Dodge Caliber Insurance Rates
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UPDATED: Jun 4, 2023
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U.S. average insurance prices for a Dodge Caliber are $910 every 12 months for full coverage. Comprehensive insurance costs on average $126 a year, collision insurance costs $166, and liability costs $460. A policy with just liability insurance costs as little as $510 a year, and coverage for high-risk drivers costs $1,962 or more. Teenage drivers pay the highest rates at up to $3,768 a year.
Average premium for full coverage: $910
Price estimates by individual coverage:
Price estimates include $500 policy deductibles, 30/60 bodily injury liability limits, and includes uninsured motorist and medical coverage. Estimates are averaged for all states and Caliber trim levels.
Price Range from Low to High
For a driver in their 40's, Dodge Caliber insurance prices range from the cheapest price of $510 for the bare minimum liability coverage to a high of $1,962 for a driver who requires high-risk insurance.
Geographic Price Range
Your location can have significant affects on car insurance rates. Rural areas have more infrequent accident claims than densely populated cities. The diagram below illustrates how location helps determine car insurance rates.
The ranges above show why it is important to compare rates based on a specific location and their own driving history, instead of using average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Information
The chart below shows average Dodge Caliber insurance rates for different risk profiles and scenarios.
- The best discount rate is $559
- Drivers who choose higher $1,000 deductibles will pay around $844 a year
- The average price for the average middle-age driver with $500 deductibles is $910
- Using low $100 deductibles for comprehensive and collision insurance costs an extra $126 every year
- Higher-risk drivers who are prone to accidents and violations could pay upwards of $1,962
- The price to insure a teen driver may cost $3,768 a year
Insurance prices for a Dodge Caliber are also quite variable based on deductibles and policy limits, your driver profile, and the trim level of your Caliber.
Using high physical damage deductibles could save up to $200 every year, while buying higher liability limits will cost you more. Going from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $414 more per year. View Rates by Deductible or Liability Limit
Older drivers with a clean driving record and higher deductibles may pay as little as $900 per year on average for full coverage. Prices are much higher for teenage drivers, since even excellent drivers can expect to pay upwards of $3,700 a year. View Rates by Age
If you have some driving violations or you were responsible for an accident, you could be paying at a minimum $1,100 to $1,600 extra each year, depending on your age. A high-risk auto insurance policy can cost as much as 42% to 134% more than a normal policy. View High Risk Driver Rates
The state you live in makes a big difference in Dodge Caliber insurance prices. A 40-year-old driver could pay as low as $600 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $1,300 on average in Michigan, Louisiana, and New York.
State | Premium | Compared to U.S. Avg | Percent Difference |
---|---|---|---|
Alabama | $824 | -$86 | -9.5% |
Alaska | $698 | -$212 | -23.3% |
Arizona | $756 | -$154 | -16.9% |
Arkansas | $910 | -$0 | 0.0% |
California | $1,038 | $128 | 14.1% |
Colorado | $872 | -$38 | -4.2% |
Connecticut | $938 | $28 | 3.1% |
Delaware | $1,030 | $120 | 13.2% |
Florida | $1,140 | $230 | 25.3% |
Georgia | $840 | -$70 | -7.7% |
Hawaii | $654 | -$256 | -28.1% |
Idaho | $618 | -$292 | -32.1% |
Illinois | $678 | -$232 | -25.5% |
Indiana | $686 | -$224 | -24.6% |
Iowa | $614 | -$296 | -32.5% |
Kansas | $866 | -$44 | -4.8% |
Kentucky | $1,244 | $334 | 36.7% |
Louisiana | $1,348 | $438 | 48.1% |
Maine | $562 | -$348 | -38.2% |
Maryland | $752 | -$158 | -17.4% |
