Mazda CX-9 Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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UPDATED: Jun 6, 2023

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The average insurance rates for a Mazda CX-9 are $1,330 a year with full coverage. Comprehensive insurance costs an estimated $270 a year, collision insurance costs $450, and liability insurance is estimated at $452. A liability-only policy costs approximately $504 a year, and high-risk insurance costs $2,872 or more. Teenage drivers cost the most to insure at up to $5,048 a year.

Average premium for full coverage: $1,330

Policy rates broken down by type of insurance:

Comprehensive $270
Collision $450
Liability $452

Rates are based on $500 comprehensive and collision deductibles, 30/60 bodily injury liability limits, and includes both medical and UM/UIM coverage. Prices are averaged for all U.S. states and CX-9 trim levels.

Price Range Variability

For an average driver, Mazda CX-9 insurance rates range from the low end price of $504 for basic liability insurance to a high of $2,872 for a driver who requires high-risk insurance.

Liability Only $504
Full Coverage $1,330
High Risk $2,872

Urban vs. Rural Price Range

Living in a larger city has a significant impact on car insurance rates. More rural locations are shown to have lower incidents of collision claims than densely populated cities. The diagram below illustrates the effect of geographic area on insurance prices.

Rural Areas $998
Small Cities $1,397
Large Cities $1,796

The examples above demonstrate why it is important to get quotes for a targeted area, rather than relying on average rates.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Rate Comparisons

The chart below details average Mazda CX-9 insurance rates for other coverage scenarios.

  • The best discount rate is $773
  • Choosing higher $1,000 deductibles can save approximately $1,166 annually
  • The estimated price for a good driver age 40 who has $500 deductibles is $1,330
  • Using low $100 deductibles for comp and collision coverage will cost an additional $316 a year
  • High-risk insureds who are prone to accidents and violations could pay up to $2,872
  • Policy cost that insures a teen driver can cost as much as $5,048 each year

View Chart as Image

Mazda CX-9 insurance cost comparison chart
Column chart showing Mazda CX-9 insurance prices range from $773 to $5,048 for full coverage

Car insurance rates for a Mazda CX-9 also range considerably based on the trim level of your CX-9, your age and driving habits, and liability limits and deductibles.

If you have a few points on your driving record or you caused an accident, you may be forking out $1,600 to $2,200 extra every year, depending on your age. A high-risk auto insurance policy ranges anywhere from 44% to 134% more than a normal policy. View High Risk Driver Rates

Older drivers with no driving violations and higher comprehensive and collision deductibles could pay as little as $1,200 annually on average, or $100 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records will be charged at least $5,000 a year. View Rates by Age

Your home state plays a big part in determining prices for Mazda CX-9 insurance rates. A good driver about age 40 could pay as low as $960 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $1,800 on average in New York, Michigan, and Florida.

Mazda CX-9 Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,202 -$128 -9.6%
Alaska $1,020 -$310 -23.3%
Arizona $1,102 -$228 -17.1%
Arkansas $1,330 -$0 0.0%
California $1,514 $184 13.8%
Colorado $1,270 -$60 -4.5%
Connecticut $1,368 $38 2.9%
Delaware $1,504 $174 13.1%
Florida $1,664 $334 25.1%
Georgia $1,228 -$102 -7.7%
Hawaii $954 -$376 -28.3%
Idaho $900 -$430 -32.3%
Illinois $990 -$340 -25.6%
Indiana $1,000 -$330 -24.8%
Iowa $896 -$434 -32.6%
Kansas $1,262 -$68 -5.1%
Kentucky $1,816 $486 36.5%
Louisiana $1,968 $638 48.0%
Maine $820 -$510 -38.3%
Maryland $1,096 -$234 -17.6%
Massachusetts $1,064 -$266 -20.0%
Michigan $2,310 $980 73.7%
Minnesota $1,112 -$218 -16.4%
Mississippi $1,592 $262 19.7%
Missouri $1,178 -$152 -11.4%
Montana $1,426 $96 7.2%
Nebraska $1,050 -$280 -21.1%
Nevada $1,594 $264 19.8%
New Hampshire $958 -$372 -28.0%
New Jersey $1,486 $156 11.7%
New Mexico $1,178 -$152 -11.4%
New York $1,400 $70 5.3%
North Carolina $766 -$564 -42.4%
North Dakota $1,090 -$240 -18.0%
Ohio $918 -$412 -31.0%
Oklahoma $1,366 $36 2.7%
Oregon $1,218 -$112 -8.4%
Pennsylvania $1,268 -$62 -4.7%
Rhode Island $1,774 $444 33.4%
South Carolina $1,206 -$124 -9.3%
South Dakota $1,122 -$208 -15.6%
Tennessee $1,164 -$166 -12.5%
Texas $1,604 $274 20.6%
Utah $984 -$346 -26.0%
Vermont $910 -$420 -31.6%
Virginia $796 -$534 -40.2%
Washington $1,026 -$304 -22.9%
West Virginia $1,218 -$112 -8.4%
Wisconsin $922 -$408 -30.7%
Wyoming $1,184 -$146 -11.0%

