Chrysler Pacifica Insurance Rates
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UPDATED: Jun 4, 2023
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If you ever wondered how much Chrysler Pacifica insurance cost, the average Chrysler Pacifica insurance rates are $1,332 a year for full coverage. There are several factors that determine individual Chrysler Pacifica car insurance rates, such as the age and location of the driver.
In order to help you on your way to securing a policy that meets your needs and budget, we have prepared this detailed article. You can even start comparing Chrysler Pacifica quotes right now by taking advantage of our free online tool.
U.S. average insurance prices for a Chrysler Pacifica are $808 every 12 months for full coverage. Comprehensive insurance costs an estimated $144 each year, collision insurance costs $152, and liability costs around $376. A policy with just liability insurance costs as low as $426 a year, and coverage for high-risk drivers costs $1,718 or more. Teen drivers pay the highest rates at up to $3,228 a year.
Average premium for full coverage: $808
Price estimates broken down by individual coverage:
Rate estimates include $500 policy deductibles, minimum liability limits, and includes both medical and uninsured motorist insurance. Estimates are averaged for all states and Pacifica models.
Price Range from Low to High
For the normal driver, Chrysler Pacifica insurance prices range from the cheapest price of $426 for minimum levels of liability insurance to a high rate of $1,718 for high-risk insurance.
Geographic Price Range
Where you live can have significant affects on insurance rates. More rural locations have more infrequent accident claims than larger metro areas. The graphic below illustrates how geographic area affects insurance prices.
The ranges above show why all drivers should compare prices for a targeted area and their own driving history, instead of using price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Details
The chart below shows average Chrysler Pacifica insurance rates for other coverage scenarios.
- The lowest rate with discounts is $500
- Using higher $1,000 deductibles will save approximately $70 a year
- The average price for the average middle-age driver who has $500 deductibles is $808
- Choosing low deductibles for physical damage coverage costs an extra $126 every year
- Drivers with multiple violations and an at-fault accident could pay up to $1,718
- The price to insure a teen driver can cost as much as $3,228 or more
Insurance prices for a Chrysler Pacifica are also quite variable based on deductibles and policy limits, your driver profile, and the model year and trim level.
Choosing high deductibles could cut prices by as much as $200 every year, whereas increasing liability limits will increase premiums. Going from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $339 more per year. View Rates by Deductible or Liability Limit
More mature drivers with a clean driving record and higher deductibles may pay as little as $800 a year for full coverage. Prices are highest for teenage drivers, since even excellent drivers can expect to pay at least $3,200 a year. View Rates by Age
If you have some driving violations or you were responsible for an accident, you could be paying $900 to $1,400 extra each year, depending on your age. Insurance for high-risk drivers can be as much as 43% to 124% more than average. View High Risk Driver Rates
The state you live in has a huge impact on Chrysler Pacifica insurance prices. A driver around age 40 might see prices as low as $530 a year in states like Iowa, Maine, and Idaho, or as much as $1,150 on average in New York, Louisiana, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $730 | -$78 | -9.7% |
| Alaska | $618 | -$190 | -23.5% |
| Arizona | $668 | -$140 | -17.3% |
| Arkansas | $808 | -$0 | 0.0% |
| California | $920 | $112 | 13.9% |
| Colorado | $770 | -$38 | -4.7% |
| Connecticut | $828 | $20 | 2.5% |
| Delaware | $912 | $104 | 12.9% |
| Florida | $1,008 | $200 | 24.8% |
| Georgia | $746 | -$62 | -7.7% |
| Hawaii | $580 | -$228 | -28.2% |
| Idaho | $548 | -$260 | -32.2% |
| Illinois | $600 | -$208 | -25.7% |
| Indiana | $608 | -$200 | -24.8% |
| Iowa | $542 | -$266 | -32.9% |
| Kansas | $766 | -$42 | -5.2% |
| Kentucky | $1,100 | $292 | 36.1% |
| Louisiana | $1,194 | $386 | 47.8% |
| Maine | $498 | -$310 | -38.4% |
| Maryland | $666 | -$142 | -17.6% |
| Massachusetts | $642 | -$166 | -20.5% |
| Michigan | $1,402 | $594 | 73.5% |
| Minnesota | $676 | -$132 | -16.3% |
| Mississippi | $966 | $158 | 19.6% |
| Missouri | $718 | -$90 | -11.1% |
| Montana | $866 | $58 | 7.2% |
| Nebraska | $634 | -$174 | -21.5% |
| Nevada | $966 | $158 | 19.6% |
