Chevrolet Trax Insurance Rates
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UPDATED: Jun 6, 2023
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When the time comes to start comparing Chevrolet Trax insurance rates, you may not know where to begin. The first thing you should know is that the average Chevy Trax insurance cost about $1,280 a year, which boils down to about $107 per month.
This comprehensive guide will walk you through exactly how Chevrolet Trax rates are calculated so you can have a firm understanding of what to expect before you start shopping around.
When you’re ready, you can start comparing Chevrolet Trax insurance quotes from multiple companies by taking advantage of our free online tool.
The average insurance prices for a Chevrolet Trax are $1,246 every 12 months with full coverage. Comprehensive costs around $240, collision insurance costs $418, and liability coverage costs around $430. Liability-only coverage costs as low as $486 a year, and high-risk coverage costs around $2,692. Teen drivers cost the most to insure at up to $4,776 a year.
Average premium for full coverage: $1,246
Policy rates for type of insurance:
Rates are based on $500 policy deductibles, minimum liability limits, and includes additional medical/uninsured motorist coverage. Prices are averaged for all U.S. states and for all Trax models.
Price Range Variability
For the normal driver, Chevrolet Trax insurance rates range from the cheapest price of $486 for just the minimum liability insurance to the much higher price of $2,692 for high-risk insurance.
Urban vs. Rural Price Range
Where you live has a large influence on insurance rates. Areas with sparse population are shown to have more infrequent collision claims than larger metro areas. The example below illustrates how geographic area affects auto insurance rates.
The examples above demonstrate why everyone should compare prices for a specific zip code and their own driving history, rather than using price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Analysis
The chart below details average Chevrolet Trax insurance rates for additional coverage choices and driver risks.
- The lowest rate with discounts is $728
- Using higher $1,000 deductibles will save about $150 annually
- The average price for a good driver age 40 using $500 deductibles is $1,246
- Choosing pricier low deductibles for physical damage coverage increases the price to $1,536
- Higher-risk drivers with multiple violations and an at-fault accident could pay at least $2,692
- Policy cost to insure a teenage driver for full coverage can be $4,776 or more
Insurance rates for a Chevrolet Trax also range considerably based on liability limits and deductibles, your driving record, and the trim level and model year.
Choosing high deductibles could cut rates by as much as $440 a year, whereas buying more liability protection will increase rates. Moving from a 50/100 liability limit to a 250/500 limit will raise rates by up to $387 more each year. View Rates by Deductible or Liability Limit
A more mature driver with no violations or accidents and higher deductibles may only pay around $1,200 a year, or $100 per month, for full coverage. Rates are highest for teenagers, since even excellent drivers should be prepared to pay as much as $4,700 a year. View Rates by Age
If you have a few points on your driving record or you were responsible for an accident, you may be forking out at least $1,500 to $2,100 additional every year, depending on your age. Chevrolet Trax insurance for high-risk drivers can be around 44% to 134% more than average. View High Risk Driver Rates
Your home state has a huge impact on Chevrolet Trax insurance rates. A driver around age 40 might see rates as low as $900 a year in states like New Hampshire, Ohio, and Utah, or as much as $1,680 on average in Florida, Michigan, and New York.
State | Premium | Compared to U.S. Avg | Percent Difference |
---|---|---|---|
Alabama | $1,126 | -$120 | -9.6% |
Alaska | $956 | -$290 | -23.3% |
Arizona | $1,034 | -$212 | -17.0% |
Arkansas | $1,246 | -$0 | 0.0% |
California | $1,418 | $172 | 13.8% |
Colorado | $1,190 | -$56 | -4.5% |
Connecticut | $1,282 | $36 | 2.9% |
Delaware | $1,410 | $164 | 13.2% |
Florida | $1,556 | $310 | 24.9% |
Georgia | $1,148 | -$98 | -7.9% |
Hawaii | $894 | -$352 | -28.3% |
Idaho | $842 | -$404 | -32.4% |
Illinois | $928 | -$318 | -25.5% |
Indiana | $938 | -$308 | -24.7% |
Iowa | $840 | -$406 | -32.6% |
Kansas | $1,186 | -$60 | -4.8% |
Kentucky | $1,698 | $452 | 36.3% |
Louisiana | $1,844 | $598 | 48.0% |
Maine | $768 | -$478 | -38.4% |
Maryland | $1,028 | -$218 | -17.5% |
Massachusetts | $998 | -$248 | -19.9% |
Michigan | $2,164 | $918 | 73.7% |
Minnesota | $1,042 | -$204 | -16.4% |
Mississippi | $1,492 | $246 | 19.7% |
Missouri | $1,106 | -$140 | -11.2% |
Montana | $1,340 | $94 | 7.5% |
Nebraska | $982 | -$264 | -21.2% |
Nevada | $1,492 | $246 | 19.7% |
New Hampshire | $898 | -$348 | -27.9% |
New Jersey | $1,394 | $148 | 11.9% |
