GMC Savana Insurance Rates

Estimated auto insurance rates for a GMC Savana are $878 annually for full coverage insurance. Comprehensive costs approximately $126 each year, collision costs $152, and liability coverage is estimated at $442. Liability-only coverage costs approximately $496 a year, with high-risk coverage costing around $1,886. Teens pay the most at $3,630 a year or more.

Average premium for full coverage: $878

Premium estimates by type of coverage:

Rates are based on $500 physical damage insurance deductibles, 30/60 split liability limits, and includes medical and uninsured motorist coverage. Rates include averaging for all 50 states and Savana models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Living in a larger city has a large influence on the price of auto insurance. Rural locations are statistically proven to have fewer physical damage claims than cities with more traffic congestion.

The graphic below illustrates how rural and urban location affects auto insurance prices.

These rate differences illustrate why all drivers should get quotes using their specific location and their own personal driving habits, rather than using averaged prices.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below illustrates estimated GMC Savana insurance rates for additional coverage and risk scenarios.

• The cheapest rate after discounts is $544
• Choosing higher $1,000 deductibles can save $64 each year
• The estimated rate for a 40-year-old good driver who chooses $500 deductibles is $878
• Selecting low deductibles for comp and collision coverage will cost $1,000
• Drivers with serious driving violations could pay around $1,886 or more
• An auto insurance policy with full coverage for a teenage driver can cost $3,630 each year

View Chart as Image

Insurance prices for a GMC Savana also have a wide range based on the model of your Savana, your risk profile, and physical damage deductibles and liability limits.

More mature drivers with a clean driving record and high physical damage deductibles may only pay around $800 annually on average, or $67 per month, for full coverage. Prices are much higher for drivers in their teens, where even without any violations or accidents they can expect to pay in the ballpark of $3,600 a year. View Rates by Age

If you have a few violations or you caused a few accidents, you are probably paying anywhere from $1,000 to $1,500 extra annually, depending on your age. Insurance for high-risk drivers ranges around 41% to 127% more than the average policy. View High Risk Driver Rates

Choosing higher comprehensive and collision insurance deductibles can save as much as $190 a year, whereas increasing liability limits will push prices upward. Switching from a 50/100 bodily injury limit to a 250/500 limit will cost up to $398 more per year. View Rates by Deductible or Liability Limit

Where you choose to live plays a big part in determining prices for GMC Savana insurance rates. A good driver about age 40 could pay as low as $580 a year in states like North Carolina, Wisconsin, and Vermont, or have to pay at least $1,190 on average in Florida, New York, and Michigan.

View Chart as Image

With such a large range in prices, the only way to figure out who has the best car insurance prices is to do a rate comparison and see how they stack up. Each auto insurer calculates prices differently, so the prices will be substantially different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 1999 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy the Best Cheap GMC Savana Insurance

Finding better rates on auto insurance takes being a low-risk driver, having a good credit history, paying for small claims out-of-pocket, and maximizing policy discounts. Set aside time to shop around at least every other year by getting quotes from direct insurance companies, and also from insurance agencies where you live.

The items below are a quick review of the car insurance concepts raised in the charts and tables above.

• Drivers with a DUI or reckless driving violation could be forced to pay on average $1,010 more per year to insure their Savana
• It is possible to save around $100 per year simply by quoting online in advance
• Increasing policy deductibles could save up to $175 each year
• Consumers who purchase more liability coverage will pay approximately $490 annually to raise limits from 30/60 bodily injury limits to higher 250/500 limits