Insurance for Land Rover Vehicles

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Jeffrey Johnson

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Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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UPDATED: Jun 3, 2023

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The table below shows average insurance prices for Land Rover vehicles. Additional models are shown at the end of the article

Insurance Rates for Land Rover Vehicles
Vehicle Model Annual Premium Monthly Premium
Land Rover Discovery $1,754 $146
Land Rover LR2 $1,500 $125
Get Rates for Your Model Go

Rates assume current model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

View Chart as Image

Average insurance cost for Land Rover vehicles
Column chart showing average insurance prices for Land Rover vehicles range from $934 to $5,826 for full coverage

The prior chart uses the average vehicle rating data for all Land Rover models shown in the table above as an example of how different situations can have a huge impact on auto insurance prices.

Car insurance rates for a Land Rover range considerably based on liability limits and deductibles, your driver profile, and the model year and trim level.

Choosing higher comprehensive and collision insurance deductibles can save as much as $740 every year, whereas increasing liability limits will increase premiums. Going from a 50/100 liability limit to a 250/500 limit will raise rates by up to $335 extra every 12 months

View Chart as Image

Land Rover insurance by deductible and liability limit

More mature drivers with no driving violations and higher deductibles may pay as little as $1,500 annually on average, or $125 per month, for full coverage. Prices are much higher for teenagers, since even excellent drivers will be charged at least $5,800 a year.

If you have a few points on your driving record or you were responsible for an accident, you could be paying $1,900 to $2,600 extra every year, depending on your age. Insurance for high-risk drivers ranges as much as 45% to 130% more than the average policy.

View Chart as Image

Land Rover insurance by risk and age

Your home state plays a big part in determining prices for Land Rover insurance prices. A good driver about age 40 could pay as low as $1,080 a year in states like Iowa, Maine, and Idaho, or have to pay at least $2,340 on average in Montana, Louisiana, and Michigan.

Land Rover Vehicle Average Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,480 -$156 -9.5%
Alaska $1,256 -$380 -23.2%
Arizona $1,356 -$280 -17.1%
Arkansas $1,636 -$0 0.0%
California $1,864 $228 13.9%
Colorado $1,562 -$74 -4.5%
Connecticut $1,680 $44 2.7%
Delaware $1,852 $216 13.2%
Florida $2,048 $412 25.2%
Georgia $1,510 -$126 -7.7%
Hawaii $1,176 -$460 -28.1%
Idaho $1,106 -$530 -32.4%
Illinois $1,220 -$416 -25.4%
Indiana $1,230 -$406 -24.8%
Iowa $1,104 -$532 -32.5%
Kansas $1,554 -$82 -5.0%
Kentucky $2,232 $596 36.4%
Louisiana $2,422 $786 48.0%
Maine $1,010 -$626 -38.3%
Maryland $1,350 -$286 -17.5%
Massachusetts $1,310 -$326 -19.9%
Michigan $2,842 $1,206 73.7%
Minnesota $1,370 -$266 -16.3%
Mississippi $1,960 $324 19.8%
Missouri $1,450 -$186 -11.4%
Montana $1,756 $120 7.3%
Nebraska $1,290 -$346 -21.1%
Nevada $1,960 $324 19.8%
New Hampshire $1,178 -$458 -28.0%
New Jersey $1,828 $192 11.7%
New Mexico $1,448 -$188 -11.5%
New York $1,724 $88 5.4%
North Carolina $942 -$694 -42.4%
North Dakota $1,338 -$298 -18.2%
Ohio $1,128 -$508 -31.1%
Oklahoma $1,680 $44 2.7%
Oregon $1,498 -$138 -8.4%
Pennsylvania $1,562 -$74 -4.5%
Rhode Island $2,180 $544 33.3%
South Carolina $1,482 -$154 -9.4%
South Dakota $1,380 -$256 -15.6%
Tennessee $1,434 -$202 -12.3%
Texas $1,970 $334 20.4%
Utah $1,210 -$426 -26.0%
Vermont $1,120 -$516 -31.5%
Virginia $980 -$656 -40.1%
Washington $1,264 -$372 -22.7%
West Virginia $1,498 -$138 -8.4%
Wisconsin $1,132 -$504 -30.8%
Wyoming $1,458 -$178 -10.9%

Because rates have so much variability, the only way to know who has the cheapest rates is to do a rate comparison and see which company has the best price. Each auto insurer calculates rates differently, so rate quotes will be varied.

Additional Land Rover Vehicles


U.S. averages for full coverage Land Rover vehicle insurance

Average Policy Cost $1,636
Comprehensive Premium $418
Collision Premium $688
Liability Premium $372

National average data is compiled from all 50 U.S. states for the Land Rover models in the rate table on this page. Rates are based on a 40-year-old male driver, $500 comprehensive and collision deductibles, and a clean driving record.

Rates by Driver Age

Land Rover Vehicle Insurance Rates by Driver Age
Driver Age Premium
16 $5,826
20 $3,732
30 $1,722
40 $1,636
50 $1,490
60 $1,460

Full coverage, $500 deductibles

Rates by Deductible

Land Rover Vehicle Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,120
$250 $1,896
$500 $1,636
$1,000 $1,384

Full coverage, driver age 40

Rates for High Risk Drivers

Land Rover Vehicle Insurance Rates for High Risk Drivers
Age Premium
16 $8,348
20 $5,926
30 $3,608
40 $3,514
50 $3,346
60 $3,314

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $224

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $89
Multi-vehicle $82
Homeowner $22
5-yr Accident Free $124
5-yr Claim Free $106
Paid in Full/EFT $79
Advance Quote $82
Online Quote $118
Total Discounts $702
Rate after discounts $934

Discounts are estimated and may not be available from every company or in every state.

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