Hyundai Veracruz Insurance Rates
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UPDATED: Jun 4, 2023
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Estimated insurance rates for a Hyundai Veracruz are $870 a year including full coverage. Comprehensive insurance costs approximately $154, collision costs $182, and liability costs around $398. Liability-only coverage costs as low as $444 a year, with high-risk coverage costing $1,860 or more. Teen drivers pay the most at $3,464 a year or more.
Average premium for full coverage: $870
Premium estimates by type of coverage:
Full coverage includes $500 policy deductibles, 30/60 bodily injury liability limits, and includes uninsured/under-insured motorist coverage. Rates include averaging for all 50 U.S. states and for different Veracruz trim levels.
Insurance Price Range by Risk and Coverage
Using a middle-aged driver as an example, insurance rates for a Hyundai Veracruz go from the low end price of $444 for your basic liability-only policy to a much higher rate of $1,860 for a driver who requires high-risk insurance.
Insurance Price Range by Location
Where you live can have significant affects on car insurance prices. Rural locations are statistically proven to have lower incidents of comprehensive and collision claims than larger metro areas.
The price range example below illustrates how where you live affects auto insurance prices.
These rate differences highlight why anyone shopping for car insurance should compare prices using their specific location, instead of using price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Information
The chart below breaks down estimated Hyundai Veracruz insurance rates for additional coverage and risk scenarios.
- The lowest rate with discounts is $531
- Using higher $1,000 deductibles will save $76 every year
- The estimated price for a 40-year-old good driver who chooses $500 deductibles is $870
- Choosing more expensive low deductibles for physical damage coverage will cost an additional $144 every year
- Drivers with multiple violations and an at-fault accident could pay around $1,860 or more
- An auto insurance policy that insures a teen driver with full coverage can cost $3,464 or more
Insurance prices for a Hyundai Veracruz also have a wide range based on the model year and trim level, your driving record and age, and physical damage deductibles and liability limits.
If you have a few violations or you caused an accident, you are likely paying anywhere from $1,000 to $1,500 extra annually, depending on your age. High-risk driver insurance can be as much as 43% to 128% more than average. View High Risk Driver Rates
An older driver with a clean driving record and higher comprehensive and collision deductibles may pay as little as $800 a year, or $67 per month, for full coverage. Prices are highest for drivers in their teens, since even teens with perfect driving records can expect to pay in the ballpark of $3,400 a year. View Rates by Age
Where you choose to live has a huge impact on Hyundai Veracruz insurance prices. A driver around age 40 might see prices as low as $670 a year in states like Vermont, New Hampshire, and Missouri, or as much as $1,240 on average in Louisiana, New York, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $786 | -$84 | -9.7% |
| Alaska | $668 | -$202 | -23.2% |
| Arizona | $720 | -$150 | -17.2% |
| Arkansas | $870 | -$0 | 0.0% |
| California | $990 | $120 | 13.8% |
| Colorado | $830 | -$40 | -4.6% |
| Connecticut | $892 | $22 | 2.5% |
| Delaware | $982 | $112 | 12.9% |
| Florida | $1,086 | $216 | 24.8% |
| Georgia | $804 | -$66 | -7.6% |
| Hawaii | $624 | -$246 | -28.3% |
| Idaho | $588 | -$282 | -32.4% |
| Illinois | $648 | -$222 | -25.5% |
| Indiana | $654 | -$216 | -24.8% |
| Iowa | $586 | -$284 | -32.6% |
| Kansas | $824 | -$46 | -5.3% |
| Kentucky | $1,186 | $316 | 36.3% |
| Louisiana | $1,286 | $416 | 47.8% |
| Maine | $538 | -$332 | -38.2% |
| Maryland | $718 | -$152 | -17.5% |
