Mazda CX-7 Insurance Rates

U.S. average insurance rates for a Mazda CX-7 are $964 a year for full coverage insurance. Comprehensive costs an estimated $158, collision costs $188, and liability is estimated at $460. Liability-only coverage costs approximately $510 a year, with high-risk coverage costing around $2,068. 16-year-old drivers pay the highest rates at $3,900 a year or more.

Average premium for full coverage: $964

Price estimates broken down by individual coverage:

Prices include $500 physical damage deductibles, liability limits of 30/60, and includes UM/UIM and medical coverage. Estimates are averaged for all 50 states and for all CX-7 models.

Price Range from Low to High

Geographic Price Range

Living in a larger city can make a big difference on the price of insurance. More rural locations have a lower frequency of physical damage claims than congested cities.

The example below illustrates how your location can change insurance prices.

The ranges above illustrate why everyone should get quotes for a targeted area and risk profile, instead of making a decision based on rate averages.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below illustrates estimated Mazda CX-7 insurance rates for other coverage scenarios.

• The best full coverage rate is $591
• Choosing higher $1,000 deductibles can save approximately $80 each year
• The average rate for the average middle-age driver who has $500 deductibles is $964
• Buying pricier low deductibles for comp and collision coverage will increase the cost to $1,114
• Higher-risk drivers with multiple tickets or accidents could pay up to $2,068 or more
• The price for full coverage for a 16-year-old driver for full coverage can cost as much as $3,900 each year

View Chart as Image

Auto insurance prices for a Mazda CX-7 are also quite variable based on your driving record, the model year and trim level, and liability limits and deductibles.

A more mature driver with a good driving record and high deductibles may pay as low as $900 annually on average for full coverage. Prices are highest for teenage drivers, where even good drivers will have to pay at least $3,900 a year. View Rates by Age

The state you live in plays a big part in determining prices for Mazda CX-7 insurance prices. A good driver about age 40 could pay as low as $630 a year in states like North Carolina, Wisconsin, and Vermont, or at least $1,300 on average in Florida, New York, and Michigan.

View Chart as Image

Opting for high physical damage deductibles can save as much as $230 annually, whereas buying more liability protection will increase premiums. Switching from a 50/100 limit to a 250/500 limit will increase prices by as much as $414 extra every year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you are probably paying $1,100 to $1,600 in extra premium each year, depending on your age. Mazda CX-7 insurance for high-risk drivers ranges from 41% to 127% more than the average rate. View High Risk Driver Rates

Since prices can be so different, the only way to figure out which car insurance is cheapest is to regularly compare prices from multiple companies. Each auto insurer utilizes a different rate formula, and quoted prices may be quite different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2007 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Right Mazda CX-7 Insurance

Getting lower rates on insurance for a Mazda CX-7 takes being a safe and courteous driver, having good credit, not filing small claims, and qualifying for all possible discounts. Invest the time to shop around once a year by getting rate quotes from direct insurance companies like Progressive and GEICO, and also from several local insurance agents.

Below is a quick rundown of the data that was illustrated above.

• It is possible to save approximately $110 per year simply by quoting online well ahead of the renewal date
• Insureds who want higher levels of liability will pay around $510 annually to raise limits from a low limit to 250/500 limits
• Teenage drivers are the costliest to insure, as much as $325 a month if they have full coverage
• Drivers considered higher risk with reckless driving or DUI convictions pay on average $1,100 more annually for auto insurance