Jaguar XKR Insurance Rates

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The average insurance rates for a Jaguar XKR are $1,110 a year with full coverage. Comprehensive costs approximately $206, collision insurance costs $304, and liability is estimated at $442. Liability-only insurance costs approximately $496 a year, and high-risk driver insurance costs around $2,390. 16-year-old drivers cost the most to insure at up to $4,342 a year.

Average premium for full coverage: $1,110

Policy rates by type of insurance:

Comprehensive $206
Collision $304
Liability $442

Rates are based on $500 policy deductibles, liability limits of 30/60, and includes medical/PIP and uninsured motorist coverage. Prices are averaged for all U.S. states and for all XKR models.

Price Range Variability

For an average driver, Jaguar XKR insurance rates range from as low as $496 for liability-only coverage to the much higher price of $2,390 for a driver that may need high-risk insurance.

Liability Only $496
Full Coverage $1,110
High Risk $2,390

Urban vs. Rural Price Range

Living in a larger city can make a big difference on the price of insurance. Rural locations are shown to have a lower frequency of collision claims than congested cities. The example below illustrates the effect of geographic area on auto insurance prices.

Rural Areas $833
Small Cities $1,166
Large Cities $1,499

The examples above demonstrate why everyone should get quotes using their specific location and risk profile, instead of making a decision based on rate averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Charts and Tables

The chart below details average Jaguar XKR insurance rates for additional coverage and risk scenarios.

  • The best full coverage rate is $663
  • Choosing higher $1,000 deductibles can save $116 annually
  • The average rate for a good driver age 40 who chooses $500 deductibles is $1,110
  • Buying pricier low deductibles for comp and collision coverage will increase the cost to $1,332
  • Higher-risk drivers with multiple tickets or accidents could pay around $2,390
  • Policy cost for full coverage for a 16-year-old driver for full coverage can cost $4,342 each year

View Chart as Image

Jaguar XKR insurance cost comparison chart
Column chart showing Jaguar XKR insurance rates range from $663 to $4,342 for full coverage

Auto insurance rates for a Jaguar XKR also range considerably based on your risk profile, the trim level and model year, and physical damage deductibles and liability limits.

A more mature driver with a good driving record and high deductibles may pay as low as $1,000 annually on average, or $83 per month, for full coverage. Rates are highest for teenagers, where even good drivers will have to pay in the ballpark of $4,300 a year. View Rates by Age

Your home state plays a big part in determining prices for Jaguar XKR insurance prices. A good driver about age 40 could pay as low as $800 a year in states like Utah, Ohio, and New Hampshire, or at least $1,500 on average in New York, Michigan, and Florida.

Jaguar XKR Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,006 -$104 -9.4%
Alaska $854 -$256 -23.1%
Arizona $922 -$188 -16.9%
Arkansas $1,110 -$0 0.0%
California $1,266 $156 14.1%
Colorado $1,060 -$50 -4.5%
Connecticut $1,140 $30 2.7%
Delaware $1,256 $146 13.2%
Florida $1,388 $278 25.0%
Georgia $1,026 -$84 -7.6%
Hawaii $798 -$312 -28.1%
Idaho $752 -$358 -32.3%
Illinois $826 -$284 -25.6%
Indiana $836 -$274 -24.7%
Iowa $748 -$362 -32.6%
Kansas $1,056 -$54 -4.9%
Kentucky $1,516 $406 36.6%
Louisiana $1,644 $534 48.1%
Maine $684 -$426 -38.4%
Maryland $918 -$192 -17.3%
Massachusetts $890 -$220 -19.8%
Michigan $1,928 $818 73.7%
Minnesota $928 -$182 -16.4%
Mississippi $1,330 $220 19.8%
Missouri $984 -$126 -11.4%
Montana $1,194 $84 7.6%
Nebraska $876 -$234 -21.1%
Nevada $1,332 $222 20.0%
New Hampshire $800 -$310 -27.9%
New Jersey $1,242 $132 11.9%
New Mexico $984 -$126 -11.4%
New York $1,170 $60 5.4%
North Carolina $640 -$470 -42.3%
North Dakota $910 -$200 -18.0%
Ohio $768 -$342 -30.8%
Oklahoma $1,140 $30 2.7%
Oregon $1,016 -$94 -8.5%
Pennsylvania $1,060 -$50 -4.5%
Rhode Island $1,482 $372 33.5%
South Carolina $1,006 -$104 -9.4%
South Dakota $938 -$172 -15.5%
Tennessee $974 -$136 -12.3%
Texas $1,338 $228 20.5%
Utah $824 -$286 -25.8%
Vermont $760 -$350 -31.5%
Virginia $666 -$444 -40.0%
Washington $858 -$252 -22.7%
West Virginia $1,018 -$92 -8.3%
Wisconsin $768 -$342 -30.8%
Wyoming $990 -$120 -10.8%

View Chart as Image

Jaguar XKR insurance rates by U.S. city

Opting for high physical damage deductibles can save as much as $340 annually, whereas buying more liability protection will push rates upward. Moving from a 50/100 limit to a 250/500 limit will raise rates by up to $398 extra every year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you may be forking out anywhere from $1,300 to $1,800 in extra premium every year, depending on your age. Jaguar XKR insurance for high-risk drivers ranges from 41% to 131% more than the average rate. View High Risk Driver Rates

Insurance Rates by Trim Level and Model Year

Jaguar XKR Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Jaguar XKR 2-Dr Convertible $1,008 $84
Jaguar XKR 2-Dr Coupe $1,114 $93

Rates assume model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Jaguar XKR Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium

Rates are averaged for all Jaguar XKR models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find the Best Cheap Jaguar XKR Insurance

Finding cheaper rates on insurance for a Jaguar XKR takes being a good driver, having good credit, not filing small claims, and possibly higher deductibles. Take the time to compare rates once a year by getting rate quotes from direct companies like GEICO, Progressive, and Esurance, and also from several local insurance agents.

The following list is a quick review of the data that was covered in the above illustrations.

  • You may be able to save around $130 per year just by quoting online well ahead of the renewal date
  • Insureds who purchase an increased level of liability coverage will pay around $490 every year to raise limits from a 30/60 limit to 250/500 limits
  • Drivers age 16 to 20 have the highest car insurance rates, as much as $362 each month if they have full coverage
  • Drivers considered higher risk with a DUI or reckless driving violation pay on average $1,280 more per year than a safer driver

Rates by Driver Age

Jaguar XKR Insurance Rates by Driver Age
Driver Age Premium
16 $4,342
20 $2,542
30 $1,140
40 $1,110
50 $1,018
60 $996

Full coverage, $500 deductibles

Rates by Deductible

Jaguar XKR Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,332
$250 $1,230
$500 $1,110
$1,000 $994

Full coverage, driver age 40

Rates by Liability Limit

Jaguar XKR Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,110
50/100 $1,202
100/300 $1,313
250/500 $1,600
100 CSL $1,247
300 CSL $1,490
500 CSL $1,667

Full coverage, driver age 40

Rates for High Risk Drivers

Jaguar XKR Insurance Rates for High Risk Drivers
Age Premium
16 $6,140
20 $4,048
30 $2,420
40 $2,390
50 $2,284
60 $2,262

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $150

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $57
Multi-vehicle $59
Homeowner $18
5-yr Accident Free $72
5-yr Claim Free $70
Paid in Full/EFT $44
Advance Quote $51
Online Quote $76
Total Discounts $447
Rate after discounts $663

Discounts are estimated and may not be available from every company or in every state.

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