| New Hampshire | $584 | -$224 | -27.7% |
| New Jersey | $902 | $94 | 11.6% |
| New Mexico | $714 | -$94 | -11.6% |
| New York | $848 | $40 | 5.0% |
| North Carolina | $464 | -$344 | -42.6% |
| North Dakota | $662 | -$146 | -18.1% |
| Ohio | $556 | -$252 | -31.2% |
| Oklahoma | $828 | $20 | 2.5% |
| Oregon | $740 | -$68 | -8.4% |
| Pennsylvania | $768 | -$40 | -5.0% |
| Rhode Island | $1,078 | $270 | 33.4% |
| South Carolina | $732 | -$76 | -9.4% |
| South Dakota | $680 | -$128 | -15.8% |
| Tennessee | $708 | -$100 | -12.4% |
| Texas | $972 | $164 | 20.3% |
| Utah | $596 | -$212 | -26.2% |
| Vermont | $550 | -$258 | -31.9% |
| Virginia | $484 | -$324 | -40.1% |
| Washington | $622 | -$186 | -23.0% |
| West Virginia | $740 | -$68 | -8.4% |
| Wisconsin | $558 | -$250 | -30.9% |
| Wyoming | $718 | -$90 | -11.1% |
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2007 Chrysler Pacifica | $166 | $178 | $390 | $870 |
| 2006 Chrysler Pacifica | $162 | $168 | $384 | $850 |
| 2004 Chrysler Pacifica | $144 | $152 | $376 | $808 |
Rates are averaged for all Chrysler Pacifica models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for the Best Chrysler Pacifica Insurance
Getting lower rates on car insurance requires avoiding accidents and claims, having good credit, eliminating unnecessary coverage, and deciding if full coverage is necessary. Invest the time to compare rates every couple of years by requesting rates from direct carriers like Progressive, GEICO, and Esurance, and also from several local insurance agents.
The points below are a brief recap of the material that was presented in the illustrations above.
- Policyholders who want increased liability limits will pay about $410 each year to increase from a low limit to a 250/500 level
- Drivers under the age of 20 are charged the highest prices, with premiums as much as $269 a month if they have full coverage
- Higher risk drivers who tend to receive serious violations pay on average $910 more annually to insure a Chrysler Pacifica
- Increasing physical damage deductibles could save as much as $200 each year
To this point, it’s clear that insurance companies consider a wide assortment of factors when quoting potential policyholders. You can start to discover Chrysler Pacifica car insurance rates right now by using our complimentary quote comparison tool below.
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What are the Chrysler Pacifica safety ratings?
The safety ratings of the Chrysler Pacifica are important to know because positive scores translate to favorable insurance rates.
Take a look at the Chrysler Pacifica’s safety ratings as determined by the Insurance Insitute for Highway Safety (IIHS).
- Small overlap front (driver-side): Good
- Small overlap front (passenger-side): Acceptable
- Moderate overlap front: Good
- Side: Good
- Roof strength: Good
- Head restraints and seats: Good
These scores indicate that the Chrysler Pacifica received the highest mark possible in each category with the exception of the small overlap on the passenger’s side.
Chrysler Pacifica Compared Against Other Vehicles in the Same Class
Classified as a minivan, the Chrysler Pacifica has plenty of competition for its vehicle segment. Take a look at the following comparable models:
When it comes down to the figures, the IIHS reports that the Chrysler Pacifica has a bodily injury loss percentage of -19 percent and a property damage loss percentage of -15 percent. These figures are considered above average for this vehicle class, and helps contribute to lower rates.
We have uncovered a lot of information about Chrysler Pacifica car insurance, so is there anything we might have missed? If not, start comparing Chrysler Pacifica insurance rates from multiple companies by using our free online quote tool.
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $3,228 |
| 20 | $1,824 |
| 30 | $822 |
| 40 | $808 |
| 50 | $740 |
| 60 | $726 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $934 |
| $250 | $878 |
| $500 | $808 |
| $1,000 | $738 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $808 |
| 50/100 | $883 |
| 100/300 | $977 |
| 250/500 | $1,222 |
| 100 CSL | $921 |
| 300 CSL | $1,128 |
| 500 CSL | $1,278 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $4,534 |
| 20 | $2,896 |
| 30 | $1,732 |
| 40 | $1,718 |
| 50 | $1,642 |
| 60 | $1,622 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $40 |
| Multi-vehicle | $42 |
| Homeowner | $14 |
| 5-yr Accident Free | $47 |
| 5-yr Claim Free | $49 |
| Paid in Full/EFT | $28 |
| Advance Quote | $34 |
| Online Quote | $54 |
| Total Discounts | $308 |
Discounts are estimated and may not be available from every company or in every state.
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