Chevrolet Avalanche Insurance Rates
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UPDATED: Jun 2, 2023
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The average insurance prices for a Chevrolet Avalanche are $1,068 every 12 months including full coverage. Comprehensive insurance costs on average $144, collision costs $170, and liability costs around $554. A liability-only policy costs as low as $620 a year, with high-risk insurance costing $2,284 or more. Teenage drivers cost the most to insure at $4,434 a year or more.
Average premium for full coverage: $1,068
Policy rates by type of insurance:
Includes $500 deductibles, 30/60 split liability limits, and includes uninsured motorist and medical coverage. Prices are averaged for all 50 U.S. states and for all Avalanche models.
Price Range Variability
Using a 40-year-old driver as an example, Chevrolet Avalanche insurance rates go from the cheapest price of $620 for the bare minimum liability coverage to the much higher price of $2,284 for a high-risk insurance policy.
Urban vs. Rural Price Range
Where you live can have significant affects on car insurance rates. Rural areas are shown to have more infrequent comprehensive and collision claims than densely populated cities.
The example below illustrates how rural and urban location affects car insurance rates.
The examples above highlight why everyone should compare prices based on a specific location and their own driving history, instead of using average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Information
The chart below breaks down estimated Chevrolet Avalanche insurance rates for different risk profiles and scenarios.
- The best discount rate is $665
- Using higher $1,000 deductibles will save around $74 every year
- The average price for a good driver age 40 with $500 deductibles is $1,068
- Using pricier low deductibles for physical damage coverage costs an extra $134 every year
- Drivers who are prone to accidents and violations could pay upwards of $2,284 or more
- Policy cost to insure a teen driver for full coverage may cost $4,434 or more
Car insurance rates for a Chevrolet Avalanche also range considerably based on liability limits and deductibles, your driving characteristics, and the trim level of your Avalanche.
Using high physical damage deductibles could cut rates by as much as $210 every year, whereas buying more liability protection will cost you more. Changing from a 50/100 liability limit to a 250/500 limit will raise rates by up to $498 extra every 12 months. View Rates by Deductible or Liability Limit
A more mature driver with no driving violations and higher deductibles may pay as little as $1,000 a year, or $83 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers will be charged upwards of $4,400 a year. View Rates by Age
If you have a few points on your driving record or you were responsible for an accident, you are likely paying at a minimum $1,300 to $1,800 extra every year, depending on your age. Chevrolet Avalanche insurance for high-risk drivers can be as much as 41% to 136% more than a normal policy. View High Risk Driver Rates
Your home state has a huge impact on Chevrolet Avalanche insurance prices. A driver around age 40 might see rates as low as $820 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $1,520 on average in Michigan, New York, and Louisiana.
State | Premium | Compared to U.S. Avg | Percent Difference |
---|---|---|---|
Alabama | $964 | -$104 | -9.7% |
Alaska | $816 | -$252 | -23.6% |
Arizona | $882 | -$186 | -17.4% |
Arkansas | $1,068 | -$0 | 0.0% |
California | $1,214 | $146 | 13.7% |
Colorado | $1,016 | -$52 | -4.9% |
Connecticut | $1,096 | $28 | 2.6% |
Delaware | $1,206 | $138 | 12.9% |
Florida | $1,332 | $264 | 24.7% |
Georgia | $982 | -$86 | -8.1% |
Hawaii | $764 | -$304 | -28.5% |
Idaho | $724 | -$344 | -32.2% |
Illinois | $792 | -$276 | -25.8% |
Indiana | $802 | -$266 | -24.9% |
Iowa | $722 | -$346 | -32.4% |
Kansas | $1,012 | -$56 | -5.2% |
Kentucky | $1,452 | $384 | 36.0% |
Louisiana | $1,576 | $508 | 47.6% |
Maine | $660 | -$408 | -38.2% |
Maryland | $878 | -$190 | -17.8% |
Massachusetts | $850 | -$218 | -20.4% |
Michigan | $1,850 | $782 | 73.2% |
Minnesota | $890 | -$178 | -16.7% |
Mississippi | $1,276 | $208 | 19.5% |
Missouri | $946 | -$122 | -11.4% |
Montana | $1,146 | $78 | 7.3% |
Nebraska | $838 | -$230 | -21.5% |
Nevada | $1,278 | $210 | 19.7% |
New Hampshire | $766 | -$302 | -28.3% |
New Jersey | $1,190 | $122 | 11.4% |
New Mexico | $942 | -$126 | -11.8% |
New York | $1,120 | $52 | 4.9% |
North Carolina | $612 | -$456 | -42.7% |
North Dakota | $874 | -$194 | -18.2% |
Ohio | $736 | -$332 | -31.1% |
Oklahoma | $1,094 | $26 | 2.4% |
Oregon | $976 | -$92 | -8.6% |
Pennsylvania | $1,016 | -$52 | -4.9% |
Rhode Island | $1,424 | $356 | 33.3% |
South Carolina | $964 | -$104 | -9.7% |
South Dakota | $898 | -$170 | -15.9% |
Tennessee | $934 | -$134 | -12.5% |
Texas | $1,284 | $216 | 20.2% |
Utah | $790 | -$278 | -26.0% |
Vermont | $728 | -$340 | -31.8% |
Virginia | $638 | -$430 | -40.3% |
Washington | $822 | -$246 | -23.0% |
West Virginia | $978 | -$90 | -8.4% |
Wisconsin | $738 | -$330 | -30.9% |
Wyoming | $950 | -$118 | -11.0% |
Because rates have so much variability, the best way to figure out exactly what you will pay is to regularly compare rates and see which company has the best rate. Each insurance company uses a different method to calculate rates, so rate quotes will be varied.
