Chevrolet Bolt Insurance Rates
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UPDATED: Jun 6, 2023
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Average insurance rates for a Chevrolet Bolt are $1,416 a year including full coverage. Comprehensive costs around $298, collision insurance costs $530, and liability costs around $430. A liability-only policy costs as low as $486 a year, and high-risk insurance costs around $3,062. Teen drivers receive the highest rates at up to $5,298 a year.
Average premium for full coverage: $1,416
Rate estimates for individual coverage type:
Rate estimates include $500 policy deductibles, liability coverage up to 30/60, and includes medical and UM/UIM coverage. Rates are averaged for all 50 U.S. states and for different Bolt trim levels.
Price Range by Coverage and Risk
For a driver around age 40, prices range range from as low as $486 for just liability insurance to a much higher rate of $3,062 for a high-risk driver policy.
Price Range by Location
Where you live can make a big difference on the price of insurance. Areas with sparse population tend to have a lower frequency of comprehensive and collision claims than larger metro areas. The price range example below illustrates the difference between rural and urban areas on auto insurance rates.
These examples highlight why anyone shopping for car insurance should compare prices for a specific zip code and risk profile, instead of making a decision based on price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Details
The chart below breaks down average Chevrolet Bolt insurance rates for additional coverage choices and driver risks.
- The lowest rate with discounts is $815
- Using higher $1,000 deductibles will save about $188 every year
- The average rate for a 40-year-old driver using $500 deductibles is $1,416
- Choosing more expensive low deductibles for physical damage coverage will increase the cost to $1,780
- High-risk insureds with multiple violations and an at-fault accident could pay at least $3,062
- The cost for full coverage for a 16-year-old driver with full coverage can be $5,298 or more
Insurance rates for a Chevrolet Bolt can also vary considerably based on your driver profile, the model of your Bolt, and deductibles and policy limits.
An older driver with a clean driving record and high deductibles may pay as low as $1,300 a year for full coverage. Rates are highest for teen drivers, where even good drivers can expect to pay as much as $5,200 a year. View Rates by Age
Where you live has a huge impact on Chevrolet Bolt insurance prices. A driver around age 40 might see rates as low as $1,090 a year in states like Missouri, New Hampshire, and Vermont, or as much as $2,020 on average in Michigan, New York, and Louisiana.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,278 | -$138 | -9.7% |
| Alaska | $1,086 | -$330 | -23.3% |
| Arizona | $1,174 | -$242 | -17.1% |
| Arkansas | $1,416 | -$0 | 0.0% |
| California | $1,614 | $198 | 14.0% |
| Colorado | $1,352 | -$64 | -4.5% |
| Connecticut | $1,456 | $40 | 2.8% |
| Delaware | $1,602 | $186 | 13.1% |
| Florida | $1,770 | $354 | 25.0% |
| Georgia | $1,306 | -$110 | -7.8% |
| Hawaii | $1,016 | -$400 | -28.2% |
| Idaho | $956 | -$460 | -32.5% |
| Illinois | $1,054 | -$362 | -25.6% |
| Indiana | $1,066 | -$350 | -24.7% |
| Iowa | $954 | -$462 | -32.6% |
| Kansas | $1,344 | -$72 | -5.1% |
| Kentucky | $1,930 | $514 | 36.3% |
| Louisiana | $2,094 | $678 | 47.9% |
| Maine | $872 | -$544 | -38.4% |
| Maryland | $1,166 | -$250 | -17.7% |
| Massachusetts | $1,134 | -$282 | -19.9% |
| Michigan | $2,458 | $1,042 | 73.6% |
| Minnesota | $1,186 | -$230 | -16.2% |
| Mississippi | $1,694 | $278 | 19.6% |