View Chart as Image

Mazda CX-9 insurance rates by U.S. city

Using high physical damage deductibles can save as much as $480 each year, while buying higher liability limits will increase premiums. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $407 extra every 12 months. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Mazda CX-9 Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Mazda CX-9 Sport 2WD $1,294 $108
Mazda CX-9 Grand Touring 2WD $1,330 $111
Mazda CX-9 Sport AWD $1,330 $111
Mazda CX-9 Touring 2WD $1,330 $111
Mazda CX-9 Touring AWD $1,330 $111
Mazda CX-9 Grand Touring AWD $1,366 $114

Rates assume 2018 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Mazda CX-9 Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2018 Mazda CX-9 $270 $450 $452 $1,330
2014 Mazda CX-9 $224 $328 $464 $1,174
2010 Mazda CX-9 $184 $236 $474 $1,052
2009 Mazda CX-9 $174 $214 $474 $1,020
2008 Mazda CX-9 $168 $192 $468 $986
2007 Mazda CX-9 $166 $188 $460 $972

Rates are averaged for all Mazda CX-9 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find the Best Cheap Mazda CX-9 Insurance

Finding cheaper rates on Mazda CX-9 insurance takes having a decent driving record, having a positive credit history, not filing small claims, and possibly higher deductibles. Compare prices at every other renewal by obtaining price quotes from direct companies, and also from insurance agencies where you live.

The following items are a quick review of the concepts that were covered in the above illustrations.

  • High-risk drivers with a DUI or reckless driving violation could be forced to pay on average $1,540 more annually than a driver with a clean driving record
  • 16 to 18-year-old drivers have the highest car insurance rates, as much as $421 each month if full coverage is purchased
  • You may be able to save approximately $160 per year just by quoting early and online
  • Increasing comprehensive and collision deductibles can save approximately $475 each year
  • You may be able to save approximately $160 per year just by quoting early and online

Rates by Driver Age

Mazda CX-9 Insurance Rates by Driver Age
Driver Age Premium
16 $5,048
20 $3,056
30 $1,378
40 $1,330
50 $1,216
60 $1,192

Full coverage, $500 deductibles

Rates by Deductible

Mazda CX-9 Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,646
$250 $1,500
$500 $1,330
$1,000 $1,166

Full coverage, driver age 40

Rates by Liability Limit

Mazda CX-9 Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,330
50/100 $1,456
100/300 $1,569
250/500 $1,863
100 CSL $1,502
300 CSL $1,750
500 CSL $1,931

Full coverage, driver age 40

Rates for High Risk Drivers

Mazda CX-9 Insurance Rates for High Risk Drivers
Age Premium
16 $7,182
20 $4,866
30 $2,926
40 $2,872
50 $2,744
60 $2,718

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $184

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $70
Multi-vehicle $70
Homeowner $21
5-yr Accident Free $94
5-yr Claim Free $86
Paid in Full/EFT $58
Advance Quote $64
Online Quote $94
Total Discounts $557
Rate after discounts $773

Discounts are estimated and may not be available from every company or in every state.

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