Chevrolet Traverse Insurance Rates
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UPDATED: Jun 6, 2023
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Estimated insurance rates for a Chevrolet Traverse are $1,186 a year with full coverage. Comprehensive insurance costs an estimated $270, collision costs $404, and liability coverage is estimated at $376. Liability-only coverage costs approximately $426 a year, with high-risk coverage costing $2,544 or more. Teens pay the most at $4,402 a year or more.
Average premium for full coverage: $1,186
Premium estimates broken down by type of coverage:
Prices are based on $500 physical damage deductibles, 30/60 split liability limits, and includes additional medical/uninsured motorist coverage. Rates include averaging for all U.S. states and for all Traverse models.
Insurance Price Range by Risk and Coverage
For the normal driver, insurance rates for a Chevrolet Traverse go from the low end price of $426 for just the minimum liability insurance to the much higher price of $2,544 for a high-risk insurance policy.
Insurance Price Range by Location
Living in a larger city has a large influence on car insurance rates. More rural locations are statistically proven to have lower incidents of collision claims than cities with more traffic congestion.
The example below illustrates how geographic area affects insurance prices.
These rate differences demonstrate why everyone should get quotes for a targeted area, rather than using averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Analysis
The chart below details estimated Chevrolet Traverse insurance rates for other coverage scenarios.
- The cheapest rate after discounts is $692
- Choosing higher $1,000 deductibles can save approximately $152 annually
- The estimated price for a 40-year-old good driver who has $500 deductibles is $1,186
- Selecting pricier low deductibles for comp and collision coverage will cost an additional $294 each year
- Drivers with serious driving violations could pay up to $2,544 or more
- An auto insurance policy that insures a teenage driver for full coverage can cost as much as $4,402 each year
Insurance prices for a Chevrolet Traverse also have a wide range based on the model of your Traverse, your age and driving habits, and liability limits and deductibles.
If you have a few violations or you caused an accident, you may be forking out $1,400 to $1,900 extra annually, depending on your age. Chevrolet Traverse insurance for high-risk drivers ranges around 43% to 132% more than the average policy. View High Risk Driver Rates
A more mature driver with a clean driving record and higher comprehensive and collision deductibles may only pay around $1,100 annually on average, or $92 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records can expect to pay at least $4,400 a year. View Rates by Age
Where you choose to live plays a big part in determining prices for Chevrolet Traverse insurance rates. A good driver about age 40 could pay as low as $850 a year in states like Utah, Ohio, and New Hampshire, or have to pay at least $1,600 on average in New York, Michigan, and Florida.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,070 | -$116 | -9.8% |
| Alaska | $910 | -$276 | -23.3% |
| Arizona | $984 | -$202 | -17.0% |
| Arkansas | $1,186 | -$0 | 0.0% |
| California | $1,350 | $164 | 13.8% |
| Colorado | $1,132 | -$54 | -4.6% |
| Connecticut | $1,216 | $30 | 2.5% |
| Delaware | $1,340 | $154 | 13.0% |
| Florida | $1,480 | $294 | 24.8% |
| Georgia | $1,098 | -$88 | -7.4% |
| Hawaii | $852 | -$334 | -28.2% |
| Idaho | $804 | -$382 | -32.2% |
| Illinois | $882 | -$304 | -25.6% |
| Indiana | $894 | -$292 | -24.6% |
| Iowa | $798 | -$388 | -32.7% |
| Kansas | $1,126 | -$60 | -5.1% |
| Kentucky | $1,614 | $428 | 36.1% |
| Louisiana | $1,754 | $568 | 47.9% |
| Maine | $732 | -$454 | -38.3% |
| Maryland | $980 | -$206 | -17.4% |
| Massachusetts | $944 | -$242 | -20.4% |
| Michigan | $2,060 | $874 | 73.7% |
| Minnesota | $992 | -$194 | -16.4% |
| Mississippi | $1,420 | $234 | 19.7% |
| Missouri | $1,052 | -$134 | -11.3% |
| Montana | $1,272 | $86 | 7.3% |
| Nebraska | $932 | -$254 | -21.4% |
| Nevada | $1,420 | $234 | 19.7% |
| New Hampshire | $856 | -$330 | -27.8% |
| New Jersey | $1,326 | $140 | 11.8% |
| New Mexico | $1,050 | -$136 | -11.5% |
| New York | $1,248 | $62 | 5.2% |
| North Carolina | $682 | -$504 | -42.5% |
| North Dakota | $972 | -$214 | -18.0% |
| Ohio | $816 | -$370 | -31.2% |
| Oklahoma | $1,216 | $30 | 2.5% |
| Oregon | $1,086 | -$100 | -8.4% |
| Pennsylvania | $1,130 | -$56 | -4.7% |
| Rhode Island | $1,580 | $394 | 33.2% |
| South Carolina | $1,074 | -$112 | -9.4% |
| South Dakota | $1,000 | -$186 | -15.7% |
| Tennessee | $1,038 | -$148 | -12.5% |
| Texas | $1,428 | $242 | 20.4% |
| Utah | $876 | -$310 | -26.1% |
| Vermont | $808 | -$378 | -31.9% |
| Virginia | $710 | -$476 | -40.1% |
| Washington | $914 | -$272 | -22.9% |
| West Virginia | $1,086 | -$100 | -8.4% |
| Wisconsin | $820 | -$366 | -30.9% |
| Wyoming | $1,054 | -$132 | -11.1% |
Choosing higher comprehensive and collision insurance deductibles can save as much as $450 a year, whereas buying more liability protection will increase premiums. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $339 more per year. View Rates by Deductible or Liability Limit
With such a large range in prices, the best way to find out which insurance company is cheapest is to regularly compare prices and see how they stack up. Each auto insurer calculates prices differently, so the prices will be substantially different.