Insurance Rates by Trim Level and Model Year
Model and Trim | Annual Premium | Monthly Premium |
---|---|---|
Chevrolet Avalanche LS 2WD | $1,038 | $87 |
Chevrolet Avalanche LT 2WD | $1,054 | $88 |
Chevrolet Avalanche LS 4WD | $1,054 | $88 |
Chevrolet Avalanche LT 4WD | $1,068 | $89 |
Chevrolet Avalanche LTZ 2WD | $1,084 | $90 |
Chevrolet Avalanche LTZ 4WD | $1,084 | $90 |
Rates assume 2002 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
Model Year | Comprehensive | Collision | Liability | Total Premium |
---|---|---|---|---|
2009 Chevrolet Avalanche | $174 | $226 | $592 | $1,192 |
2008 Chevrolet Avalanche | $168 | $202 | $586 | $1,156 |
2007 Chevrolet Avalanche | $166 | $198 | $574 | $1,138 |
2006 Chevrolet Avalanche | $162 | $188 | $564 | $1,114 |
2005 Chevrolet Avalanche | $148 | $180 | $558 | $1,086 |
2004 Chevrolet Avalanche | $144 | $170 | $554 | $1,068 |
Rates are averaged for all Chevrolet Avalanche models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for the Cheapest Chevrolet Avalanche Insurance
Finding cheaper rates on car insurance requires not taking risks behind the wheel, maintaining a good credit score, paying for small claims out-of-pocket, and maximizing policy discounts. Set aside time to shop around at least every other year by requesting quotes from direct car insurance companies, and also from your local independent and exclusive agents.
The following is a recap of the car insurance concepts raised in the charts and tables above.
- Higher risk drivers that have major violations or accidents may pay on average $1,220 more each year for Avalanche insurance
- You may be able to save as much as $110 per year simply by quoting online well ahead of the renewal date
- Increasing comprehensive and collision deductibles could save as much as $200 each year
- Policyholders who require higher liability limits will pay an extra $610 per year to increase from a 30/60 limit to a 250/500 level
Rate Tables and Charts
Rates by Driver Age
Driver Age | Premium |
---|---|
16 | $4,434 |
20 | $2,440 |
30 | $1,072 |
40 | $1,068 |
50 | $980 |
60 | $958 |
Full coverage, $500 deductibles
Rates by Deductible
Deductible | Premium |
---|---|
$100 | $1,202 |
$250 | $1,142 |
$500 | $1,068 |
$1,000 | $994 |
Full coverage, driver age 40
Rates by Liability Limit
Liability Limit | Premium |
---|---|
30/60 | $1,068 |
50/100 | $1,195 |
100/300 | $1,333 |
250/500 | $1,693 |
100 CSL | $1,250 |
300 CSL | $1,555 |
500 CSL | $1,777 |
Full coverage, driver age 40
Rates for High Risk Drivers
Age | Premium |
---|---|
16 | $6,212 |
20 | $3,882 |
30 | $2,292 |
40 | $2,284 |
50 | $2,190 |
60 | $2,162 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
Discount | Savings |
---|---|
Multi-policy | $52 |
Multi-vehicle | $58 |
Homeowner | $20 |
5-yr Accident Free | $60 |
5-yr Claim Free | $65 |
Paid in Full/EFT | $35 |
Advance Quote | $44 |
Online Quote | $69 |
Total Discounts | $403 |
Discounts are estimated and may not be available from every company or in every state.
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