Dodge Caliber Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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UPDATED: Jun 4, 2023

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U.S. average insurance prices for a Dodge Caliber are $910 every 12 months for full coverage. Comprehensive insurance costs on average $126 a year, collision insurance costs $166, and liability costs $460. A policy with just liability insurance costs as little as $510 a year, and coverage for high-risk drivers costs $1,962 or more. Teenage drivers pay the highest rates at up to $3,768 a year.

Average premium for full coverage: $910

Price estimates by individual coverage:

Comprehensive $126
Collision $166
Liability $460

Price estimates include $500 policy deductibles, 30/60 bodily injury liability limits, and includes uninsured motorist and medical coverage. Estimates are averaged for all states and Caliber trim levels.

Price Range from Low to High

For a driver in their 40's, Dodge Caliber insurance prices range from the cheapest price of $510 for the bare minimum liability coverage to a high of $1,962 for a driver who requires high-risk insurance.

Liability Only $510
Full Coverage $910
High Risk $1,962

Geographic Price Range

Your location can have significant affects on car insurance rates. Rural areas have more infrequent accident claims than densely populated cities. The diagram below illustrates how location helps determine car insurance rates.

Rural Areas $683
Small Cities $956
Large Cities $1,229

The ranges above show why it is important to compare rates based on a specific location and their own driving history, instead of using average rates.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Information

The chart below shows average Dodge Caliber insurance rates for different risk profiles and scenarios.

  • The best discount rate is $559
  • Drivers who choose higher $1,000 deductibles will pay around $844 a year
  • The average price for the average middle-age driver with $500 deductibles is $910
  • Using low $100 deductibles for comprehensive and collision insurance costs an extra $126 every year
  • Higher-risk drivers who are prone to accidents and violations could pay upwards of $1,962
  • The price to insure a teen driver may cost $3,768 a year

View Chart as Image

Dodge Caliber insurance cost comparison chart
Column chart showing Dodge Caliber insurance prices range from $559 to $3,768 for full coverage

Insurance prices for a Dodge Caliber are also quite variable based on deductibles and policy limits, your driver profile, and the trim level of your Caliber.

Using high physical damage deductibles could save up to $200 every year, while buying higher liability limits will cost you more. Going from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $414 more per year. View Rates by Deductible or Liability Limit

Older drivers with a clean driving record and higher deductibles may pay as little as $900 per year on average for full coverage. Prices are much higher for teenage drivers, since even excellent drivers can expect to pay upwards of $3,700 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you could be paying at a minimum $1,100 to $1,600 extra each year, depending on your age. A high-risk auto insurance policy can cost as much as 42% to 134% more than a normal policy. View High Risk Driver Rates

The state you live in makes a big difference in Dodge Caliber insurance prices. A 40-year-old driver could pay as low as $600 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $1,300 on average in Michigan, Louisiana, and New York.

