Chrysler Pacifica Insurance Rates
Enter your zip code below to view companies that have cheap auto insurance rates.
UPDATED: Jun 4, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
If you ever wondered how much Chrysler Pacifica insurance cost, the average Chrysler Pacifica insurance rates are $1,332 a year for full coverage. There are several factors that determine individual Chrysler Pacifica car insurance rates, such as the age and location of the driver.
In order to help you on your way to securing a policy that meets your needs and budget, we have prepared this detailed article. You can even start comparing Chrysler Pacifica quotes right now by taking advantage of our free online tool.
U.S. average insurance prices for a Chrysler Pacifica are $808 every 12 months including full coverage. Comprehensive costs an estimated $144, collision costs $152, and liability costs $376. A policy with just liability insurance costs as little as $426 a year, with coverage for high-risk drivers costing around $1,718. Teens pay the highest rates at $3,228 a year or more.
Average premium for full coverage: $808
Price estimates broken down by individual coverage:
Rates are based on $500 comprehensive and collision deductibles, 30/60 bodily injury liability limits, and includes both medical and uninsured motorist insurance. Estimates are averaged for all 50 U.S. states and for different Pacifica trim levels.
Price Range from Low to High
For the normal driver, Chrysler Pacifica insurance prices go from the cheapest price of $426 for minimum levels of liability insurance to a much higher rate of $1,718 for a driver who requires high-risk insurance.
Geographic Price Range
Your location can make a big difference on the price of auto insurance. More rural locations have more infrequent comprehensive and collision claims than cities with more traffic congestion.
The price range example below illustrates how geographic area affects insurance prices.
The ranges above highlight why anyone shopping for car insurance should compare rates for a targeted area and their own driving history, instead of making a decision based on averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Details
The chart below breaks down estimated Chrysler Pacifica insurance rates for other coverage scenarios.
- The cheapest rate after discounts is $500
- Drivers who choose higher $1,000 deductibles will pay approximately $70 every year
- The average price for the average middle-age driver who has $500 deductibles is $808
- Selecting more expensive low deductibles for comprehensive and collision insurance increases the price to $934
- Drivers with serious driving violations could pay up to $1,718 or more
- The price to insure a 16-year-old driver with full coverage can cost as much as $3,228 a year
Insurance prices for a Chrysler Pacifica are also quite variable based on deductibles and policy limits, your driving characteristics, and the model year and trim level.
Choosing higher comprehensive and collision insurance deductibles could save up to $200 annually, while increasing your policy's liability limits will increase premiums. Changing from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $339 more per year. View Rates by Deductible or Liability Limit
An older driver with a clean driving record and higher deductibles may pay as low as $800 per year on average for full coverage. Prices are much higher for teenage drivers, since even excellent drivers can expect to pay at least $3,200 a year. View Rates by Age
If you have some driving violations or you were responsible for an accident, you are likely paying $900 to $1,400 extra each year, depending on your age. High-risk driver insurance can cost from 43% to 124% more than the average policy. View High Risk Driver Rates
The state you live in makes a big difference in Chrysler Pacifica insurance prices. A 40-year-old driver could pay as low as $620 a year in states like Vermont, New Hampshire, and Missouri, or have to pay at least $1,150 on average in Louisiana, New York, and Michigan.
State | Premium | Compared to U.S. Avg | Percent Difference |
---|---|---|---|
Alabama | $730 | -$78 | -9.7% |
Alaska | $618 | -$190 | -23.5% |
Arizona | $668 | -$140 | -17.3% |
Arkansas | $808 | -$0 | 0.0% |
California | $920 | $112 | 13.9% |
Colorado | $770 | -$38 | -4.7% |
Connecticut | $828 | $20 | 2.5% |
Delaware | $912 | $104 | 12.9% |
Florida | $1,008 | $200 | 24.8% |
Georgia | $746 | -$62 | -7.7% |
Hawaii | $580 | -$228 | -28.2% |
Idaho | $548 | -$260 | -32.2% |
Illinois | $600 | -$208 | -25.7% |
Indiana | $608 | -$200 | -24.8% |
Iowa | $542 | -$266 | -32.9% |
Kansas | $766 | -$42 | -5.2% |
Kentucky | $1,100 | $292 | 36.1% |
Louisiana | $1,194 | $386 | 47.8% |
Maine | $498 | -$310 | -38.4% |
Maryland | $666 | -$142 | -17.6% |
Massachusetts | $642 | -$166 | -20.5% |
Michigan | $1,402 | $594 | 73.5% |
Minnesota | $676 | -$132 | -16.3% |
Mississippi | $966 | $158 | 19.6% |
Missouri | $718 | -$90 | -11.1% |
Montana | $866 | $58 | 7.2% |
Nebraska | $634 | -$174 | -21.5% |
Nevada | $966 | $158 | 19.6% |
New Hampshire | $584 | -$224 | -27.7% |
New Jersey | $902 | $94 | 11.6% |
New Mexico | $714 | -$94 | -11.6% |
New York | $848 | $40 | 5.0% |
North Carolina | $464 | -$344 | -42.6% |
North Dakota | $662 | -$146 | -18.1% |
Ohio | $556 | -$252 | -31.2% |
Oklahoma | $828 | $20 | 2.5% |
Oregon | $740 | -$68 | -8.4% |
Pennsylvania | $768 | -$40 | -5.0% |
Rhode Island | $1,078 | $270 | 33.4% |
South Carolina | $732 | -$76 | -9.4% |
South Dakota | $680 | -$128 | -15.8% |
Tennessee | $708 | -$100 | -12.4% |
Texas | $972 | $164 | 20.3% |
Utah | $596 | -$212 | -26.2% |
Vermont | $550 | -$258 | -31.9% |
Virginia | $484 | -$324 | -40.1% |
Washington | $622 | -$186 | -23.0% |
West Virginia | $740 | -$68 | -8.4% |
Wisconsin | $558 | -$250 | -30.9% |
Wyoming | $718 | -$90 | -11.1% |
Since prices can be so different, the best way to figure out which car insurance is cheapest is to compare prices from multiple companies. Every company calculates prices differently, so the prices may be quite different.