Massachusetts | $730 | -$180 | -19.8% |
Michigan | $1,584 | $674 | 74.1% |
Minnesota | $764 | -$146 | -16.0% |
Mississippi | $1,092 | $182 | 20.0% |
Missouri | $808 | -$102 | -11.2% |
Montana | $980 | $70 | 7.7% |
Nebraska | $720 | -$190 | -20.9% |
Nevada | $1,094 | $184 | 20.2% |
New Hampshire | $656 | -$254 | -27.9% |
New Jersey | $1,018 | $108 | 11.9% |
New Mexico | $808 | -$102 | -11.2% |
New York | $960 | $50 | 5.5% |
North Carolina | $524 | -$386 | -42.4% |
North Dakota | $746 | -$164 | -18.0% |
Ohio | $632 | -$278 | -30.5% |
Oklahoma | $938 | $28 | 3.1% |
Oregon | $834 | -$76 | -8.4% |
Pennsylvania | $870 | -$40 | -4.4% |
Rhode Island | $1,216 | $306 | 33.6% |
South Carolina | $826 | -$84 | -9.2% |
South Dakota | $768 | -$142 | -15.6% |
Tennessee | $798 | -$112 | -12.3% |
Texas | $1,098 | $188 | 20.7% |
Utah | $676 | -$234 | -25.7% |
Vermont | $624 | -$286 | -31.4% |
Virginia | $546 | -$364 | -40.0% |
Washington | $706 | -$204 | -22.4% |
West Virginia | $834 | -$76 | -8.4% |
Wisconsin | $632 | -$278 | -30.5% |
Wyoming | $812 | -$98 | -10.8% |
Insurance Rates by Trim Level and Model Year
Model and Trim | Annual Premium | Monthly Premium |
---|---|---|
Dodge Caliber Express | $894 | $75 |
Dodge Caliber Heat | $894 | $75 |
Dodge Caliber SE | $894 | $75 |
Dodge Caliber Mainstreet | $922 | $77 |
Dodge Caliber Rush | $922 | $77 |
Dodge Caliber SXT | $922 | $77 |
Dodge Caliber Uptown | $922 | $77 |
Dodge Caliber R/T | $938 | $78 |
Rates assume 2007 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
Model Year | Comprehensive | Collision | Liability | Total Premium |
---|---|---|---|---|
2011 Dodge Caliber | $150 | $228 | $478 | $1,014 |
2010 Dodge Caliber | $140 | $210 | $474 | $982 |
2009 Dodge Caliber | $132 | $190 | $474 | $954 |
2008 Dodge Caliber | $128 | $170 | $468 | $924 |
2007 Dodge Caliber | $126 | $166 | $460 | $910 |
Rates are averaged for all Dodge Caliber models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for Cheaper Dodge Caliber Insurance
Getting lower rates on car insurance not only requires being safe and accident-free, but also having good credit, eliminating unnecessary coverage, and determing if full coverage is necessary. Invest time comparing rates at every other renewal by getting price quotes from direct carriers like Progressive, GEICO, and Esurance, and also from local independent and exclusive agents.
Below you'll find a condensed summary of the concepts that were covered in the charts and tables above.
- Higher risk drivers with multiple at-fault accidents pay an average of $1,050 more each year than a low-risk driver
- Youthful drivers pay the highest prices, with premiums as much as $314 a month if they have full coverage
- Drivers can save as much as $100 per year just by quoting early and online
- Increasing physical damage deductibles could save as much as $200 each year
- Drivers can save as much as $100 per year just by quoting early and online
Rate Tables and Charts
Rates by Driver Age
Driver Age | Premium |
---|---|
16 | $3,768 |
20 | $2,094 |
30 | $920 |
40 | $910 |
50 | $838 |
60 | $820 |
Full coverage, $500 deductibles
Rates by Deductible
Deductible | Premium |
---|---|
$100 | $1,036 |
$250 | $980 |
$500 | $910 |
$1,000 | $844 |
Full coverage, driver age 40
Rates by Liability Limit
Liability Limit | Premium |
---|---|
30/60 | $910 |
50/100 | $1,030 |
100/300 | $1,145 |
250/500 | $1,444 |
100 CSL | $1,076 |
300 CSL | $1,329 |
500 CSL | $1,513 |
Full coverage, driver age 40
Rates for High Risk Drivers
Age | Premium |
---|---|
16 | $5,288 |
20 | $3,336 |
30 | $1,972 |
40 | $1,962 |
50 | $1,880 |
60 | $1,862 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
Discount | Savings |
---|---|
Multi-policy | $45 |
Multi-vehicle | $50 |
Homeowner | $17 |
5-yr Accident Free | $53 |
5-yr Claim Free | $56 |
Paid in Full/EFT | $31 |
Advance Quote | $39 |
Online Quote | $60 |
Total Discounts | $351 |
Discounts are estimated and may not be available from every company or in every state.
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