Chevrolet Avalanche Insurance Rates

Enter your zip code below to view companies that have cheap auto insurance rates.

Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: Jun 2, 2023

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

The average insurance prices for a Chevrolet Avalanche are $1,068 every 12 months including full coverage. Comprehensive insurance costs on average $144, collision costs $170, and liability costs around $554. A liability-only policy costs as low as $620 a year, with high-risk insurance costing $2,284 or more. Teenage drivers cost the most to insure at $4,434 a year or more.

Average premium for full coverage: $1,068

Policy rates by type of insurance:

Comprehensive $144
Collision $170
Liability $554

Includes $500 deductibles, 30/60 split liability limits, and includes uninsured motorist and medical coverage. Prices are averaged for all 50 U.S. states and for all Avalanche models.

Price Range Variability

Using a 40-year-old driver as an example, Chevrolet Avalanche insurance rates go from the cheapest price of $620 for the bare minimum liability coverage to the much higher price of $2,284 for a high-risk insurance policy.

Liability Only $620
Full Coverage $1,068
High Risk $2,284

Urban vs. Rural Price Range

Where you live can have significant affects on car insurance rates. Rural areas are shown to have more infrequent comprehensive and collision claims than densely populated cities.

The example below illustrates how rural and urban location affects car insurance rates.

Rural Areas $801
Small Cities $1,121
Large Cities $1,442

The examples above highlight why everyone should compare prices based on a specific location and their own driving history, instead of using average rates.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Information

The chart below breaks down estimated Chevrolet Avalanche insurance rates for different risk profiles and scenarios.

  • The best discount rate is $665
  • Using higher $1,000 deductibles will save around $74 every year
  • The average price for a good driver age 40 with $500 deductibles is $1,068
  • Using pricier low deductibles for physical damage coverage costs an extra $134 every year
  • Drivers who are prone to accidents and violations could pay upwards of $2,284 or more
  • Policy cost to insure a teen driver for full coverage may cost $4,434 or more

View Chart as Image

Chevrolet Avalanche insurance cost comparison chart
Column chart showing full coverage Chevrolet Avalanche insurance prices range from $665 to $4,434

Car insurance rates for a Chevrolet Avalanche also range considerably based on liability limits and deductibles, your driving characteristics, and the trim level of your Avalanche.

Using high physical damage deductibles could cut rates by as much as $210 every year, whereas buying more liability protection will cost you more. Changing from a 50/100 liability limit to a 250/500 limit will raise rates by up to $498 extra every 12 months. View Rates by Deductible or Liability Limit

A more mature driver with no driving violations and higher deductibles may pay as little as $1,000 a year, or $83 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers will be charged upwards of $4,400 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you are likely paying at a minimum $1,300 to $1,800 extra every year, depending on your age. Chevrolet Avalanche insurance for high-risk drivers can be as much as 41% to 136% more than a normal policy. View High Risk Driver Rates

Your home state has a huge impact on Chevrolet Avalanche insurance prices. A driver around age 40 might see rates as low as $820 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $1,520 on average in Michigan, New York, and Louisiana.

Chevrolet Avalanche Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $964 -$104 -9.7%
Alaska $816 -$252 -23.6%
Arizona $882 -$186 -17.4%
Arkansas $1,068 -$0 0.0%
California $1,214 $146 13.7%
Colorado $1,016 -$52 -4.9%
Connecticut $1,096 $28 2.6%
Delaware $1,206 $138 12.9%
Florida $1,332 $264 24.7%
Georgia $982 -$86 -8.1%
Hawaii $764 -$304 -28.5%
Idaho $724 -$344 -32.2%
Illinois $792 -$276 -25.8%
Indiana $802 -$266 -24.9%
Iowa $722 -$346 -32.4%
Kansas $1,012 -$56 -5.2%
Kentucky $1,452 $384 36.0%
Louisiana $1,576 $508 47.6%
Maine $660 -$408 -38.2%
Maryland $878 -$190 -17.8%
Massachusetts $850 -$218 -20.4%
Michigan $1,850 $782 73.2%
Minnesota $890 -$178 -16.7%
Mississippi $1,276 $208 19.5%
Missouri $946 -$122 -11.4%
Montana $1,146 $78 7.3%
Nebraska $838 -$230 -21.5%
Nevada $1,278 $210 19.7%
New Hampshire $766 -$302 -28.3%
New Jersey $1,190 $122 11.4%
New Mexico $942 -$126 -11.8%
New York $1,120 $52 4.9%
North Carolina $612 -$456 -42.7%
North Dakota $874 -$194 -18.2%
Ohio $736 -$332 -31.1%
Oklahoma $1,094 $26 2.4%
Oregon $976 -$92 -8.6%
Pennsylvania $1,016 -$52 -4.9%
Rhode Island $1,424 $356 33.3%
South Carolina $964 -$104 -9.7%
South Dakota $898 -$170 -15.9%
Tennessee $934 -$134 -12.5%
Texas $1,284 $216 20.2%
Utah $790 -$278 -26.0%
Vermont $728 -$340 -31.8%
Virginia $638 -$430 -40.3%
Washington $822 -$246 -23.0%
West Virginia $978 -$90 -8.4%
Wisconsin $738 -$330 -30.9%
Wyoming $950 -$118 -11.0%