| Missouri | $1,256 | -$160 | -11.3% |
| Montana | $1,522 | $106 | 7.5% |
| Nebraska | $1,116 | -$300 | -21.2% |
| Nevada | $1,694 | $278 | 19.6% |
| New Hampshire | $1,020 | -$396 | -28.0% |
| New Jersey | $1,582 | $166 | 11.7% |
| New Mexico | $1,254 | -$162 | -11.4% |
| New York | $1,492 | $76 | 5.4% |
| North Carolina | $816 | -$600 | -42.4% |
| North Dakota | $1,160 | -$256 | -18.1% |
| Ohio | $978 | -$438 | -30.9% |
| Oklahoma | $1,454 | $38 | 2.7% |
| Oregon | $1,296 | -$120 | -8.5% |
| Pennsylvania | $1,350 | -$66 | -4.7% |
| Rhode Island | $1,886 | $470 | 33.2% |
| South Carolina | $1,282 | -$134 | -9.5% |
| South Dakota | $1,194 | -$222 | -15.7% |
| Tennessee | $1,240 | -$176 | -12.4% |
| Texas | $1,706 | $290 | 20.5% |
| Utah | $1,048 | -$368 | -26.0% |
| Vermont | $970 | -$446 | -31.5% |
| Virginia | $848 | -$568 | -40.1% |
| Washington | $1,094 | -$322 | -22.7% |
| West Virginia | $1,296 | -$120 | -8.5% |
| Wisconsin | $980 | -$436 | -30.8% |
| Wyoming | $1,260 | -$156 | -11.0% |
Choosing high deductibles could cut rates by as much as $560 annually, while increasing your policy's liability limits will increase rates. Changing from a 50/100 limit to a 250/500 limit will cost as much as $387 more per year. View Rates by Deductible or Liability Limit
If you like to drive fast or tend to cause accidents, you are likely paying at least $1,700 to $2,300 extra per year, depending on your age. High-risk driver insurance can be from 43% to 134% more than average. View High Risk Driver Rates
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2020 Chevrolet Bolt | $298 | $530 | $430 | $1,416 |
| 2017 Chevrolet Bolt | $260 | $446 | $456 | $1,320 |
Rates are averaged for all Chevrolet Bolt models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find the Best Chevrolet Bolt Insurance
Saving money on insurance for a Chevrolet Bolt requires avoiding accidents and claims, maintaining good credit, not filing small claims, and dropping full coverage on older vehicles. Set aside time to compare rates every time your policy renews by requesting rates from direct car insurance companies like GEICO and Progressive, and also from several local insurance agents.
The points below are a brief recap of the information covered above.
- You may be able to save up to $170 per year just by shopping early and online
- Drivers under the age of 20 pay higher rates, as much as $442 per month for full coverage
- Increasing deductibles can save around $550 each year
- Drivers considered higher risk who tend to receive serious violations pay on average $1,650 more every year to insure a Chevrolet Bolt
- Insureds who may need increased liability limits will pay about $470 per year to increase from a minimum limit to 250/500 limits
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,298 |
| 20 | $3,264 |
| 30 | $1,474 |
| 40 | $1,416 |
| 50 | $1,294 |
| 60 | $1,268 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,780 |
| $250 | $1,610 |
| $500 | $1,416 |
| $1,000 | $1,228 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,416 |
| 50/100 | $1,502 |
| 100/300 | $1,610 |
| 250/500 | $1,889 |
| 100 CSL | $1,545 |
| 300 CSL | $1,782 |
| 500 CSL | $1,954 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $7,558 |
| 20 | $5,196 |
| 30 | $3,126 |
| 40 | $3,062 |
| 50 | $2,924 |
| 60 | $2,898 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $75 |
| Multi-vehicle | $74 |
| Homeowner | $21 |
| 5-yr Accident Free | $104 |
| 5-yr Claim Free | $92 |
| Paid in Full/EFT | $64 |
| Advance Quote | $70 |
| Online Quote | $101 |
| Total Discounts | $601 |
Discounts are estimated and may not be available from every company or in every state.
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