Chevrolet Bolt Insurance Rates
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UPDATED: Jun 6, 2023
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U.S. average insurance prices for a Chevrolet Bolt are $1,416 every 12 months including full coverage. Comprehensive insurance costs approximately $298, collision insurance costs $530, and liability costs $430. Liability-only coverage costs as little as $486 a year, and high-risk coverage costs $3,062 or more. Teens pay the highest rates at up to $5,298 a year.
Average premium for full coverage: $1,416
Price estimates by individual coverage:
These estimates include $500 deductible amounts, split liability limits of 30/60, and includes both medical and UM/UIM coverage. Estimates are averaged for all 50 U.S. states and for all Bolt models.
Price Range from Low to High
For a 40-year-old driver, Chevrolet Bolt insurance prices range from the cheapest price of $486 for basic liability insurance to the much higher price of $3,062 for coverage for higher-risk drivers.
Geographic Price Range
Your location can make a big difference on car insurance prices. Rural locations have more infrequent comprehensive and collision claims than cities with more traffic congestion. The example below illustrates how your location can change auto insurance prices.
The ranges above highlight why everyone should compare rates using their specific location and their own driving history, instead of making a decision based on averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Rate Comparisons
The chart below breaks down average Chevrolet Bolt insurance rates for additional coverage and risk scenarios.
- The cheapest rate after discounts is $815
- Drivers who choose higher $1,000 deductibles will pay $188 every year
- The average price for the average middle-age driver who chooses $500 deductibles is $1,416
- Selecting pricier low deductibles for comprehensive and collision insurance costs an extra $364 annually
- Drivers with serious driving violations could pay around $3,062
- The price to insure a 16-year-old driver for full coverage can cost $5,298 a year
Auto insurance prices for a Chevrolet Bolt are also quite variable based on deductibles and policy limits, your driving characteristics, and the model of your Bolt.
Choosing higher comprehensive and collision insurance deductibles could save up to $560 annually, whereas buying more liability protection will push prices upward. Changing from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $387 extra every year. View Rates by Deductible or Liability Limit
A more mature driver with a good driving record and higher deductibles may pay as low as $1,300 per year on average for full coverage. Prices are much higher for teenage drivers, since even excellent drivers will have to pay in the ballpark of $5,200 a year. View Rates by Age
If you have some driving violations or you were responsible for an accident, you are likely paying anywhere from $1,700 to $2,300 in extra premium each year, depending on your age. Chevrolet Bolt insurance for high-risk drivers can cost from 43% to 134% more than the average policy. View High Risk Driver Rates
The state you live in makes a big difference in Chevrolet Bolt insurance prices. A 40-year-old driver could pay as low as $1,090 a year in states like Vermont, New Hampshire, and Missouri, or have to pay at least $2,020 on average in Louisiana, New York, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,278 | -$138 | -9.7% |
| Alaska | $1,086 | -$330 | -23.3% |
| Arizona | $1,174 | -$242 | -17.1% |
| Arkansas | $1,416 | -$0 | 0.0% |
| California | $1,614 | $198 | 14.0% |
| Colorado | $1,352 | -$64 | -4.5% |
| Connecticut | $1,456 | $40 | 2.8% |
| Delaware | $1,602 | $186 | 13.1% |
| Florida | $1,770 | $354 | 25.0% |
