Hyundai Azera Insurance Rates
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UPDATED: Jun 3, 2023
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The average insurance prices for a Hyundai Azera are $958 every 12 months including full coverage. Comprehensive costs approximately $150 each year, collision costs $198, and liability insurance is estimated at $452. A liability-only policy costs approximately $504 a year, with high-risk insurance costing around $2,058. Teenage drivers cost the most to insure at $3,886 a year or more.
Average premium for full coverage: $958
Policy rates by type of insurance:
Estimates include $500 physical damage deductibles, 30/60 bodily injury liability limits, and includes medical and uninsured motorist coverage. Prices are averaged for all 50 U.S. states and Azera models.
Price Range Variability
Using a middle-aged driver as an example, Hyundai Azera insurance rates go from the cheapest price of $504 for just liability coverage to a high rate of $2,058 for a driver who requires high-risk insurance.
Urban vs. Rural Price Range
Living in a larger city has a significant impact on car insurance prices. Rural locations are shown to have more infrequent comprehensive and collision claims than densely populated cities.
The graphic below illustrates how where you live affects auto insurance prices.
The examples above highlight why all drivers should get quotes using their specific location and their own driving history, rather than relying on average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Detailed Rate Analysis
The chart below breaks down estimated Hyundai Azera insurance rates for additional coverage and risk scenarios.
- The best discount rate is $585
- Choosing higher $1,000 deductibles can save $80 every year
- The average price for a good driver age 40 who chooses $500 deductibles is $958
- Using low deductibles for comp and collision coverage increases the price to $1,108
- High-risk insureds who are prone to accidents and violations could pay around $2,058 or more
- Policy cost to insure a teen driver can cost $3,886 each year
Car insurance rates for a Hyundai Azera also range considerably based on liability limits and deductibles, your driving characteristics, and the model of your Azera.
Using high physical damage deductibles can save as much as $230 each year, whereas increasing liability limits will push rates upward. Changing from a 50/100 liability limit to a 250/500 limit will raise rates by up to $407 extra every 12 months. View Rates by Deductible or Liability Limit
More mature drivers with no driving violations and higher deductibles could pay as little as $900 annually on average, or $75 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers will be charged in the ballpark of $3,800 a year. View Rates by Age
If you have a few points on your driving record or you were responsible for an accident, you are likely paying anywhere from $1,100 to $1,600 extra every year, depending on your age. Insurance for high-risk drivers ranges anywhere from 41% to 128% more than a normal policy. View High Risk Driver Rates
Your home state plays a big part in determining prices for Hyundai Azera insurance rates. A good driver about age 40 could pay as low as $740 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $1,370 on average in Louisiana, New York, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $868 | -$90 | -9.4% |
| Alaska | $734 | -$224 | -23.4% |
| Arizona | $794 | -$164 | -17.1% |
| Arkansas | $958 | -$0 | 0.0% |
| California | $1,090 | $132 | 13.8% |
| Colorado | $914 | -$44 | -4.6% |
| Connecticut | $986 | $28 | 2.9% |
| Delaware | $1,084 | $126 | 13.2% |
| Florida | $1,198 | $240 | 25.1% |
| Georgia | $884 | -$74 | -7.7% |
| Hawaii | $688 | -$270 | -28.2% |
| Idaho | $648 | -$310 | -32.4% |
| Illinois | $714 | -$244 | -25.5% |
| Indiana | $720 | -$238 | -24.8% |
| Iowa | $646 | -$312 | -32.6% |
| Kansas | $910 | -$48 | -5.0% |
