Chevrolet Aveo Insurance Rates

The average auto insurance rates for a Chevrolet Aveo are $916 annually with full coverage. Comprehensive costs approximately $132, collision insurance costs $180, and liability costs around $446. Buying just liability costs as low as $500 a year, and insurance for high-risk drivers costs around $1,972. Teenage drivers cost the most to insure at up to $3,764 a year.

Average premium for full coverage: $916

Policy rates by type of insurance:

Prices are based on $500 policy deductibles, bodily injury liability limits of 30/60, and includes both medical and uninsured motorist insurance. Prices are averaged for all U.S. states and for different Aveo trim levels.

Price Range Variability

Urban vs. Rural Price Range

Where you live can make a big difference on the price of insurance. Rural locations are shown to have fewer collision claims than densely populated cities. The price range example below illustrates the difference between rural and urban areas on auto insurance prices.

The examples above demonstrate why anyone shopping for car insurance should compare prices using their specific location and their own personal driving habits, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below details average Chevrolet Aveo insurance rates for additional coverage and risk scenarios.

• The best discount rate is $561
• Using higher $1,000 deductibles will save $72 annually
• The estimated rate for a good driver age 40 who chooses $500 deductibles is $916
• Using more expensive low deductibles for physical damage coverage will cost $1,050
• High-risk insureds who are prone to accidents and violations could pay around $1,972
• Policy cost with full coverage for a 16-year-old driver with full coverage can cost $3,764 or more

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Insurance rates for a Chevrolet Aveo also range considerably based on the model year and trim level, your driving record, and physical damage deductibles and liability limits.

An older driver with a clean driving record and high physical damage deductibles may pay as low as $900 a year, or $75 per month, for full coverage. Rates are much higher for teenagers, where even without any violations or accidents they can expect to pay in the ballpark of $3,700 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you may be forking out anywhere from $1,100 to $1,600 extra every year, depending on your age. High-risk driver insurance can be from 43% to 133% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could cut rates by as much as $210 annually, while increasing your policy's liability limits will push rates upward. Moving from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $402 more per year. View Rates by Deductible or Liability Limit

Your home state has a huge impact on Chevrolet Aveo insurance prices. A driver around age 40 might see rates as low as $660 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $1,240 on average in New York, Michigan, and Florida.

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Insurance Rates by Trim Level and Model Year

Rates assume 2005 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Affordable Chevrolet Aveo Insurance

Finding cheaper rates on insurance for a Chevrolet Aveo requires being a good driver, having a good credit history, not filing small claims, and possibly raising deductibles. Set aside time to compare rates every other policy renewal by obtaining price quotes from direct companies like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.

The following list is a brief review of the ideas that were covered above.

• Drivers age 16 to 20 are expensive to insure, as much as $314 each month including comprehensive and collision insurance
• Drivers considered higher risk with DUI or reckless driving convictions may pay on average $1,060 more per year than a safer driver
• Increasing comprehensive and collision deductibles could save up to $200 each year
• You may be able to save around $100 per year just by shopping early and online