Model Year | Comprehensive | Collision | Liability | Total Premium |
---|---|---|---|---|
2007 Chrysler Pacifica | $166 | $178 | $390 | $870 |
2006 Chrysler Pacifica | $162 | $168 | $384 | $850 |
2004 Chrysler Pacifica | $144 | $152 | $376 | $808 |
Rates are averaged for all Chrysler Pacifica models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for the Best Cheap Chrysler Pacifica Insurance
Getting lower rates on insurance for a Chrysler Pacifica not only requires having a decent driving record, but also having good credit, being claim-free, and taking advantage of discounts. Invest the time to compare rates at every other renewal by getting quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from local insurance agencies.
The following items are a quick review of the concepts that were presented in the illustrations above.
- Drivers considered higher risk with a DUI or reckless driving violation may have to pay on average $910 more annually than a driver with a clean driving record
- 16 to 18-year-old drivers are charged the highest prices, possibly costing $269 a month if they have full coverage
- You may be able to save approximately $90 per year simply by shopping early and online
- Increasing physical damage deductibles could save as much as $200 each year
- You may be able to save approximately $90 per year simply by shopping early and online
To this point, it’s clear that insurance companies consider a wide assortment of factors when quoting potential policyholders. You can start to discover Chrysler Pacifica car insurance rates right now by using our complimentary quote comparison tool below.
Compare Quotes From Top Companies and Save Secured with SHA-256 EncryptionFree Car Insurance Comparison
What are the Chrysler Pacifica safety ratings?
The safety ratings of the Chrysler Pacifica are important to know because positive scores translate to favorable insurance rates.
Take a look at the Chrysler Pacifica’s safety ratings as determined by the Insurance Insitute for Highway Safety (IIHS).
- Small overlap front (driver-side): Good
- Small overlap front (passenger-side): Acceptable
- Moderate overlap front: Good
- Side: Good
- Roof strength: Good
- Head restraints and seats: Good
These scores indicate that the Chrysler Pacifica received the highest mark possible in each category with the exception of the small overlap on the passenger’s side.
Chrysler Pacifica Compared Against Other Vehicles in the Same Class
Classified as a minivan, the Chrysler Pacifica has plenty of competition for its vehicle segment. Take a look at the following comparable models:
When it comes down to the figures, the IIHS reports that the Chrysler Pacifica has a bodily injury loss percentage of -19 percent and a property damage loss percentage of -15 percent. These figures are considered above average for this vehicle class, and helps contribute to lower rates.
We have uncovered a lot of information about Chrysler Pacifica car insurance, so is there anything we might have missed? If not, start comparing Chrysler Pacifica insurance rates from multiple companies by using our free online quote tool.
Rate Tables and Charts
Rates by Driver Age
Driver Age | Premium |
---|---|
16 | $3,228 |
20 | $1,824 |
30 | $822 |
40 | $808 |
50 | $740 |
60 | $726 |
Full coverage, $500 deductibles
Rates by Deductible
Deductible | Premium |
---|---|
$100 | $934 |
$250 | $878 |
$500 | $808 |
$1,000 | $738 |
Full coverage, driver age 40
Rates by Liability Limit
Liability Limit | Premium |
---|---|
30/60 | $808 |
50/100 | $883 |
100/300 | $977 |
250/500 | $1,222 |
100 CSL | $921 |
300 CSL | $1,128 |
500 CSL | $1,278 |
Full coverage, driver age 40
Rates for High Risk Drivers
Age | Premium |
---|---|
16 | $4,534 |
20 | $2,896 |
30 | $1,732 |
40 | $1,718 |
50 | $1,642 |
60 | $1,622 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
Discount | Savings |
---|---|
Multi-policy | $40 |
Multi-vehicle | $42 |
Homeowner | $14 |
5-yr Accident Free | $47 |
5-yr Claim Free | $49 |
Paid in Full/EFT | $28 |
Advance Quote | $34 |
Online Quote | $54 |
Total Discounts | $308 |
Discounts are estimated and may not be available from every company or in every state.
Compare Rates and Save
Find companies with the cheapest rates in your area