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Chevrolet Traverse LS 2WD | $1,110 | $93 |
| Chevrolet Traverse LS AWD | $1,150 | $96 |
| Chevrolet Traverse LT 2WD | $1,150 | $96 |
| Chevrolet Traverse LT AWD | $1,212 | $101 |
| Chevrolet Traverse LTZ 2WD | $1,252 | $104 |
| Chevrolet Traverse LTZ AWD | $1,252 | $104 |
Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2019 Chevrolet Traverse | $270 | $404 | $376 | $1,186 |
| 2018 Chevrolet Traverse | $260 | $374 | $384 | $1,154 |
| 2017 Chevrolet Traverse | $250 | $352 | $388 | $1,126 |
| 2016 Chevrolet Traverse | $240 | $316 | $390 | $1,082 |
| 2015 Chevrolet Traverse | $224 | $292 | $390 | $1,042 |
| 2014 Chevrolet Traverse | $216 | $272 | $394 | $1,018 |
| 2013 Chevrolet Traverse | $210 | $254 | $402 | $1,002 |
| 2012 Chevrolet Traverse | $194 | $236 | $402 | $968 |
| 2011 Chevrolet Traverse | $190 | $214 | $406 | $946 |
| 2010 Chevrolet Traverse | $176 | $196 | $402 | $910 |
| 2009 Chevrolet Traverse | $166 | $178 | $402 | $882 |
Rates are averaged for all Chevrolet Traverse models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find Affordable Chevrolet Traverse Insurance
Finding better rates on auto insurance takes being a safe and courteous driver, having above-average credit, being claim-free, and taking advantage of discounts. Compare rates at least every other year by obtaining price quotes from direct companies, and also from insurance agencies where you live.
Below is a brief review of the car insurance concepts presented in the illustrations above.
- Drivers with DUI or reckless driving convictions could be forced to pay on average $1,360 more annually for auto insurance
- You may be able to save approximately $140 per year simply by quoting online well ahead of the renewal date
- Increasing policy deductibles can save approximately $450 each year
- Consumers who want higher levels of liability will pay approximately $410 every year to raise limits from 30/60 bodily injury limits to the 250/500 level
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,402 |
| 20 | $2,696 |
| 30 | $1,236 |
| 40 | $1,186 |
| 50 | $1,084 |
| 60 | $1,064 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,480 |
| $250 | $1,344 |
| $500 | $1,186 |
| $1,000 | $1,034 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,186 |
| 50/100 | $1,327 |
| 100/300 | $1,421 |
| 250/500 | $1,666 |
| 100 CSL | $1,365 |
| 300 CSL | $1,572 |
| 500 CSL | $1,722 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,268 |
| 20 | $4,286 |
| 30 | $2,598 |
| 40 | $2,544 |
| 50 | $2,426 |
| 60 | $2,400 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $63 |
| Multi-vehicle | $61 |
| Homeowner | $18 |
| 5-yr Accident Free | $83 |
| 5-yr Claim Free | $76 |
| Paid in Full/EFT | $52 |
| Advance Quote | $57 |
| Online Quote | $84 |
| Total Discounts | $494 |
Discounts are estimated and may not be available from every company or in every state.
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