybrid Platinum 2WD | $1,916 | $160 |
| Cadillac Escalade Hybrid Platinum 4WD | $1,916 | $160 |
Rates assume 2020 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2020 Cadillac Escalade | $392 | $696 | $536 | $1,824 |
| 2018 Cadillac Escalade | $356 | $624 | $564 | $1,744 |
| 2017 Cadillac Escalade | $342 | $588 | $570 | $1,700 |
| 2016 Cadillac Escalade | $328 | $526 | $574 | $1,628 |
| 2015 Cadillac Escalade | $306 | $484 | $574 | $1,564 |
| 2012 Cadillac Escalade | $266 | $394 | $592 | $1,452 |
| 2011 Cadillac Escalade | $260 | $358 | $596 | $1,414 |
| 2010 Cadillac Escalade | $242 | $326 | $592 | $1,360 |
| 2009 Cadillac Escalade | $228 | $296 | $592 | $1,316 |
| 2008 Cadillac Escalade | $220 | $266 | $586 | $1,272 |
| 2007 Cadillac Escalade | $216 | $260 | $574 | $1,250 |
| 2006 Cadillac Escalade | $214 | $248 | $564 | $1,226 |
| 2005 Cadillac Escalade | $196 | $236 | $558 | $1,190 |
| 2004 Cadillac Escalade | $188 | $224 | $554 | $1,166 |
Rates are averaged for all Cadillac Escalade models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy Cheaper Cadillac Escalade Insurance
Finding better rates on car insurance takes being safe and accident-free, having a good credit score, refrain from filing small claims, and avoiding coverage lapses. Invest the time to shop around every year by requesting quotes from direct car insurance companies, and also from local insurance agencies.
Below you'll find a condensed summary of the coverage data illustrated above.
- You may be able to save around $220 per year simply by quoting early and online
- Increasing policy deductibles could save up to $725 each year
- Youthful drivers pay the highest auto insurance prices, with the cost nearing $565 per month if comprehensive and collision insurance is included
- Higher risk drivers with multiple at-fault accidents may have to pay on average $2,120 more per year than a low-risk driver
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $6,782 |
| 20 | $4,200 |
| 30 | $1,898 |
| 40 | $1,824 |
| 50 | $1,664 |
| 60 | $1,632 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $2,302 |
| $250 | $2,080 |
| $500 | $1,824 |
| $1,000 | $1,578 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,824 |
| 50/100 | $2,013 |
| 100/300 | $2,135 |
| 250/500 | $2,451 |
| 100 CSL | $2,062 |
| 300 CSL | $2,329 |
| 500 CSL | $2,524 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $9,688 |
| 20 | $6,686 |
| 30 | $4,032 |
| 40 | $3,944 |
| 50 | $3,764 |
| 60 | $3,726 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $97 |
| Multi-vehicle | $96 |
| Homeowner | $27 |
| 5-yr Accident Free | $134 |
| 5-yr Claim Free | $118 |
| Paid in Full/EFT | $84 |
| Advance Quote | $90 |
| Online Quote | $130 |
| Total Discounts | $776 |
Discounts are estimated and may not be available from every company or in every state.
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