| Kentucky | $1,308 | $350 | 36.5% |
| Louisiana | $1,418 | $460 | 48.0% |
| Maine | $590 | -$368 | -38.4% |
| Maryland | $790 | -$168 | -17.5% |
| Massachusetts | $766 | -$192 | -20.0% |
| Michigan | $1,666 | $708 | 73.9% |
| Minnesota | $802 | -$156 | -16.3% |
| Mississippi | $1,148 | $190 | 19.8% |
| Missouri | $848 | -$110 | -11.5% |
| Montana | $1,028 | $70 | 7.3% |
| Nebraska | $756 | -$202 | -21.1% |
| Nevada | $1,150 | $192 | 20.0% |
| New Hampshire | $692 | -$266 | -27.8% |
| New Jersey | $1,072 | $114 | 11.9% |
| New Mexico | $848 | -$110 | -11.5% |
| New York | $1,010 | $52 | 5.4% |
| North Carolina | $552 | -$406 | -42.4% |
| North Dakota | $784 | -$174 | -18.2% |
| Ohio | $664 | -$294 | -30.7% |
| Oklahoma | $984 | $26 | 2.7% |
| Oregon | $878 | -$80 | -8.4% |
| Pennsylvania | $914 | -$44 | -4.6% |
| Rhode Island | $1,278 | $320 | 33.4% |
| South Carolina | $868 | -$90 | -9.4% |
| South Dakota | $808 | -$150 | -15.7% |
| Tennessee | $838 | -$120 | -12.5% |
| Texas | $1,156 | $198 | 20.7% |
| Utah | $710 | -$248 | -25.9% |
| Vermont | $656 | -$302 | -31.5% |
| Virginia | $574 | -$384 | -40.1% |
| Washington | $742 | -$216 | -22.5% |
| West Virginia | $878 | -$80 | -8.4% |
| Wisconsin | $664 | -$294 | -30.7% |
| Wyoming | $854 | -$104 | -10.9% |
Because rates have so much variability, the best way to figure out who has the best auto insurance rates is to do a rate comparison from as many companies as possible. Each auto insurer uses a different method to calculate rates, so rate quotes will be varied.
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Hyundai Azera GLS 4-Dr Sedan | $942 | $79 |
| Hyundai Azera Limited 4-Dr Sedan | $964 | $80 |
Rates assume 2006 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2013 Hyundai Azera | $202 | $340 | $474 | $1,174 |
| 2012 Hyundai Azera | $186 | $316 | $474 | $1,134 |
| 2006 Hyundai Azera | $150 | $198 | $452 | $958 |
Rates are averaged for all Hyundai Azera models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for Low Cost Hyundai Azera Insurance
Finding cheaper rates on Hyundai Azera insurance takes being a safe and courteous driver, maintaining a good credit score, paying for small claims out-of-pocket, and avoiding coverage lapses. Take the time to comparison shop at every other renewal by getting rate quotes from direct car insurance companies, and also from your local car insurance providers.
Below is a review of the concepts that were touched on in the above illustrations.
- High-risk drivers who have several accidents or serious violations could be charged and average of $1,100 more per year for auto insurance
- Teenage drivers pay the highest auto insurance rates, with premiums being up to $324 each month if the policy includes full coverage
- You may be able to save around $110 per year simply by quoting online in advance
- Increasing comprehensive and collision deductibles could save as much as $225 each year
- You may be able to save around $110 per year simply by quoting online in advance
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $3,886 |
| 20 | $2,194 |
| 30 | $972 |
| 40 | $958 |
| 50 | $880 |
| 60 | $862 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,108 |
| $250 | $1,040 |
| $500 | $958 |
| $1,000 | $878 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $958 |
| 50/100 | $1,054 |
| 100/300 | $1,167 |
| 250/500 | $1,461 |
| 100 CSL | $1,100 |
| 300 CSL | $1,348 |
| 500 CSL | $1,529 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $5,466 |
| 20 | $3,494 |
| 30 | $2,072 |
| 40 | $2,058 |
| 50 | $1,970 |
| 60 | $1,952 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $48 |
| Multi-vehicle | $52 |
| Homeowner | $17 |
| 5-yr Accident Free | $57 |
| 5-yr Claim Free | $60 |
| Paid in Full/EFT | $34 |
| Advance Quote | $41 |
| Online Quote | $64 |
| Total Discounts | $373 |
Discounts are estimated and may not be available from every company or in every state.
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