| Massachusetts | $692 | -$178 | -20.5% |
| Michigan | $1,508 | $638 | 73.3% |
| Minnesota | $730 | -$140 | -16.1% |
| Mississippi | $1,044 | $174 | 20.0% |
| Missouri | $772 | -$98 | -11.3% |
| Montana | $932 | $62 | 7.1% |
| Nebraska | $684 | -$186 | -21.4% |
| Nevada | $1,044 | $174 | 20.0% |
| New Hampshire | $628 | -$242 | -27.8% |
| New Jersey | $972 | $102 | 11.7% |
| New Mexico | $766 | -$104 | -12.0% |
| New York | $914 | $44 | 5.1% |
| North Carolina | $500 | -$370 | -42.5% |
| North Dakota | $712 | -$158 | -18.2% |
| Ohio | $598 | -$272 | -31.3% |
| Oklahoma | $890 | $20 | 2.3% |
| Oregon | $798 | -$72 | -8.3% |
| Pennsylvania | $828 | -$42 | -4.8% |
| Rhode Island | $1,160 | $290 | 33.3% |
| South Carolina | $788 | -$82 | -9.4% |
| South Dakota | $734 | -$136 | -15.6% |
| Tennessee | $760 | -$110 | -12.6% |
| Texas | $1,048 | $178 | 20.5% |
| Utah | $642 | -$228 | -26.2% |
| Vermont | $594 | -$276 | -31.7% |
| Virginia | $518 | -$352 | -40.5% |
| Washington | $672 | -$198 | -22.8% |
| West Virginia | $798 | -$72 | -8.3% |
| Wisconsin | $600 | -$270 | -31.0% |
| Wyoming | $774 | -$96 | -11.0% |
Choosing high deductibles could cut prices by as much as $220 every year, while increasing your policy's liability limits will push prices upward. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $358 more per year. View Rates by Deductible or Liability Limit
With such a large range in prices, the best way to figure out who has the best auto insurance prices is to compare prices and see which company has the best price. Each insurance company uses a different rate calculation, so the prices will be substantially different.
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Hyundai Veracruz GLS 2WD | $842 | $70 |
| Hyundai Veracruz GLS AWD | $858 | $72 |
| Hyundai Veracruz Limited 2WD | $888 | $74 |
| Hyundai Veracruz Limited AWD | $888 | $74 |
Rates assume 2008 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2008 Hyundai Veracruz | $154 | $182 | $398 | $870 |
Rates are averaged for all Hyundai Veracruz models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find More Affordable Hyundai Veracruz Insurance
Finding better rates on car insurance requires being safe and accident-free, having above-average credit, refrain from filing small claims, and maximizing policy discounts. Shop around at every other renewal by obtaining price quotes from direct car insurance companies, and also from local auto insurance providers.
Below you'll find a summary of the concepts that were touched on in the above illustrations.
- Higher risk drivers who have multiple accidents or major violations will likely pay on average $990 more per year than a low-risk driver
- Youthful drivers are expensive to insure, with the cost nearing $289 per month if full coverage is included
- You may be able to save around $100 per year simply by shopping early and online
- Increasing policy deductibles can save approximately $225 each year
- You may be able to save around $100 per year simply by shopping early and online
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $3,464 |
| 20 | $1,972 |
| 30 | $886 |
| 40 | $870 |
| 50 | $800 |
| 60 | $784 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,014 |
| $250 | $948 |
| $500 | $870 |
| $1,000 | $794 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $870 |
| 50/100 | $968 |
| 100/300 | $1,067 |
| 250/500 | $1,326 |
| 100 CSL | $1,007 |
| 300 CSL | $1,226 |
| 500 CSL | $1,386 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $4,878 |
| 20 | $3,140 |
| 30 | $1,878 |
| 40 | $1,860 |
| 50 | $1,776 |
| 60 | $1,758 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $44 |
| Multi-vehicle | $46 |
| Homeowner | $15 |
| 5-yr Accident Free | $52 |
| 5-yr Claim Free | $54 |
| Paid in Full/EFT | $31 |
| Advance Quote | $38 |
| Online Quote | $59 |
| Total Discounts | $339 |
Discounts are estimated and may not be available from every company or in every state.
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