Dodge Caliber Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $824 -$86 -9.5%
Alaska $698 -$212 -23.3%
Arizona $756 -$154 -16.9%
Arkansas $910 -$0 0.0%
California $1,038 $128 14.1%
Colorado $872 -$38 -4.2%
Connecticut $938 $28 3.1%
Delaware $1,030 $120 13.2%
Florida $1,140 $230 25.3%
Georgia $840 -$70 -7.7%
Hawaii $654 -$256 -28.1%
Idaho $618 -$292 -32.1%
Illinois $678 -$232 -25.5%
Indiana $686 -$224 -24.6%
Iowa $614 -$296 -32.5%
Kansas $866 -$44 -4.8%
Kentucky $1,244 $334 36.7%
Louisiana $1,348 $438 48.1%
Maine $562 -$348 -38.2%
Maryland $752 -$158 -17.4%
Massachusetts $730 -$180 -19.8%
Michigan $1,584 $674 74.1%
Minnesota $764 -$146 -16.0%
Mississippi $1,092 $182 20.0%
Missouri $808 -$102 -11.2%
Montana $980 $70 7.7%
Nebraska $720 -$190 -20.9%
Nevada $1,094 $184 20.2%
New Hampshire $656 -$254 -27.9%
New Jersey $1,018 $108 11.9%
New Mexico $808 -$102 -11.2%
New York $960 $50 5.5%
North Carolina $524 -$386 -42.4%
North Dakota $746 -$164 -18.0%
Ohio $632 -$278 -30.5%
Oklahoma $938 $28 3.1%
Oregon $834 -$76 -8.4%
Pennsylvania $870 -$40 -4.4%
Rhode Island $1,216 $306 33.6%
South Carolina $826 -$84 -9.2%
South Dakota $768 -$142 -15.6%
Tennessee $798 -$112 -12.3%
Texas $1,098 $188 20.7%
Utah $676 -$234 -25.7%
Vermont $624 -$286 -31.4%
Virginia $546 -$364 -40.0%
Washington $706 -$204 -22.4%
West Virginia $834 -$76 -8.4%
Wisconsin $632 -$278 -30.5%
Wyoming $812 -$98 -10.8%

View Chart as Image

Dodge Caliber insurance rates by U.S. city

Insurance Rates by Trim Level and Model Year

Dodge Caliber Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Dodge Caliber Express $894 $75
Dodge Caliber Heat $894 $75
Dodge Caliber SE $894 $75
Dodge Caliber Mainstreet $922 $77
Dodge Caliber Rush $922 $77
Dodge Caliber SXT $922 $77
Dodge Caliber Uptown $922 $77
Dodge Caliber R/T $938 $78

Rates assume 2007 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Dodge Caliber Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2011 Dodge Caliber $150 $228 $478 $1,014
2010 Dodge Caliber $140 $210 $474 $982
2009 Dodge Caliber $132 $190 $474 $954
2008 Dodge Caliber $128 $170 $468 $924
2007 Dodge Caliber $126 $166 $460 $910

Rates are averaged for all Dodge Caliber models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Shop for Cheaper Dodge Caliber Insurance

Getting lower rates on car insurance not only requires being safe and accident-free, but also having good credit, eliminating unnecessary coverage, and determing if full coverage is necessary. Invest time comparing rates at every other renewal by getting price quotes from direct carriers like Progressive, GEICO, and Esurance, and also from local independent and exclusive agents.

Below you'll find a condensed summary of the concepts that were covered in the charts and tables above.

  • Higher risk drivers with multiple at-fault accidents pay an average of $1,050 more each year than a low-risk driver
  • Youthful drivers pay the highest prices, with premiums as much as $314 a month if they have full coverage
  • Drivers can save as much as $100 per year just by quoting early and online
  • Increasing physical damage deductibles could save as much as $200 each year
  • Drivers can save as much as $100 per year just by quoting early and online

Rates by Driver Age

Dodge Caliber Insurance Rates by Driver Age
Driver Age Premium
16 $3,768
20 $2,094
30 $920
40 $910
50 $838
60 $820

Full coverage, $500 deductibles

Rates by Deductible

Dodge Caliber Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,036
$250 $980
$500 $910
$1,000 $844

Full coverage, driver age 40

Rates by Liability Limit

Dodge Caliber Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $910
50/100 $1,030
100/300 $1,145
250/500 $1,444
100 CSL $1,076
300 CSL $1,329
500 CSL $1,513

Full coverage, driver age 40

Rates for High Risk Drivers

Dodge Caliber Insurance Rates for High Risk Drivers
Age Premium
16 $5,288
20 $3,336
30 $1,972
40 $1,962
50 $1,880
60 $1,862

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $121

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $45
Multi-vehicle $50
Homeowner $17
5-yr Accident Free $53
5-yr Claim Free $56
Paid in Full/EFT $31
Advance Quote $39
Online Quote $60
Total Discounts $351
Rate after discounts $559

Discounts are estimated and may not be available from every company or in every state.

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