View Chart as Image

Chevrolet Avalanche insurance rates by U.S. city

Because rates have so much variability, the best way to figure out exactly what you will pay is to regularly compare rates and see which company has the best rate. Each insurance company uses a different method to calculate rates, so rate quotes will be varied.

Insurance Rates by Trim Level and Model Year

Chevrolet Avalanche Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Chevrolet Avalanche LS 2WD $1,038 $87
Chevrolet Avalanche LT 2WD $1,054 $88
Chevrolet Avalanche LS 4WD $1,054 $88
Chevrolet Avalanche LT 4WD $1,068 $89
Chevrolet Avalanche LTZ 2WD $1,084 $90
Chevrolet Avalanche LTZ 4WD $1,084 $90

Rates assume 2002 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Chevrolet Avalanche Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2009 Chevrolet Avalanche $174 $226 $592 $1,192
2008 Chevrolet Avalanche $168 $202 $586 $1,156
2007 Chevrolet Avalanche $166 $198 $574 $1,138
2006 Chevrolet Avalanche $162 $188 $564 $1,114
2005 Chevrolet Avalanche $148 $180 $558 $1,086
2004 Chevrolet Avalanche $144 $170 $554 $1,068

Rates are averaged for all Chevrolet Avalanche models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Shop for the Cheapest Chevrolet Avalanche Insurance

Finding cheaper rates on car insurance requires not taking risks behind the wheel, maintaining a good credit score, paying for small claims out-of-pocket, and maximizing policy discounts. Set aside time to shop around at least every other year by requesting quotes from direct car insurance companies, and also from your local independent and exclusive agents.

The following is a recap of the car insurance concepts raised in the charts and tables above.

  • Higher risk drivers that have major violations or accidents may pay on average $1,220 more each year for Avalanche insurance
  • You may be able to save as much as $110 per year simply by quoting online well ahead of the renewal date
  • Increasing comprehensive and collision deductibles could save as much as $200 each year
  • Policyholders who require higher liability limits will pay an extra $610 per year to increase from a 30/60 limit to a 250/500 level

Rates by Driver Age

Chevrolet Avalanche Insurance Rates by Driver Age
Driver Age Premium
16 $4,434
20 $2,440
30 $1,072
40 $1,068
50 $980
60 $958

Full coverage, $500 deductibles

Rates by Deductible

Chevrolet Avalanche Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,202
$250 $1,142
$500 $1,068
$1,000 $994

Full coverage, driver age 40

Rates by Liability Limit

Chevrolet Avalanche Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,068
50/100 $1,195
100/300 $1,333
250/500 $1,693
100 CSL $1,250
300 CSL $1,555
500 CSL $1,777

Full coverage, driver age 40

Rates for High Risk Drivers

Chevrolet Avalanche Insurance Rates for High Risk Drivers
Age Premium
16 $6,212
20 $3,882
30 $2,292
40 $2,284
50 $2,190
60 $2,162

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $140

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $52
Multi-vehicle $58
Homeowner $20
5-yr Accident Free $60
5-yr Claim Free $65
Paid in Full/EFT $35
Advance Quote $44
Online Quote $69
Total Discounts $403
Rate after discounts $665

Discounts are estimated and may not be available from every company or in every state.

Compare Rates and Save

Find companies with the cheapest rates in your area

Free Auto Insurance Comparison

Enter your zip code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

You May Also Enjoy These Articles