New Mexico | $1,102 | -$144 | -11.6% |
New York | $1,312 | $66 | 5.3% |
North Carolina | $718 | -$528 | -42.4% |
North Dakota | $1,020 | -$226 | -18.1% |
Ohio | $860 | -$386 | -31.0% |
Oklahoma | $1,280 | $34 | 2.7% |
Oregon | $1,142 | -$104 | -8.3% |
Pennsylvania | $1,188 | -$58 | -4.7% |
Rhode Island | $1,660 | $414 | 33.2% |
South Carolina | $1,126 | -$120 | -9.6% |
South Dakota | $1,052 | -$194 | -15.6% |
Tennessee | $1,092 | -$154 | -12.4% |
Texas | $1,502 | $256 | 20.5% |
Utah | $922 | -$324 | -26.0% |
Vermont | $854 | -$392 | -31.5% |
Virginia | $746 | -$500 | -40.1% |
Washington | $962 | -$284 | -22.8% |
West Virginia | $1,142 | -$104 | -8.3% |
Wisconsin | $864 | -$382 | -30.7% |
Wyoming | $1,108 | -$138 | -11.1% |
Model Year | Comprehensive | Collision | Liability | Total Premium |
---|---|---|---|---|
2020 Chevrolet Trax | $240 | $418 | $430 | $1,246 |
2018 Chevrolet Trax | $218 | $374 | $452 | $1,202 |
2017 Chevrolet Trax | $208 | $352 | $456 | $1,174 |
2016 Chevrolet Trax | $200 | $316 | $460 | $1,134 |
2015 Chevrolet Trax | $188 | $292 | $460 | $1,098 |
Rates are averaged for all Chevrolet Trax models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for the Best Cheap Chevrolet Trax Insurance
Finding cheaper rates on auto insurance requires being safe and accident-free, having above-average credit, not filing small claims, and deciding if full coverage is necessary. Invest the time to compare rates every couple of years by obtaining price quotes from direct companies, and also from several local insurance agents.
Below you'll find a quick review of the material that was presented in the illustrations above.
- Consumers who may need more liability protection will pay about $470 every year to increase from a 30/60 limit to a 250/500 level
- Youthful drivers are charged the highest rates, as much as $398 each month if full coverage is included
- Drivers with a DUI or reckless driving violation pay on average $1,450 more every year than a low-risk driver
- Increasing comprehensive and collision deductibles could save as much as $450 each year
Now that you have a better understanding of how an individual driver’s rates are determined, the next step is to shop with assurance for Chevrolet Trax insurance rates from multiple providers. You can even take advantage of our free quote tool below.
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What are the safety ratings of the Chevrolet Trax?
It’s important to consider the safety ratings of the Chevrolet Trax to get a good idea of where you might qualify for policy discounts.
The ratings below show the breakdown of the crash test ratings for this model. The following results influence how much the 2019 Chevrolet Trax costs to insure.
- Small overlap front (driver-side): Good
- Small overlap front (passenger-side): Acceptable
- Moderate overlap front: Good
- Side: Good
- Roof strength: Good
- Head restraints and seats: Good
For a frame of reference, the “Good” rating administered by the IIHS is the highest rating possible while “Acceptable” is the next best score a vehicle can receive.
Chevrolet Trax Compared Against Other Vehicles in the Same Class
Classified as a small SUV, the Chevrolet Trax is lighter than some of the other SUVs on the road, which contributes to its overall safety rating.
So long as the Insurance Institute for Highway Safety (IIHS) reflects that the Chevrolet Trax has favorable loss percentages for its class, you can still save on Chevy Trax insurance rates.
Take a look at the following small SUVs to see how their average insurance rates compare to the Chevrolet Trax.
Now that we have gone into great detail about how insurance rates are calculated, is there anything you want to know more about? If not, be sure to use our free online tool to start comparing Chevrolet Trax insurance quotes from multiple providers today.
Rate Tables and Charts
Rates by Driver Age
Driver Age | Premium |
---|---|
16 | $4,776 |
20 | $2,876 |
30 | $1,286 |
40 | $1,246 |
50 | $1,140 |
60 | $1,116 |
Full coverage, $500 deductibles
Rates by Deductible
Deductible | Premium |
---|---|
$100 | $1,536 |
$250 | $1,400 |
$500 | $1,246 |
$1,000 | $1,096 |
Full coverage, driver age 40
Rates by Liability Limit
Liability Limit | Premium |
---|---|
30/60 | $1,246 |
50/100 | $1,332 |
100/300 | $1,440 |
250/500 | $1,719 |
100 CSL | $1,375 |
300 CSL | $1,612 |
500 CSL | $1,784 |
Full coverage, driver age 40
Rates for High Risk Drivers
Age | Premium |
---|---|
16 | $6,786 |
20 | $4,578 |
30 | $2,740 |
40 | $2,692 |
50 | $2,574 |
60 | $2,550 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
Discount | Savings |
---|---|
Multi-policy | $65 |
Multi-vehicle | $66 |
Homeowner | $19 |
5-yr Accident Free | $87 |
5-yr Claim Free | $80 |
Paid in Full/EFT | $54 |
Advance Quote | $60 |
Online Quote | $87 |
Total Discounts | $518 |
Discounts are estimated and may not be available from every company or in every state.
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