| Georgia | $1,306 | -$110 | -7.8% |
| Hawaii | $1,016 | -$400 | -28.2% |
| Idaho | $956 | -$460 | -32.5% |
| Illinois | $1,054 | -$362 | -25.6% |
| Indiana | $1,066 | -$350 | -24.7% |
| Iowa | $954 | -$462 | -32.6% |
| Kansas | $1,344 | -$72 | -5.1% |
| Kentucky | $1,930 | $514 | 36.3% |
| Louisiana | $2,094 | $678 | 47.9% |
| Maine | $872 | -$544 | -38.4% |
| Maryland | $1,166 | -$250 | -17.7% |
| Massachusetts | $1,134 | -$282 | -19.9% |
| Michigan | $2,458 | $1,042 | 73.6% |
| Minnesota | $1,186 | -$230 | -16.2% |
| Mississippi | $1,694 | $278 | 19.6% |
| Missouri | $1,256 | -$160 | -11.3% |
| Montana | $1,522 | $106 | 7.5% |
| Nebraska | $1,116 | -$300 | -21.2% |
| Nevada | $1,694 | $278 | 19.6% |
| New Hampshire | $1,020 | -$396 | -28.0% |
| New Jersey | $1,582 | $166 | 11.7% |
| New Mexico | $1,254 | -$162 | -11.4% |
| New York | $1,492 | $76 | 5.4% |
| North Carolina | $816 | -$600 | -42.4% |
| North Dakota | $1,160 | -$256 | -18.1% |
| Ohio | $978 | -$438 | -30.9% |
| Oklahoma | $1,454 | $38 | 2.7% |
| Oregon | $1,296 | -$120 | -8.5% |
| Pennsylvania | $1,350 | -$66 | -4.7% |
| Rhode Island | $1,886 | $470 | 33.2% |
| South Carolina | $1,282 | -$134 | -9.5% |
| South Dakota | $1,194 | -$222 | -15.7% |
| Tennessee | $1,240 | -$176 | -12.4% |
| Texas | $1,706 | $290 | 20.5% |
| Utah | $1,048 | -$368 | -26.0% |
| Vermont | $970 | -$446 | -31.5% |
| Virginia | $848 | -$568 | -40.1% |
| Washington | $1,094 | -$322 | -22.7% |
| West Virginia | $1,296 | -$120 | -8.5% |
| Wisconsin | $980 | -$436 | -30.8% |
| Wyoming | $1,260 | -$156 | -11.0% |
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2020 Chevrolet Bolt | $298 | $530 | $430 | $1,416 |
| 2017 Chevrolet Bolt | $260 | $446 | $456 | $1,320 |
Rates are averaged for all Chevrolet Bolt models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for Cheap Chevrolet Bolt Insurance
Getting lower rates on insurance for a Chevrolet Bolt not only requires having a good driving record, but also having a good credit score, being claim-free, and possibly higher deductibles. Invest the time to shop around at least once a year by getting rate quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from your local car insurance providers.
The next list is a brief summary of the primary concepts that were illustrated above.
- You may be able to save around $170 per year just by quoting online well ahead of the renewal date
- Drivers considered higher risk that tend to have accidents or serious violations could be charged and average of $1,650 more per year to buy Chevrolet Bolt insurance
- Increasing physical damage deductibles could save as much as $550 each year
- Drivers age 20 and younger have the highest car insurance prices, possibly costing $442 a month if comprehensive and collision insurance is included
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,298 |
| 20 | $3,264 |
| 30 | $1,474 |
| 40 | $1,416 |
| 50 | $1,294 |
| 60 | $1,268 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,780 |
| $250 | $1,610 |
| $500 | $1,416 |
| $1,000 | $1,228 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,416 |
| 50/100 | $1,502 |
| 100/300 | $1,610 |
| 250/500 | $1,889 |
| 100 CSL | $1,545 |
| 300 CSL | $1,782 |
| 500 CSL | $1,954 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $7,558 |
| 20 | $5,196 |
| 30 | $3,126 |
| 40 | $3,062 |
| 50 | $2,924 |
| 60 | $2,898 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $75 |
| Multi-vehicle | $74 |
| Homeowner | $21 |
| 5-yr Accident Free | $104 |
| 5-yr Claim Free | $92 |
| Paid in Full/EFT | $64 |
| Advance Quote | $70 |
| Online Quote | $101 |
| Total Discounts | $601 |
Discounts are estimated and may not be available from every company or in every state.
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